Uxin Limited (UXIN) AI Stock Analysis
UXIN AI stock analysis summary
AI ResearchUxin Limited operates an e-commerce platform for buying and selling pre-owned vehicles in China. Although revenue expanded 60.2% in FY2026 to $3.24B and trailing twelve month revenue reached $4.30B, the company posted net income of -$277.5M in FY2026. Financial leverage remains significant, characterized by -$368.6M in shareholders' equity and $1.69B in net debt.
- Market cap
- $222.2M
- Revenue (TTM)
- $4.30B
- P/E
- — fwd 5.3x
- 1Y return
- -65.5% S&P 500 16.8%
- Avg. target
- $2.61 158.9% vs last close
Bull case
- Quarterly revenue grew 74.9% year-over-year in the latest quarter ending June 30, 2026, lifting trailing twelve month revenue to $4.30B.
- The consensus mean analyst price target of $2.61 implies potential upside of 158.9% over the last close of $1.01.
- Uxin beat earnings per share estimates in 4 of the last 4 quarters while forward price-to-earnings sits at 5.3x.
Bear case
- The company carries negative shareholders' equity of -$368.6M and a heavy net debt load of $1.69B as of June 30, 2026.
- Free cash flow was -$525.8M in FY2026, contributing to persistent operating losses and net income of -$277.5M.
- Long-term shareholders experienced significant dilution, reflected in a 5-year share count increase of 5336.6% and a 5-year share price drop of 99.6%.
What Uxin does
Uxin Limited is an investment holding company based in Beijing, China, that specializes in the retail sale of vehicles via an e-commerce platform. Established in 2011, the company facilitates the purchase and sale of pre-owned cars across China's dynamic automotive market. Its operations span used-car acquisition, inspection processes, professional reconditioning, and warehousing solutions. In addition to vehicle retailing, Uxin provides pre-sales and after-sales support, delivery services, title transfers, vehicle registration, and value-added offerings including warranty and repair options.
Growth and profitability
Uxin's revenue increased from $1.62B in FY2022 to $3.24B in FY2026, delivering a 5-year compound annual growth rate of 38.5%. In FY2026, revenue increased 60.2% while gross margin was 6.7%, up from 1.2% in FY2024. Operating margin improved from -22.1% in FY2022 to -5.4% in FY2026, yet the company reported net income of -$277.5M. For the trailing twelve months ended June 30, 2026, revenue stood at $4.30B, helped by quarterly revenue growth of 74.9% year-over-year. However, trailing operating margin was -13.2% and profit margin was -10.0%.
Balance sheet and cash flow
As of June 30, 2026, Uxin held $82.7M in cash and short-term investments against $1.77B in total debt, resulting in net debt of $1.69B. The company faces a current ratio of 0.74 and negative shareholders' equity of -$368.6M out of $2.23B in total assets. Cash flow remains negative, with free cash flow of -$525.8M and operating cash flow of -$504.4M in FY2026 alongside $21.5M in capital expenditures. Share count expanded by 5336.6% over five years.
Valuation and performance
Uxin carries a market capitalization of $222.2M and an enterprise value of $492.5M. The stock trades at a forward price-to-earnings multiple of 5.3x and a price-to-sales multiple of 0.1x, below the median of its US-listed Consumer Cyclical peers at 14.1x and 0.7x, respectively. Its enterprise value-to-EBITDA ratio is 0.1x compared to the peer median of 11.1x. Over the past year, UXIN fell 65.5%, trailing the S&P 500 return of 16.8%, and is down 99.6% over five years.
What analysts expect
Wall Street coverage consists of 1 Strong Buy and 1 Buy rating, with no Hold, Sell, or Strong Sell recommendations. The mean price target is $2.61, representing an upside of 158.9% above the last close of $1.01. For the current fiscal year ending December 31, 2026, analysts estimate an EPS of -$0.01 and revenue of $5.17B. For the next fiscal year, projected revenue is $8.86B with an EPS of -$0.00. Uxin beat EPS estimates in all 4 of the last 4 quarters.
Key risks and what to watch
- Liquidity pressure is elevated with a current ratio of 0.74 and cash reserves of $82.7M compared to $1.77B in total debt.
- The company continues to post negative returns, including a return on equity of -786.8% and return on assets of -9.2% over the trailing twelve months.
- Ongoing cash burn represented by -$504.4M in FY2026 operating cash flow could necessitate further capital raises.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this UXIN AI stock analysis
This page is an AI-written research summary of Uxin Limited (UXIN). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: UXIN income statement, UXIN balance sheet, UXIN key metrics, UXIN analyst forecast, UXIN chart. See the UXIN stock overview for the latest quote and news.
UXIN AI stock analysis FAQ
Does Uxin pay a dividend?
No, Uxin does not currently pay a dividend.
What are analysts' price targets for UXIN?
Analysts have established a mean price target of $2.61 for UXIN, which represents a 158.9% increase from its closing price of $1.01 on October 16, 2026.
How fast is Uxin's revenue growing?
In FY2026, revenue increased 60.2% to $3.24B, and trailing twelve month revenue reached $4.30B following 74.9% year-over-year growth in the quarter ended June 30, 2026.
What is Uxin's financial debt situation?
As of June 30, 2026, Uxin had $82.7M in cash and short-term investments against $1.77B in total debt, resulting in net debt of $1.69B and negative shareholders' equity of -$368.6M.