U-Haul Holding Company (UHAL) AI Stock Analysis

U-Haul Holding Company operates as a provider of do-it-yourself moving and storage solutions across the United States and Canada. Its Moving and Storage segment rents trucks, trailers, portable storage units, and specialty rental items, while offering self-storage spaces and moving supplies. The company operates approximately 2,100 company-operated retail stores and 21,100 independent dealers, alongside its uhaul.com platform. As of March 31, 2022, its fleet included approximately 186,000 trucks, 128,000 trailers, and 46,000 towing devices, with 1,844 self-storage locations. U-Haul also manages Property and Casualty Insurance and Life Insurance segments providing coverage packages such as Safemove, Safetow, and Safestor.

U-Haul's revenue reached $6.04B in FY2026, delivering 3.6% growth following $5.83B in FY2025 and a 5-year revenue CAGR of 5.9% from FY2021 to FY2026. Despite top-line gains, profitability has compressed significantly from FY2022, when net income was $1.12B and operating margin was 24.9%. By FY2026, operating margin dropped to 7.6% and net income declined to $83.1M, with net margin shrinking to 1.4% and diluted EPS dropping to $0.24. Over the trailing twelve months, revenue totaled $6.09B with an operating margin of 15.1% and a profit margin of 1.1%. In the latest quarter ended June 30, 2026, quarterly revenue grew 3.2% year-over-year, while quarterly earnings declined 13.5%.

As of June 30, 2026, U-Haul held $3.43B in cash and short-term investments against $8.15B in total debt, resulting in net debt of $4.71B and a debt-to-equity ratio of 1.06. Total assets stood at $21.66B and shareholders' equity was $7.66B, supported by a current ratio of 2.04. In FY2026, operating cash flow was $1.79B, while capital expenditures reached $3.15B, leading to free cash flow of -$1.36B. Cash uses in FY2026 also included $35.3M in dividends paid, while share count change over 5 years was 0.0%.

At a last close of $57.02 on October 16, 2026, U-Haul trades at a trailing P/E of 407.3x and a forward P/E of 56.2x, above the median of its US-listed Industrials peers of 24.8x and 17.2x. Its enterprise value to EBITDA ratio is 9.8x compared to the peer median of 13.9x, and its price-to-sales multiple is 1.8x versus the peer median of 1.5x. Over the past year, UHAL shares returned 2.0%, trailing the S&P 500 return of 16.8%. Over five years, the stock returned -21.0% against an 83.0% gain for the S&P 500.

Wall Street coverage includes 1 Buy rating, with 0 Strong Buy, 0 Hold, 0 Sell, and 0 Strong Sell ratings. The mean price target is $87.67, representing a 53.7% premium over the last close of $57.02. For the fiscal year ending March 31, 2027, consensus estimates project EPS of $1.12, reflecting expected growth of 220.8%, on revenue of $6.29B. Over the last 4 quarters, U-Haul recorded 0 EPS beats. The next earnings date is scheduled for November 4, 2026.

This page is an AI-written research summary of U-Haul Holding Company (UHAL). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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