ServiceTitan, Inc. (TTAN) AI Stock Analysis

ServiceTitan, Inc. delivers an end-to-end cloud software platform across the United States, Armenia, and Canada. The platform manages core business workflows including advertising, job scheduling, dispatching, estimate and invoice generation, and payment processing. Its portfolio features ServiceTitan for trade contractors, FieldRoutes for pest control businesses, and Aspire for business management, real-time reporting, and job costing in landscaping and cleaning sectors. In addition, the company provides FinTech solutions covering payment processing and third-party financing. ServiceTitan serves diverse specialty trades including HVAC, plumbing, electrical, roofing, garage door, pool service, and residential remodeling.

ServiceTitan expanded revenue from $467.7M in FY2023 to $961.0M in FY2026, delivering a 3-year compound annual growth rate of 27.1%. Annual revenue growth registered 31.3% in FY2024, 25.6% in FY2025, and 24.5% in FY2026, followed by 20.9% year-over-year revenue growth in the quarter ended July 31, 2026. Over the same four fiscal years, gross margin expanded from 56.9% to 70.1%. Operating margin improved from -47.4% in FY2023 to -16.9% in FY2026. While GAAP net income remained negative at -$159.9M in FY2026 and trailing twelve-month net margin was -12.1%, annual free cash flow turned positive, rising from -$212.7M in FY2023 to $85.1M in FY2026.

As of July 31, 2026, ServiceTitan held $479.5M in cash and short-term investments against total debt of $47.8M, resulting in a net cash position of $431.8M. The company maintains a current ratio of 4.55 and a conservative debt-to-equity ratio of 0.03 on $1.61B of shareholders' equity. Operating cash flow reached $110.1M in FY2026, supporting $25.1M in capital expenditures. Total assets stood at $1.80B at the end of the second quarter.

At $74.98 per share, ServiceTitan carries a market capitalization of $7.23B and an enterprise value of $5.52B. The stock trades at a forward P/E of 45.0x and a price-to-sales ratio of 6.8x, representing premiums compared to the median of its US-listed Technology peers at 18.8x forward earnings and 2.8x sales. Its enterprise value stands at 5.2x revenue. Over the past year, TTAN shares dropped 19.1% and fell 29.6% year-to-date, underperforming the S&P 500 (SPY), which gained 16.8% over the past twelve months.

Wall Street sentiment is predominantly constructive, with 12 Strong Buy, 3 Buy, and 2 Hold ratings, and no Sell recommendations. The mean price target of $97.53 implies 30.1% upside from the October 16, 2026 closing price of $74.98. For the fiscal year ending January 31, 2027, consensus estimates forecast revenue of $1.14B and EPS of $1.36, representing 33.1% EPS growth. ServiceTitan has beaten analyst EPS estimates in 3 of the last 4 quarters, and its next earnings release is scheduled for December 3, 2026.

This page is an AI-written research summary of ServiceTitan, Inc. (TTAN). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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