Trustmark Corporation (TRMK) AI Stock Analysis

Trustmark Corporation serves as a bank holding company overseeing Trustmark National Bank, providing financial services to individual and corporate clients. Headquartered in Jackson, Mississippi, the company operates across three primary divisions: General Banking, Wealth Management, and Insurance. General Banking delivers deposit products, commercial and industrial financing, commercial real estate loans, construction lending, treasury management, and mortgage banking services. The Wealth Management division offers financial planning, investment management, and personal trust and estate administration. Its Insurance division provides risk solutions, including commercial coverage tailored to sectors such as the medical profession.

Revenue increased from $567.8M in FY2021 to $1.12B in FY2025, supported by 34.8% growth in FY2025. Net income expanded from $147.4M in FY2021 to $224.1M in FY2025, with diluted EPS rising from $2.49 to $3.71 over the same span. Net margin finished FY2025 at 20.0%, while operating margin stood at 25.5%. Over the trailing twelve months, revenue totaled $815.2M with a profit margin of 28.7% and an operating margin of 36.8%. In the latest quarter ended June 30, 2026, quarterly revenue grew 9.0% year-over-year, and quarterly earnings grew 17.4% year-over-year.

As of June 30, 2026, Trustmark Corporation held $2.61B in cash and short-term investments against $768.9M in total debt, resulting in net cash of $1.84B. Shareholders' equity was $2.14B, total assets reached $19.19B, and the debt-to-equity ratio stood at 0.36. In FY2025, operating cash flow was $243.9M and capital expenditures were $20.2M, yielding $223.7M in free cash flow. Cash returned to shareholders during FY2025 included $80.0M in share buybacks and $58.5M in dividends paid.

TRMK trades at a trailing P/E of 11.4x, below the 12.1x median of its US-listed Financial Services peers. Its forward P/E is 11.9x compared to the peer median of 10.8x, while its price-to-sales multiple is 3.2x, matching the peer group median. Over the past year, the stock returned 25.3%, outperforming the S&P 500 (SPY) return of 16.8%. Over five years, TRMK returned 57.3% versus 83.0% for the S&P 500 (SPY).

Trustmark Corporation pays an annual forward dividend of $1.00 per share, representing a 2.23% dividend yield as of October 16, 2026. The dividend is distributed quarterly with a payout ratio of 25.9%. Trustmark has paid consecutive dividends for 42 years, and its five-year annualized dividend growth rate is 0.9%. Its last ex-dividend date was September 1, 2026.

Consensus ratings from 6 analysts comprise 1 Strong Buy and 5 Hold recommendations. The mean price target of $50.50 reflects an upside of 12.5% over the last close of $44.90. For the fiscal year ending December 31, 2026, analysts estimate EPS of $4.00 on revenue of $854.3M. The company beat EPS estimates in 3 of the last 4 quarters, and its next earnings date is October 27, 2026.

This page is an AI-written research summary of Trustmark Corporation (TRMK). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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