SOS Limited (SOS) AI Stock Analysis

NYSE: SOSAI research summary: business, growth, valuation, analysts, bull and bear case.

SOS AI stock analysis summary

AI Research

SOS Limited is a China-based provider of data mining, cloud emergency rescue software, and cryptocurrency mining services. In FY2025, revenue fell 33.3% to $154.3M alongside a net income of -$97.3M. Despite holding $233.1M in cash and short-term investments as of September 30, 2026, the company faces substantial operational losses and declining revenues.

Market cap
$4.1M
Revenue (TTM)
$113.5M
P/E
—
1Y return
-88.6%
S&P 500 16.8%
Avg. target
—

Bull case

  • SOS Limited maintained a substantial net cash position of $233.1M with total debt of only $2,000 as of September 30, 2026.
  • The company generated a 5-year revenue CAGR of 25.1% from FY2020 through FY2025.
  • Quarterly earnings grew 32.5% year-over-year in the latest quarter ending September 30, 2026.

Bear case

  • Free cash flow dropped to -$253.9M in FY2025 alongside an operating margin of -63.9%.
  • Share count increased 198.8% over 5 years, resulting in substantial dilution for existing shareholders.
  • Quarterly revenue fell 45.5% year-over-year in the quarter ended September 30, 2026.

What SOS does

SOS Limited provides data mining and analysis services in the People's Republic of China for corporate entities and individual members. It offers marketing data, technology, and services tailored for insurance companies, including emergency rescue services, insurance product distribution, and healthcare information portals. At the core of its operations is the SOS cloud emergency rescue service platform, a Software-as-a-Service solution delivering medical, auto, financial, and life rescue tools. The company also operates specialized hotlines such as 10086 and promotional centers for financial institutions, while expanding into cryptocurrency mining and blockchain-based insurance initiatives.

Growth and profitability

SOS Limited delivered a 5-year revenue CAGR of 25.1% between FY2020 and FY2025, though annual results have been volatile. Revenue dropped 33.3% in FY2025 to $154.3M from $231.4M in FY2024, while net margin worsened from -5.9% to -63.1%. The company recorded net income of -$97.3M in FY2025 and an operating margin of -63.9%. For the trailing twelve months ended September 30, 2026, revenue stood at $113.5M with an operating margin of -29.4% and net profit margin of -103.6%. In the latest quarter, revenue declined 45.5% year-over-year, while quarterly earnings growth increased 32.5%.

SOS income statement →

Balance sheet and cash flow

As of September 30, 2026, SOS Limited held $233.1M in cash and short-term investments against total debt of $2,000, yielding net cash of $233.1M. The company reported a current ratio of 9.72 and shareholders' equity of $395.6M out of $440.7M in total assets. However, cash outflows remain significant, with FY2025 operating cash flow of -$253.9M and free cash flow of -$253.9M. Capital expenditures were $38,000 in FY2025, and share count expanded 198.8% over the past 5 years.

SOS balance sheet →

Valuation and performance

With a market cap of $4.1M and enterprise value of -$240.2M, SOS Limited trades at a price-to-sales multiple of 0.0x and price-to-book of 0.0x, compared to a median price-to-sales of 3.2x for US-listed Financial Services peers. Its EV to EBITDA stands at 7.2x, below the US-listed Financial Services median of 11.7x. The stock has underperformed broader markets significantly; over the past year, SOS shares declined 88.6% compared to a 16.8% gain for the S&P 500 (SPY). Over 5 years, the stock is down 100.0% while SPY gained 83.0%.

SOS key metrics →

What analysts expect

SOS Limited has limited analyst tracking, with 0 EPS beats recorded over the last 4 quarters. The company's diluted EPS for the trailing twelve months stands at -$6.01. No forward consensus revenue estimates, price targets, or next earnings release dates are available. Institutional ownership remains low at 0.2%, while insiders hold 2.7% and short interest accounts for 3.9% of the float.

Key risks and what to watch

  • SOS stock displays high volatility with a beta of 2.67 and trades 79.9% below its 200-day moving average.
  • Continuing operational cash burn, exemplified by -$253.9M in operating cash flow in FY2025, risks depleting its $233.1M cash balance.
  • The trailing twelve months return on equity of -28.4% highlights ongoing profitability challenges across operations.

AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer

About this SOS AI stock analysis

This page is an AI-written research summary of SOS Limited (SOS). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: SOS income statement, SOS balance sheet, SOS key metrics, SOS chart. See the SOS stock overview for the latest quote and news.

SOS AI stock analysis FAQ

What was SOS Limited's revenue for FY2025?

SOS Limited reported revenue of $154.3M in FY2025, which represented a 33.3% decline from $231.4M in FY2024.

How much cash and debt does SOS Limited hold?

As of September 30, 2026, the company held $233.1M in cash and short-term investments and $2,000 in total debt, resulting in net cash of $233.1M.

Does SOS Limited pay a dividend?

SOS Limited does not currently pay a dividend to its shareholders.

How has SOS stock performed compared to the S&P 500?

Over the past 1 year, SOS fell 88.6% while the S&P 500 gained 16.8%. Over a 5-year period, SOS declined 100.0% compared to an 83.0% gain for the index.

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