SelectQuote, Inc. (SLQT) AI Stock Analysis

SelectQuote, Inc. operates a technology-driven direct-to-consumer distribution platform for insurance and healthcare services in the United States. Founded in 1999 and based in Overland Park, Kansas, the company operates across three segments: Senior, Life, and Auto & Home. The Senior segment distributes health insurance policies for seniors, such as Medicare Advantage, Medicare Supplement, Medicare Part D, and ancillary dental, vision, and hearing coverage. The Life segment provides term life insurance policies for families and individuals. The Auto & Home segment distributes non-commercial auto and home property and casualty insurance. The company employs 4,039 people and does not offer cryptocurrency products.

Between FY2022 and FY2026, SelectQuote expanded annual revenue from $764.0M to $1.62B, representing a 5-year revenue compound annual growth rate of 11.7%. Revenue growth moderated to 6.0% in FY2026 after expanding 31.8% in FY2024 and 15.5% in FY2025. Gross margin contracted from 40.4% in FY2022 and a peak of 47.4% in FY2023 to 35.6% in FY2026. Profitability improved over the period, moving from a net loss of -$297.5M in FY2022 to positive net income of $47.6M in FY2025 and $62.2M in FY2026. For the latest quarter ended June 30, 2026, quarterly revenue fell 6.8% year-over-year, while quarterly earnings growth increased 219.2%.

As of June 30, 2026, SelectQuote held $20.7M in cash and short-term investments alongside total debt of $398.0M, resulting in net debt of $377.3M. Total assets stood at $1.52B against shareholders' equity of $650.0M, with a debt-to-equity ratio of 0.61 and a current ratio of 1.82. In FY2026, operating cash flow generated $31.9M and capital expenditures were $4.3M, yielding free cash flow of $27.6M. Over the past five years, the company's share count increased 14.8%.

At a last close of $0.32, SelectQuote has a market capitalization of $58.1M and an enterprise value of $755.0M. The stock trades at a forward P/E of 66.7x, compared to 10.8x for the median of its US-listed Financial Services peers. Its EV/EBITDA is 5.5x, below the peer median of 11.7x, while its price-to-book ratio is 0.2x and price-to-sales is 0.0x. Over the past year, the stock fell 83.1% while the S&P 500 (SPY) gained 16.8%. Over five years, the stock dropped 97.6% compared to an 83.0% gain for the index.

Wall Street coverage consists of 2 Strong Buy ratings and 2 Hold ratings. The mean price target is $2.12, representing a 555.5% premium over the last close of $0.32. For the fiscal year ending June 30, 2027, consensus estimates project revenue of $1.40B and an EPS of -$0.04. For the following fiscal year, analysts forecast revenue of $1.46B and EPS of $0.02. SelectQuote beat EPS estimates in 3 of the last 4 quarters, and its next earnings release is scheduled for November 4, 2026.

This page is an AI-written research summary of SelectQuote, Inc. (SLQT). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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