Riskified Ltd. (RSKD) AI Stock Analysis
RSKD AI stock analysis summary
AI ResearchRiskified Ltd. (RSKD) operates an e-commerce risk management platform delivering solutions such as chargeback guarantees and fraud prevention. The company achieved trailing twelve month revenue of $368.2M with quarterly revenue expanding 21.8% year-over-year as of June 30, 2026. While the business remains unprofitable with a net margin of -8.0% in FY2025, it maintained a solid balance sheet with $200.0M in net cash.
- Market cap
- $1.09B
- Revenue (TTM)
- $368.2M
- P/E
- — fwd 117.6x
- 1Y return
- 76.8% S&P 500 16.8%
- Avg. target
- $7.65 -6.9% vs last close
Bull case
- Revenue accelerated in the latest quarter ended June 30, 2026, rising 21.8% year-over-year compared to 5.2% growth in FY2025.
- The balance sheet remains liquid with $200.0M in net cash and a current ratio of 3.62 as of June 30, 2026.
- Free cash flow reached positive territory in recent years, generating $33.1M in FY2025 while supporting $106.2M in share buybacks.
Bear case
- The company generated a trailing twelve month net loss reflected by a profit margin of -4.2% and an EPS of -$0.11.
- Valuation multiples remain elevated, with a forward P/E of 117.6x compared to the US-listed Technology peer median of 18.8x.
- The consensus analyst price target of $7.65 implies a 6.9% decline from the last closing price of $8.22.
What Riskified does
Riskified Ltd. provides an e-commerce risk management platform that helps online merchants globally establish trusted relationships with consumers and reduce transaction risk. Its flagship Chargeback Guarantee service enables merchants to approve or decline online orders with confidence. In addition, Riskified provides Policy Protect and Account Secure solutions to stop account takeovers and policy abuse, along with Deco and PSD2 optimization tools that address bank authorization issues and reduce cart abandonment. Headquartered in Tel Aviv, Israel, the company serves digital merchants across the United States, Europe, the Middle East, Africa, and other international markets.
Growth and profitability
Revenue expanded from $229.1M in FY2021 to $344.6M in FY2025, representing a 5-year revenue CAGR of 15.2%, though annual revenue growth slowed to 5.2% in FY2025. Annual net losses improved over that span, narrowing from -$179.4M in FY2021 to -$27.6M in FY2025, while operating margin improved from -24.4% to -8.4%. Over the trailing twelve months, revenue reached $368.2M, supported by a 21.8% year-over-year revenue increase in the quarter ended June 30, 2026. However, trailing twelve month operating margin stood at -7.5%, and EPS was -$0.11.
Balance sheet and cash flow
As of June 30, 2026, Riskified held $223.6M in cash and short-term investments against total debt of $23.5M, yielding a net cash balance of $200.0M. The company showed a current ratio of 3.62 and a debt-to-equity ratio of 0.11. Operating cash flow totaled $33.9M in FY2025, generating free cash flow of $33.1M alongside capital expenditures of $810,000. Capital returns included $106.2M deployed toward share buybacks in FY2025, contributing to a 14.9% decline in share count over 5 years.
Valuation and performance
RSKD closed at $8.22 on October 16, 2026, gaining 76.8% over the past year compared to a 16.8% return for the S&P 500 (SPY). Over a 5-year timeframe, however, RSKD is down 55.9% while SPY rose 83.0%. The stock trades at a forward P/E of 117.6x, considerably above the 18.8x median of its US-listed Technology peers. Its price-to-sales multiple of 2.9x is in line with the peer median of 2.8x, and its EV-to-revenue multiple stands at 2.0x.
What analysts expect
Wall Street coverage includes 3 Strong Buy, 2 Hold, and 1 Strong Sell ratings. The mean price target of $7.65 sits 6.9% below the last close of $8.22. Consensus forecasts project FY2026 revenue of $406.7M and EPS of $0.26, followed by FY2027 revenue of $452.3M and EPS of $0.39. Riskified beat EPS expectations in 3 of the last 4 quarters, and its next earnings release is scheduled for November 11, 2026.
Key risks and what to watch
- Operating margins remain negative at -7.5% over the trailing twelve months, showing that GAAP profitability has not yet stabilized.
- Despite a 76.8% one-year gain, the stock has dropped 55.9% over a 5-year period, trailing broader equity market returns.
- With a beta of 1.25 and share prices standing 58.0% above their 200-day moving average, the stock faces elevated market volatility.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this RSKD AI stock analysis
This page is an AI-written research summary of Riskified Ltd. (RSKD). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: RSKD income statement, RSKD balance sheet, RSKD key metrics, RSKD analyst forecast, RSKD chart. See the RSKD stock overview for the latest quote and news.
RSKD AI stock analysis FAQ
Does Riskified pay a dividend?
No, Riskified does not pay a dividend. The company directs excess cash toward growth and share buybacks, which totaled $106.2M in FY2025.
What is Riskified's balance sheet health?
As of June 30, 2026, Riskified carried $223.6M in cash and short-term investments and $23.5M in debt, providing $200.0M in net cash alongside a current ratio of 3.62.
When is Riskified's next earnings report?
Riskified is scheduled to release its next earnings report on November 11, 2026.
What are analysts forecasting for Riskified's earnings and revenue?
For the fiscal year ending December 31, 2026, analysts estimate revenue of $406.7M and EPS of $0.26. For the following fiscal year, estimates project revenue of $452.3M and EPS of $0.39.