Resona Holdings Inc (RSHGY) AI Stock Analysis

Resona Holdings, Inc., through its subsidiaries, engages in the provision retail and commercial banking products and services in Japan and internationally. The company operates Individual, Corporate, and market segment. It provides consulting services, that includes personal loan, asset management, and asset succession services to individuals; and corporate lending, asset management using trusts, real estate operations, corporate pensions, and business succession services to corporates. The company is also involved in financial market services, that includes short term lending, borrowing, purchase and sale of bonds, and derivatives trading. Resona Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.

Resona Holdings demonstrated top-line expansion with a 4-year revenue CAGR of 8.1% from FY2022 to FY2026. Annual revenue moved from $751.17B in FY2022 to $748.47B in FY2023, followed by growth of 2.8% to $769.43B in FY2024, 14.3% to $879.80B in FY2025, and 16.7% to $1.03T in FY2026. Over this span, net margin improved from 14.6% in FY2022 to 25.2% in FY2026, as annual net income reached $258.72B. Over the trailing twelve months, revenue totaled $1.17T with an operating margin of 40.4% and a profit margin of 23.1%. For the latest quarter ended March 31, 2024, quarterly revenue grew 15.8% and quarterly earnings increased 16.3% year-over-year.

As of March 31, 2026, Resona Holdings held $13.79T in cash and short-term investments, with total assets of $76.30T and shareholders' equity of $2.91T. During FY2026, the company reported operating cash flow of -$4.74T and free cash flow of -$4.77T. For cash deployment in FY2026, capital expenditures were $29.10B, while the company allocated $65.99B toward share buybacks and $64.24B toward dividends paid.

At a closing price of $29.36 on October 16, 2026, Resona Holdings had a market capitalization of $32.74B and an enterprise value of -$6.16T. The stock trades at a trailing P/E of 19.4x and a forward P/E of 16.9x, both above the median of its US-listed Financial Services peers at 12.1x and 10.8x, respectively. Its price-to-book multiple is 1.9x. Over the past year, the stock returned 53.8%, outperforming the S&P 500 return of 16.8%, and stands 10.5% above its 200-day moving average with a beta of 0.32.

Resona Holdings provides an annual forward dividend of $0.36 per share, representing a dividend yield of 1.23% and a payout ratio of 24.7%. Dividends are distributed on a Semiannual schedule and have been paid for 2 consecutive years, with the last ex-dividend date on March 31, 2026.

For the current fiscal year ending March 31, 2027, consensus estimates project company revenue at $926.14B. Looking ahead to the next fiscal year, analysts expect revenue to rise to $1.07T, which reflects a revenue growth estimate of 21.2%. Resona Holdings generated trailing twelve months diluted earnings per share of $1.51, supported by a 9.2% return on equity and a 0.4% return on assets.

This page is an AI-written research summary of Resona Holdings Inc (RSHGY). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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