Parke Bancorp, Inc. (PKBK) AI Stock Analysis

Parke Bancorp, Inc. serves as the holding company for Parke Bank, a financial institution providing banking services to individuals and small to mid-sized businesses. Established in 1999 and headquartered in Washington Township, New Jersey, the bank operates branches in New Jersey and Philadelphia, Pennsylvania. Its deposit products include checking, savings, money market, individual retirement accounts, and certificates of deposit. Parke Bancorp engages in lending activities that encompass commercial and industrial loans, construction loans, residential and commercial real estate mortgages, and consumer loans. It also provides digital services such as debit cards, online bill payment, and internet banking.

Between FY2020 and FY2025, Parke Bancorp achieved a five-year revenue compound annual growth rate of 10.5%, with annual revenue increasing from $90.9M in FY2021 to $146.1M in FY2025. Over that period, net income moved from $40.8M in FY2021 down to $27.5M in FY2024 before recovering to $37.8M in FY2025. Operating margin was 34.2% in FY2025, down from 60.4% in FY2021. For the trailing twelve months ended June 30, 2026, revenue was $88.8M with an operating margin of 72.0%. In the latest quarter ended June 30, 2026, quarterly revenue grew 31.1% year-over-year and quarterly earnings rose 48.8%.

As of June 30, 2026, Parke Bancorp reported $219.0M in cash and short-term investments against total debt of $177.4M, resulting in net cash of $41.6M. Total assets stood at $2.30B, while shareholders' equity reached $346.1M, yielding a debt-to-equity ratio of 0.51 and a current ratio of 0.12. In FY2025, the company produced operating cash flow of $39.6M and free cash flow of $38.9M. Capital allocation in FY2025 included capital expenditures of $595,000, share repurchases of $6.5M, and dividend payments of $8.5M, contributing to a 5-year share count change of -1.9%.

Parke Bancorp trades at a trailing P/E of 8.4x and a forward P/E of 7.7x, both below the median of its US-listed Financial Services peers at 12.1x and 10.8x, respectively. Its price-to-book ratio is 1.2x, while its price-to-sales ratio of 4.3x sits above the peer median of 3.2x. The company's enterprise value is $353.4M against a market capitalization of $380.4M. Over the past year, PKBK returned 67.0%, outperforming the S&P 500 (SPY) return of 16.8%, while its 5-year return of 69.0% lagged the S&P 500's 83.0%.

Parke Bancorp pays a quarterly dividend with an annual forward rate of $0.80 per share, representing a dividend yield of 2.47% as of October 16, 2026. The payout ratio is 19.8%, and the company has paid dividends for 13 consecutive years. Its 5-year annualized dividend growth rate is 2.9%, with the most recent ex-dividend date on October 2, 2026.

Wall Street coverage lists a mean price target of $13.00, which is 59.8% below the last close of $32.34 as of October 16, 2026. The company is scheduled to report its next earnings release on October 28, 2026.

This page is an AI-written research summary of Parke Bancorp, Inc. (PKBK). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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