MMTec, Inc. (MTC) AI Stock Analysis

MMTec, Inc., along with its subsidiaries, develops and deploys platforms that enable financial institutions to engage in securities market transactions and settlements globally. The company operates through two segments: Gujia, MM Future, MMBD Advisory and HC Securities; and MM Global. MMTec provides Internet-based securities solutions, including the Securities Dealers Trading System, a Private Fund Investment Management System, and mobile and PC client systems for Apple iOS, Android, PC, and Web applications. Its systems allow customers to white label trading interfaces and select modular functionalities. Founded in 2015 and based in Beijing, China, MMTec serves hedge funds, mutual funds, registered investment advisors, proprietary trading groups, and brokerage firms.

MMTec reported annual revenue of $653,036 in FY2021, $1.1M in FY2022, and $869,935 in FY2023. Revenue expanded 114.8% to $1.9M in FY2024 before shifting to -$20.5M in FY2025, representing a revenue growth rate of -1196.4%. Net income remained negative across all five years, dropping from -$7.1M in FY2021 to -$91.2M in FY2024 and -$56.1M in FY2025. Gross margin was 76.6% in FY2024 and 103.9% in FY2025, while operating margin stood at 239.1% in FY2025. For the trailing twelve months ended June 30, 2026, revenue was $0, quarterly revenue growth fell 100.0% year-over-year, and diluted earnings per share was $0.77.

As of June 30, 2026, MMTec held $6.5M in cash and short-term investments alongside total debt of $3.4M, resulting in net cash of $3.1M. Total assets stood at $16.6M against shareholders' equity of $13.0M. The company maintains a current ratio of 56.03 and a debt-to-equity ratio of 0.26. Operating cash flow in FY2025 was -$3.7M, and free cash flow was -$3.7M. Capital expenditures in FY2025 totaled $5, while share count increased by 3860.1% over five years.

MMTec trades at a market capitalization of $604.5M and an enterprise value of $686.0M. The stock trades at a trailing price-to-earnings multiple of 7.9x, below the 12.1x median of its US-listed Financial Services peers. However, its price-to-sales ratio of 357.7x and enterprise value-to-revenue ratio of 367.9x sit well above peer medians of 3.2x for price-to-sales and an EV/EBITDA peer median of 11.7x (against MMTec's EV/EBITDA of 0.3x). Its price-to-book ratio is 53.2x. Over the past year, the stock returned 559.8%, outpacing the S&P 500 return of 16.8%, but its five-year return of -94.4% lags the index's 83.0% gain.

MMTec currently lacks Wall Street research coverage, with no analyst ratings, target prices, or consensus earnings forecasts available for the stock. Over the trailing four quarters, the company recorded 0 earnings per share beats relative to expectations. In addition, no scheduled date for the next earnings release has been provided. Trading in the shares reflects direct market sentiment without formal sell-side analyst recommendations or projections.

This page is an AI-written research summary of MMTec, Inc. (MTC). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: MTC income statement, MTC balance sheet, MTC key metrics, MTC chart. See the MTC stock overview for the latest quote and news.