The Mosaic Company (MOS) AI Stock Analysis

Headquartered in Tampa, Florida, The Mosaic Company produces and distributes concentrated phosphate and potash crop nutrients. Established in 2004, Mosaic operates through three core segments: Phosphates, Potash, and Mosaic Fertilizantes. Its Phosphates business mines phosphate minerals to produce diammonium phosphate (DAP), monoammonium phosphate (MAP), and ammoniated phosphate products, alongside livestock feed ingredients marketed under brands such as Biofos and Nexfos. The Potash segment mines and distributes potash used in agricultural nutrients and industrial applications like de-icing agents and water softener regenerants. Mosaic also provides nitrogen-based crop nutrients and services, distributing its products through wholesale distributors, retail chains, cooperatives, and independent retailers.

Mosaic generated $12.05B in revenue in FY2025, rebounding 8.4% after declining 18.8% to $11.12B in FY2024 and 28.4% to $13.70B in FY2023. Operating margin stood at 8.7% in FY2025, while net income recovered to $540.7M from $174.9M in FY2024. Over the trailing twelve months, revenue reached $12.25B with an operating margin of -0.1% and a profit margin of -5.2%, resulting in diluted EPS of -$2.01. For the latest quarter ended June 30, 2026, quarterly revenue fell 6.0% year-over-year, although quarterly earnings growth rose 239.5%.

As of June 30, 2026, Mosaic held $294.0M in cash and short-term investments against $5.86B in total debt, bringing net debt to $5.56B. Shareholders' equity was $11.46B, supporting a debt-to-equity ratio of 0.51 and a current ratio of 1.34. In FY2025, operating cash flow totaled $824.8M, but capital expenditures of $1.36B resulted in free cash flow of -$534.6M. Mosaic paid $280.4M in dividends during FY2025 and reduced its share count by 15.8% over five years.

Mosaic trades at a forward P/E of 9.4x, below the 15.3x median of its S&P 500 Basic Materials peers. Its enterprise value of $15.37B equates to an EV-to-EBITDA multiple of 6.2x, compared to the peer median of 14.9x, and its price-to-sales ratio is 0.5x versus the peer median of 2.5x. Over the past year, the stock fell 33.7%, lagging the S&P 500 benchmark gain of 16.8%, and stands 21.3% below its 200-day moving average.

Mosaic pays an annual forward dividend of $0.88 per share, distributed quarterly, yielding 4.68% as of October 16, 2026. The company has paid dividends for 19 consecutive years, delivering a 5-year annualized dividend growth rate of 34.5%. Its payout ratio is 61.1%, and its most recent ex-dividend date was September 10, 2026.

Wall Street coverage includes 6 Strong Buy, 2 Buy, 10 Hold, 1 Sell, and 1 Strong Sell ratings. The average price target of $26.27 sits 39.6% above the last close of $18.82. Analysts anticipate FY2026 EPS of $0.37 on $12.15B in revenue, followed by FY2027 EPS of $1.52 on $12.80B in revenue. Mosaic beat earnings estimates in 2 of the last 4 quarters, with next earnings scheduled for November 3, 2026.

This page is an AI-written research summary of The Mosaic Company (MOS). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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