JPMorgan Chase & Co. (JPM) AI Stock Analysis

JPMorgan Chase & Co. operates across four core segments: Consumer & Community Banking, Corporate & Investment Bank, Commercial Banking, and Asset & Wealth Management. The Consumer & Community Banking division delivers deposits, lending, payments, mortgages, auto loans, and credit cards to individuals and small businesses. The Corporate & Investment Bank provides investment banking advisory, debt and equity capital raising, loan syndication, prime brokerage, and market research. Commercial Banking supplies lending, payment services, and asset management to corporations, governments, and nonprofits. Asset & Wealth Management provides investment management across multiple asset classes to institutional and retail investors globally.

Between FY2021 and FY2025, JPMorgan grew revenue from $127.24B to $279.75B, representing a 5-year revenue CAGR of 16.6%. Annual net income expanded from $48.33B in FY2021 to $57.05B in FY2025, with net margins moving from 38.0% to 20.4% over the same timeframe. Annual EPS rose from $15.25 in FY2021 to $19.73 in FY2025. In the trailing twelve months ending September 30, 2026, revenue stood at $190.73B with EPS of $23.84 and an operating margin of 42.6%. For the latest quarter, year-over-year revenue growth was 10.2%, while quarterly earnings grew 9.9%.

As of September 30, 2026, JPMorgan held $2.70T in cash and short-term investments against $1.23T in total debt, yielding net cash of $1.47T. Shareholders' equity was $372.37B, with a current ratio of 0.83 and a debt-to-equity ratio of 3.32. In FY2025, operating cash flow and free cash flow were both -$147.78B. Capital returns in FY2025 included $34.59B directed toward share buybacks and $16.62B paid in dividends, contributing to a 5-year share count decline of -10.0%.

JPMorgan trades at a trailing P/E of 14.2x, matching the 14.2x median of its S&P 500 Financial Services peers. Its forward P/E of 13.5x trades above the peer group median of 12.2x, while its price-to-sales multiple of 4.7x exceeds the peer median of 3.1x. Over the 1-year period, JPM posted a return of 16.0% compared to 16.8% for the S&P 500 SPY. Over 5 years, the stock returned 130.8%, outpacing the index return of 83.0%.

JPMorgan pays a forward annual dividend of $6.60 per share, representing a 1.94% dividend yield and a payout ratio of 22.3%. Dividends have been paid for 43 consecutive years, with a 5-year annualized dividend growth rate of 9.0%. Distributions occur on a quarterly frequency, with the last ex-dividend date on October 6, 2026.

Wall Street analysts hold 10 Strong Buy, 5 Buy, and 11 Hold ratings on JPMorgan, with no Sell or Strong Sell recommendations. The mean price target of $372.57 implies 9.7% upside versus the last close of $339.72. For the fiscal year ending December 31, 2026, analysts estimate EPS of $24.07, up 22.0%, on revenue of $207.95B. The company beat EPS estimates in 2 of the last 4 quarters, and the next earnings date is January 14, 2027.

This page is an AI-written research summary of JPMorgan Chase & Co. (JPM). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: JPM income statement, JPM balance sheet, JPM key metrics, JPM analyst forecast, JPM chart. See the JPM stock overview for the latest quote and news.