HomesToLife Ltd (HTLM) AI Stock Analysis
HTLM AI stock analysis summary
AI ResearchHomesToLife Ltd (HTLM) is a Singapore-headquartered furniture company operating retail, export sales, and leather trading segments across Asia Pacific, Europe, and North America. In FY2025, the company delivered revenue of $377.9M and net income of $16.6M, representing a 12.8% annual revenue increase. However, in the quarter ended June 30, 2026, quarterly earnings fell 63.1% year-over-year despite trailing twelve months revenue reaching $395.4M.
- Market cap
- $148.0M
- Revenue (TTM)
- $395.4M
- P/E
- 12.7x
- 1Y return
- -46.9% S&P 500 16.8%
- Avg. target
- —
Bull case
- The company achieved a 4-year revenue CAGR of 211.0% from FY2021 through FY2025, with revenue climbing to $377.9M.
- HomesToLife generated $9.4M in free cash flow and $10.3M in operating cash flow in FY2025.
- The company maintains a positive net cash position of $2.4M with $14.0M in cash and short-term investments as of June 30, 2026.
Bear case
- Quarterly earnings dropped 63.1% year-over-year in the quarter ended June 30, 2026.
- The stock experienced a 1-year return of -46.9%, significantly lagging the S&P 500 return of 16.8%.
- Free cash flow has shown instability in recent years, falling to -$1.1M in FY2024 before rebounding in FY2025.
What HomesToLife does
HomesToLife Ltd. operates as a home furniture company in Asia Pacific, Europe, and North America. It operates through three segments: Retail, Export sales, and Leather Trading segments. The company sells upholstered furniture and related home furnishing products to end consumers through its retail store network. It also provides customized leather and fabric upholstered furniture; and case goods. The company is headquartered in Singapore and has 169 employees.
Growth and profitability
Between FY2021 and FY2025, revenue expanded from $4.0M to $377.9M, producing a four-year revenue compound annual growth rate of 211.0%. Annual net income grew from $714,578 in FY2021 to $16.6M in FY2025, alongside gross margin shifting from 62.8% to 27.9% and operating margin moving from 0.2% to 5.3%. In FY2024, revenue grew 2.8% to $335.1M with net income of $8.4M. For the trailing twelve months, revenue reached $395.4M with an operating margin of 4.3% and a profit margin of 3.2%. In the latest quarter ended June 30, 2026, quarterly revenue grew 4.4% year-over-year, while quarterly earnings declined 63.1%.
Balance sheet and cash flow
As of June 30, 2026, HomesToLife held $14.0M in cash and short-term investments against total debt of $11.6M, resulting in net cash of $2.4M. Shareholders' equity stood at $21.4M out of $96.6M in total assets, yielding a debt-to-equity ratio of 0.54 and a current ratio of 1.20. For FY2025, operating cash flow was $10.3M and free cash flow was $9.4M, with capital expenditures totaling $869,786.
Valuation and performance
At a last close of $1.65 on October 16, 2026, HomesToLife has a market capitalization of $148.0M and an enterprise value of $144.0M. The stock trades at a trailing price-to-earnings ratio of 12.7x and an EV to EBITDA of 6.2x, below the median of its US-listed Consumer Cyclical peers of 18.0x and 11.1x, respectively. Its price-to-sales multiple is 0.4x compared to the peer median of 0.7x. Over the past year, the shares returned -46.9%, trailing the S&P 500 return of 16.8%.
What analysts expect
Wall Street research coverage for HomesToLife remains limited, with no published analyst ratings, consensus earnings estimates, or mean price targets available following its 2024 initial public offering. The stock closed at $1.65 on October 16, 2026, trading 17.3% below its 200-day moving average and between its 52-week range of $1.56 and $4.19. The company's next scheduled earnings date is November 16, 2026, following its trailing twelve months diluted earnings per share of $0.13.
Key risks and what to watch
- Insiders control 94.8% of the company, leaving limited public float and institutional ownership at 0.0%.
- Quarterly earnings fell 63.1% year-over-year in the latest quarter ended June 30, 2026, indicating profit volatility.
- The company's profit margin of 3.2% trailing twelve months leaves thin buffers against cost increases.
- The stock is trading down 29.5% year-to-date and 17.3% below its 200-day average, reflecting continued downward momentum.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this HTLM AI stock analysis
This page is an AI-written research summary of HomesToLife Ltd (HTLM). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: HTLM income statement, HTLM balance sheet, HTLM key metrics, HTLM chart. See the HTLM stock overview for the latest quote and news.
HTLM AI stock analysis FAQ
When is the next earnings date for HomesToLife Ltd (HTLM)?
HomesToLife Ltd is scheduled to report earnings on November 16, 2026.
Does HomesToLife Ltd pay a dividend?
HomesToLife Ltd does not pay a regular dividend, and no dividend yield or distribution history is reported.
What are HomesToLife Ltd's key valuation multiples?
The company trades at a trailing P/E of 12.7x, an EV to EBITDA of 6.2x, and a price-to-sales ratio of 0.4x based on a market cap of $148.0M.
Who owns HomesToLife Ltd stock?
Insiders hold 94.8% of the company's shares, while institutional ownership sits at 0.0% and short interest is 0.6% of the float.
How much debt does HomesToLife Ltd have?
As of June 30, 2026, the company held $11.6M in total debt against $14.0M in cash and short-term investments, resulting in net cash of $2.4M.