Hilton Grand Vacations Inc. (HGV) AI Stock Analysis

Hilton Grand Vacations Inc. develops, markets, sells, and manages vacation ownership resorts, primarily operating under the Hilton Grand Vacations brand. The company operates through two main segments: Real Estate Sales and Financing, and Resort Operations and Club Management. In Real Estate Sales and Financing, it sells vacation ownership intervals and provides consumer financing for timeshare purchases. In Resort Operations and Club Management, the company manages resorts and points-based vacation clubs, overseeing the Hilton Grand Vacations Club and Hilton Club exchange programs for approximately 333,000 members. It also rents vacation inventory resulting from ownership exchanges across a portfolio of 154 properties as of December 31, 2021.

Annual revenue rose from $2.33B in FY2021 to $5.05B in FY2025, achieving a 5-year revenue CAGR of 41.4% from FY2020 to FY2025. Revenue growth slowed to 1.3% in FY2025 after expanding 25.2% in FY2024. Gross margin rose from 36.6% in FY2021 to 56.7% in FY2025, while operating margin contracted from 21.3% to 11.1%. Net income was $81.0M in FY2025, down from $352.0M in FY2022. For the trailing twelve months, revenue reached $4.70B with an operating margin of 12.7% and a profit margin of 3.2%. In the quarter ended June 30, 2026, revenue increased 6.2% year-over-year, while quarterly earnings declined 40.0%.

As of June 30, 2026, Hilton Grand Vacations held $272.0M in cash and short-term investments against $7.85B in total debt, resulting in net debt of $7.58B. Shareholders' equity stood at $1.10B, yielding a debt-to-equity ratio of 7.12, alongside a current ratio of 2.24. In FY2025, the company generated $300.0M in operating cash flow and $230.0M in free cash flow. Capital expenditures were $70.0M, and share buybacks totaled $600.0M, contributing to a 30.8% reduction in share count over 5 years.

At the last close of $35.44 on October 16, 2026, HGV had a market capitalization of $2.75B and an enterprise value of $10.35B. The stock trades at a trailing P/E of 20.1x, above the 18.0x median of its US-listed Consumer Cyclical peers, but its forward P/E of 11.4x is below the peer median of 14.1x. Its EV/EBITDA multiple of 12.6x compares to the peer median of 11.1x, and price-to-sales is 0.6x versus the peer median of 0.7x. Over the past year, HGV shares declined 18.2% and are down 20.8% year-to-date, trailing the S&P 500 (SPY) 1-year return of 16.8%.

Consensus ratings include 3 Strong Buy, 1 Buy, and 7 Hold recommendations, with no Sell or Strong Sell ratings. The mean price target is $51.82, representing 46.2% upside from the last close of $35.44. For the fiscal year ending December 31, 2026, consensus estimates project revenue of $5.59B and EPS of $4.77, reflecting 129.3% EPS growth. For the following fiscal year, 10 analysts expect revenue of $5.77B and EPS of $5.18. Over the last 4 quarters, HGV exceeded EPS estimates 2 times. The next earnings date is October 29, 2026.

This page is an AI-written research summary of Hilton Grand Vacations Inc. (HGV). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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