Diebold Nixdorf, Incorporated (DBD) AI Stock Analysis

NYSE: DBDAI research summary: business, growth, valuation, analysts, bull and bear case.

DBD AI stock analysis summary

AI Research

Diebold Nixdorf, Incorporated (DBD) provides connected commerce solutions for global financial institutions and retailers. Over the trailing twelve months, the company generated $3.87B in revenue with an operating margin of 8.3% and net income margin of 2.9%. The business trades at a forward P/E of 12.2x and maintains $826.4M in net debt as of June 30, 2026.

Market cap
$2.27B
Revenue (TTM)
$3.87B
P/E
22.1x
fwd 12.2x
1Y return
17.7%
S&P 500 16.8%
Avg. target
$98.33
47.1% vs last close

Bull case

  • Free cash flow reached $263.3M in FY2025, up from $131.8M in FY2024.
  • The stock trades at a forward P/E of 12.2x and an EV/EBITDA of 7.4x, below its US-listed Technology peer medians of 18.8x and 16.6x.
  • Wall Street analysts hold a mean price target of $98.33, implying 47.1% upside compared to the last close of $66.83.

Bear case

  • Revenue expanded at a 5-year CAGR of -0.5% from FY2020 through FY2025.
  • The company carries $1.11B in total debt with net debt standing at $826.4M as of June 30, 2026.
  • Short interest represents 19.9% of the float, and the stock is down 11.0% relative to its 200-day average.

What Diebold Nixdorf does

Diebold Nixdorf, Incorporated is a global provider of connected commerce solutions for financial institutions and retailers across regions such as Western Europe, Eastern Europe, Asia, the Middle East, Africa, and the Americas. Headquartered in Hudson, Ohio, the company operates via three segments: Eurasia Banking, Americas Banking, and Retail. Offerings include cash recyclers, intelligent deposit terminals, teller automation tools, kiosks, and physical security tools. It delivers banking services such as proactive incident monitoring, maintenance, and outsourcing solutions. Additionally, the company provides retail product-related services, mobile point-of-sale solutions, self-checkout terminals, and consumer interaction capabilities through its DN Vynamic software suite.

Growth and profitability

Between FY2021 and FY2025, revenue fluctuated from $3.91B in FY2021 down to $3.46B in FY2022, before reaching $3.81B in FY2025 with a 5-year revenue CAGR of -0.5%. Operating margin improved from 3.5% in FY2021 to 8.8% in FY2025, while gross margin stood at 26.4% in FY2025. After recording a net loss of -$16.5M in FY2024, FY2025 net income reached $94.6M, producing an EPS of $4.83. For the trailing twelve months ending June 30, 2026, revenue totaled $3.87B with an operating margin of 8.3% and EPS of $3.03. In the quarter ending June 30, 2026, quarterly revenue grew 1.7% year-over-year, while quarterly earnings grew 34.2% year-over-year.

DBD income statement →

Balance sheet and cash flow

As of June 30, 2026, Diebold Nixdorf held $282.4M in cash and short-term investments against $1.11B in total debt, resulting in net debt of $826.4M. Shareholders' equity was $969.2M, with a current ratio of 1.27 and a debt-to-equity ratio of 1.14. Total assets stood at $3.74B. Operating cash flow in FY2025 was $300.7M, yielding $263.3M in free cash flow after $37.4M in capital expenditures. In FY2025, the company allocated $130.7M to share buybacks, contributing to a 5-year share count change of -55.0%.

DBD balance sheet →

Valuation and performance

Diebold Nixdorf has a market capitalization of $2.27B and an enterprise value of $2.80B. The stock trades at a trailing P/E of 22.1x and a forward P/E of 12.2x, below the median of its US-listed Technology peers at 28.1x and 18.8x, respectively. Its enterprise value-to-EBITDA ratio is 7.4x compared to the peer median of 16.6x, and its price-to-sales multiple is 0.6x versus the peer median of 2.8x. Over the past year, the stock returned 17.7%, outperforming the S&P 500 (SPY) return of 16.8%, but trades 11.0% below its 200-day average at $66.83.

DBD key metrics →

What analysts expect

Wall Street coverage consists of 2 Strong Buy ratings, 1 Buy rating, and 0 Hold or Sell ratings. The mean price target of $98.33 represents an upside of 47.1% from the last close of $66.83. For the fiscal year ending December 31, 2026, analysts estimate revenue of $3.91B and EPS of $5.37, representing 13.6% growth. For the following fiscal year, 3 analysts project revenue of $4.02B and EPS of $7.02. Diebold Nixdorf beat EPS estimates in 3 of the last 4 quarters, and its next earnings date is October 28, 2026.

DBD forecast and price target →

Key risks and what to watch

  • Total debt of $1.11B exceeds cash and short-term investments of $282.4M, posing balance sheet leverage risks.
  • Quarterly revenue growth was 1.7% year-over-year in the latest quarter, below the US-listed Technology peer median of 11.6%.
  • Short interest is elevated at 19.9% of float alongside a beta of 1.19.

AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer

About this DBD AI stock analysis

This page is an AI-written research summary of Diebold Nixdorf, Incorporated (DBD). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: DBD income statement, DBD balance sheet, DBD key metrics, DBD analyst forecast, DBD chart. See the DBD stock overview for the latest quote and news.

DBD AI stock analysis FAQ

What were Diebold Nixdorf's latest revenue and earnings figures?

For the trailing twelve months ending June 30, 2026, Diebold Nixdorf produced $3.87B in revenue and an EPS of $3.03. In FY2025, revenue was $3.81B and net income was $94.6M.

How much debt does Diebold Nixdorf have?

As of June 30, 2026, Diebold Nixdorf had $1.11B in total debt and $282.4M in cash and short-term investments, resulting in net debt of $826.4M and a debt-to-equity ratio of 1.14.

Does Diebold Nixdorf pay a dividend?

Diebold Nixdorf does not currently report dividend payments; in FY2025, capital allocation included $130.7M in share buybacks and $37.4M in capital expenditures.

What are analysts forecasting for Diebold Nixdorf?

Analysts estimate EPS of $5.37 on revenue of $3.91B for FY2026, followed by EPS of $7.02 on revenue of $4.02B in FY2027. The mean price target is $98.33 across 3 analyst ratings.

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