Deutsche Bank Aktiengesellschaft (DB) AI Stock Analysis

Established in 1870 and based in Frankfurt am Main, Germany, Deutsche Bank Aktiengesellschaft delivers an array of investment, financial, and related services globally. It serves private individuals, corporate entities, and institutional clients across multiple strategic segments. The Corporate Bank unit offers cash management, trade finance and lending, trust and agency services, foreign exchange, and securities services to streamline client operations and global trade. The Investment Bank segment conducts fixed income trading, risk management, sales and trading of financial instruments, currency activities, mergers and acquisitions advisory, and financing solutions. In addition, the Private Bank segment delivers wealth management, credit and deposit solutions, payment services, and ESG-aligned investment strategies to high-net-worth and affluent clients.

Deutsche Bank increased its revenue from $25.30B in FY2021 to $60.86B in FY2025, representing a 5-year revenue CAGR of 20.6%, though FY2025 revenue declined 8.3%. Net income climbed to $6.93B in FY2025 with an operating margin of 16.0% and EPS of $3.19, up from $2.37B in FY2021. For the trailing twelve months ended June 30, 2026, revenue stood at $30.46B with an operating margin of 33.4% and diluted EPS of $3.83. In the latest quarter, quarterly revenue growth rose 8.7% year-over-year, while quarterly earnings expanded 18.8%.

As of June 30, 2026, Deutsche Bank held $131.70B in cash and short-term investments against $152.09B in total debt, resulting in net debt of $20.39B. Shareholders' equity was $68.51B within total assets of $1.52T, yielding a debt-to-equity ratio of 2.22 and a current ratio of 4.62. In FY2025, operating cash flow reached $47.06B and free cash flow was $46.62B. Capital expenditures totaled $443.0M, while the bank returned capital via $1.62B in share buybacks and $1.31B in paid dividends.

Deutsche Bank trades at a trailing and forward P/E of 8.5x, below the 12.1x trailing and 10.8x forward P/E medians of its US-listed Financial Services peers. Its price-to-sales ratio of 2.0x is lower than the peer median of 3.2x, while the stock trades at a price-to-book ratio of 0.8x. Over the past 12 months, the stock produced a return of -1.2%, lagging the 16.8% gain for the S&P 500 (SPY). Over a 5-year span, however, its 191.2% return outperformed the index's 83.0% return.

Deutsche Bank pays an annual dividend with a forward rate of $1.16, producing a 3.57% dividend yield. The bank has paid dividends for 5 consecutive years, with its last ex-dividend date on June 1, 2026. Based on an annual dividend payout ratio of 65.6%, total cash distributed toward dividends in FY2025 was $1.31B.

Consensus ratings from 2 tracked analysts show 1 Strong Buy, 1 Hold, and 0 Sell ratings. The mean price target is $40.50, implying 24.3% upside from the last close of $32.57. For the fiscal year ending December 31, 2026, consensus estimates project EPS of $3.75 on revenue of $33.32B. For the next fiscal year, 2 analysts project EPS of $4.74 on revenue of $34.76B, representing 26.4% EPS growth. Deutsche Bank beat EPS estimates in 2 of the past 4 quarters and reports next on November 4, 2026.

This page is an AI-written research summary of Deutsche Bank Aktiengesellschaft (DB). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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