CNH Industrial NV (CNH) AI Stock Analysis

CNH Industrial NV is a prominent global manufacturer specializing in heavy machinery, offering a diverse array of products that encompass agricultural and construction equipment. Among its renowned brands is Case IH, known for its longstanding commitment to serving the agricultural sector with innovative solutions. The company operates through an extensive global network comprising more than 3,600 dealer and distribution locations worldwide. In addition to its manufacturing operations, CNH Industrial NV operates a financial services arm that provides essential support to its customers and dealers, including retail financing options for equipment purchases and wholesale financing solutions tailored for dealers.

Revenue peaked at $24.69B in FY2023 before declining 19.7% to $19.84B in FY2024 and falling 8.8% to $18.09B in FY2025. Over the five years from FY2020 to FY2025, revenue grew at a compound annual growth rate of 4.1%. Net income dropped from $2.27B in FY2023 to $1.25B in FY2024 and $510.0M in FY2025, reducing net margin from 9.2% to 2.8%. Operating margin contracted from 20.0% in FY2023 to 15.4% in FY2025, with gross margin at 31.5%. For the latest quarter ended June 30, 2026, quarterly revenue increased 2.0% year-over-year, while quarterly earnings dropped 35.3% year-over-year. TTM revenue stands at $18.19B with an operating margin of 5.5%.

As of June 30, 2026, CNH held $2.32B in cash and short-term investments against $26.25B in total debt, leaving net debt at $23.93B. Shareholders' equity was $7.76B, resulting in a debt-to-equity ratio of 3.39. The current ratio stood at 7.16, with total assets of $42.17B. In FY2025, the business generated $2.54B in operating cash flow and $2.00B in free cash flow. Capital allocation in FY2025 included $543.0M for capital expenditures, $333.0M in dividends paid, and $100.0M for share buybacks.

At $11.60, CNH trades at a trailing P/E of 46.4x, which is above the 24.8x median of its US-listed Industrials peers. However, its forward P/E of 15.5x is lower than the peer median of 17.2x, alongside a PEG ratio of 0.38. CNH carries a price-to-sales multiple of 1.0x versus the peer median of 1.5x, and an EV/EBITDA of 18.5x compared to the peer median of 13.9x. Over the past year, CNH generated a 12.1% return compared to 16.8% for the S&P 500, while its five-year return of -11.3% trailed the index return of 83.0%.

CNH pays an annual dividend with a forward rate of $0.10 per share, yielding 0.86% as of October 16, 2026. The company has paid dividends for 15 consecutive years, with an annualized 5-year dividend growth rate of 6.8%. Its payout ratio stands at 24.4%, and the most recent ex-dividend date was May 21, 2026.

Wall Street analysts hold 9 Strong Buy, 3 Buy, 4 Hold, and 1 Sell ratings on CNH. The mean price target is $14.25, representing 22.9% upside from the last close of $11.60. For the fiscal year ending December 31, 2026, consensus estimates project revenue of $18.27B and EPS of $0.45, reflecting an 18.1% decline in EPS. For FY2027, 17 analysts project revenue of $19.08B and EPS of $0.69, reflecting 53.4% EPS growth. The company beat EPS estimates in 2 of the last 4 quarters, with next earnings scheduled for November 6, 2026.

This page is an AI-written research summary of CNH Industrial NV (CNH). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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