Bank of Hawaii Corporation (BOH) AI Stock Analysis

Bank of Hawaii Corporation serves as the holding company for Bank of Hawaii, offering financial products and services throughout Hawaii, Guam, and other Pacific Islands. Founded in 1897 and headquartered in Honolulu, the institution operates through Consumer Banking, Commercial Banking, and Treasury and Other segments. Consumer Banking offers deposit accounts, residential mortgages, personal loans, credit cards, wealth management, and brokerage services through 54 branch locations, 307 ATMs, and digital platforms. Commercial Banking delivers corporate banking, commercial real estate lending, commercial lease financing, and merchant services to middle-market and large companies, government entities, and institutions. Treasury and Other handles corporate asset and liability management.

Bank of Hawaii Corporation expanded annual revenue from $689.4M in FY2021 to $1.06B in FY2025, achieving a 5-year revenue CAGR of 7.8%. Net income was $253.4M with a net margin of 36.8% in FY2021, before declining to $150.0M and a 14.6% net margin in FY2024. Results improved in FY2025, with net income recovering to $205.9M, net margin widening to 19.4%, operating margin reaching 24.7%, and diluted EPS rising to $4.62. Over the trailing twelve months ended June 30, 2026, revenue stood at $751.2M with an operating margin of 44.0%. In the latest quarter, revenue grew 12.9% year-over-year while quarterly earnings expanded 38.7%.

As of June 30, 2026, Bank of Hawaii Corporation held $452.8M in cash and short-term investments against total debt of $93.6M, yielding net cash of $359.2M. The company reported $1.88B in shareholders' equity and $23.84B in total assets, alongside a current ratio of 5.59 and a debt-to-equity ratio of 0.05. Operating cash flow totaled $218.3M in FY2025, generating $184.3M in free cash flow. During FY2025, capital allocation included $34.1M in capital expenditures, $8.8M in share buybacks, and $134.0M in dividends paid.

Bank of Hawaii Corporation has a market capitalization of $2.65B and trades at a trailing P/E of 12.5x and a forward P/E of 13.2x, above the median of its US-listed Financial Services peers of 12.1x and 10.8x, respectively. Its price-to-sales multiple of 3.5x exceeds the peer median of 3.2x, while its price-to-book ratio is 1.8x. Over the past year, BOH generated a 16.7% return, comparable to the S&P 500 (SPY) return of 16.8%. Over a 5-year horizon, BOH gained 0.4%, lagging the S&P 500 (SPY) return of 83.0%.

Bank of Hawaii Corporation pays an annual forward dividend of $2.80 per share on a quarterly basis, reflecting a dividend yield of 4.16%. The payout ratio is 52.2%, and the company has distributed dividends for 42 consecutive years. Its 5-year annualized dividend growth rate is 0.9%. The most recent ex-dividend date was August 31, 2026.

Consensus coverage comprises 1 Buy, 5 Hold, and 1 Sell ratings, with zero Strong Buy or Strong Sell ratings. The mean price target is $81.17, representing 20.7% upside relative to the last close of $67.23. For the fiscal year ending December 31, 2026, analysts estimate EPS of $5.96 and revenue of $802.1M. Bank of Hawaii beat EPS estimates in 3 of the last 4 quarters, and its next earnings date is October 26, 2026.

This page is an AI-written research summary of Bank of Hawaii Corporation (BOH). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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