ATIF Holdings Limited (AUC) AI Stock Analysis

NASDAQ: AUCAI research summary: business, growth, valuation, analysts, bull and bear case.

AUC AI stock analysis summary

AI Research

ATIF Holdings Limited (AUC) provides business advisory and financial consulting services to small and medium-sized enterprise clients. In FY2025, the company generated revenue of $1.2M alongside a net income of -$4.6M. Its shares trade at a price-to-sales ratio of 74.0x, with trailing twelve-month revenue standing at $2.6M.

Market cap
$192.5M
Revenue (TTM)
$2.6M
P/E
—
1Y return
2.4%
S&P 500 16.8%
Avg. target
—

Bull case

  • Quarterly revenue growth YoY reached 300.0% for the period ended July 31, 2025.
  • The stock posted a year-to-date return of 53.4% as of October 16, 2026.
  • The company maintained a current ratio of 23.67 as of January 31, 2026.

Bear case

  • Net income stood at -$4.6M in FY2025, continuing an ongoing series of annual net losses.
  • Free cash flow remained negative in FY2025 at -$2.5M.
  • The company expanded its share count by 931.3% over a 5-year period.

What ATIF does

ATIF Holdings Limited engages in the provision of business advisory and financial consulting services to small and medium-sized enterprise customers in Hong Kong, Mainland China, the United States, and Singapore. The company provides consulting services, such as due diligence review, market research, business plan drafting, accounting record review, and business recommendations. It also offers corporate reorganization, pre-listing education, talent search, and legal and audit firm coordination. Additionally, the company assists with public filings, regulatory inquiries, and shell company identification for reverse merger transactions.

Growth and profitability

Between FY2022 and FY2025, ATIF Holdings posted a 3-year revenue CAGR of -10.4%. Revenue rose 46.9% in FY2023 to $2.5M before dropping 74.7% in FY2024 to $620,000. In FY2025, revenue rebounded 93.5% to $1.2M, while net income came in at -$4.6M with an operating margin of -70.2% and EPS of -$5.60. For the latest quarter ended July 31, 2025, quarterly revenue growth YoY was 300.0%. Over the trailing twelve months, revenue totaled $2.6M with an operating margin of -16.6% and a profit margin of -100.3%.

AUC income statement →

Balance sheet and cash flow

As of January 31, 2026, ATIF Holdings held $1.5M in cash and short-term investments, with total assets of $40.4M and shareholders' equity of $38.7M. The company reported a current ratio of 23.67. Free cash flow has been negative across each of the last four fiscal years, ending FY2025 at -$2.5M compared to operating cash flow of -$2.5M. In addition, the company recorded a 5-year share count change of 931.3%.

AUC balance sheet →

Valuation and performance

ATIF Holdings trades at a price-to-sales multiple of 74.0x and an enterprise-value-to-revenue multiple of 31.3x, higher than the median of its US-listed Financial Services peers, which sits at a price-to-sales ratio of 3.2x. The company carries a market cap of $192.5M, an enterprise value of $81.4M, and a price-to-book ratio of 2.3x. Its shares closed at $8.70 on October 16, 2026, with a 1-year return of 2.4% and a 5-year return of -88.8%, compared to 16.8% and 83.0% for the S&P 500 benchmark over the same periods.

AUC key metrics →

What analysts expect

There are no analyst rating counts, price targets, or published EPS estimates available for ATIF Holdings. The company's next earnings date is scheduled for December 8, 2026. Institutional ownership sits at 0.1%, insider ownership is 0.0%, and short interest as a percentage of float is 0.0%.

Key risks and what to watch

  • Cash and short-term investments of $1.5M as of January 31, 2026, stand against an operating cash outflow of -$2.5M in FY2025.
  • Revenue registered a 3-year CAGR of -10.4% from FY2022 to FY2025.
  • The trailing twelve-month operating margin of -16.6% trails the median of its US-listed Financial Services peers at 37.7%.
  • Long-term share performance shows a 5-year return of -88.8% versus 83.0% for the S&P 500 benchmark.

AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer

About this AUC AI stock analysis

This page is an AI-written research summary of ATIF Holdings Limited (AUC). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: AUC income statement, AUC balance sheet, AUC key metrics, AUC chart. See the AUC stock overview for the latest quote and news.

AUC AI stock analysis FAQ

When is ATIF Holdings' next earnings date?

The company's next earnings release is scheduled for December 8, 2026.

What was ATIF Holdings' revenue in FY2025?

ATIF Holdings generated $1.2M in revenue for FY2025, reflecting a 93.5% increase from $620,000 in FY2024.

Does ATIF Holdings pay a dividend?

ATIF Holdings does not pay a dividend.

How does ATIF Holdings' valuation compare to its peer group?

ATIF Holdings trades at a price-to-sales multiple of 74.0x, compared to a median of 3.2x for its US-listed Financial Services peers.

More Financial Services AI stock analysis