Abacus Global Management, Inc. (ABX) AI Stock Analysis

NYSE: ABXAI research summary: business, growth, valuation, analysts, bull and bear case.

ABX AI stock analysis summary

AI Research

Abacus Global Management, Inc. operates as an alternative asset manager and market maker specializing in life insurance settlements and asset management services. In FY2025, revenue increased 110.2% to $235.2M with net income reaching $36.5M, though free cash flow was -$26.6M. Over the trailing twelve months ended June 30, 2026, the company generated $267.3M in revenue with a profit margin of 10.5%.

Market cap
$762.8M
Revenue (TTM)
$267.3M
P/E
28.9x
fwd 10.6x
1Y return
41.0%
S&P 500 16.8%
Avg. target
$14.08
80.6% vs last close

Bull case

  • Revenue increased 110.2% in FY2025 to $235.2M, supported by a 5-year revenue CAGR of 186.2%.
  • Analyst consensus expects next fiscal year revenue to grow 17.6% to $337.7M and EPS to rise 14.4% to $1.19.
  • The stock achieved a 1-year return of 41.0%, outperforming the S&P 500 gain of 16.8% over the same period.

Bear case

  • Free cash flow remained negative in FY2025 at -$26.6M, marking a third consecutive year of cash burn.
  • Quarterly earnings fell 61.9% year-over-year in the latest quarter ended June 30, 2026.
  • Net debt stood at $320.9M as of June 30, 2026, with total debt of $344.3M exceeding cash and short-term investments of $23.4M.

What Abacus Global Management does

Abacus Global Management, Inc. operates as an alternative asset manager and market maker across the United States, Luxembourg, and internationally. The company conducts business through three segments: Asset Management, Life Solutions, and Technology Services. The Asset Management segment provides asset management services to investors in alternative investment and exchange-traded funds. The Life Solutions segment originates life insurance policy settlements between buyers and policy sellers. The Technology Services segment provides real-time mortality verification, missing participant verification, and related services on a contract basis. Distribution is conducted through financial advisors, direct-to-consumer channels, and traditional life settlement intermediaries.

Growth and profitability

Revenue expanded from $22.6M in FY2021 to $44.7M in FY2022, $66.4M in FY2023, $111.9M in FY2024, and $235.2M in FY2025, yielding a 5-year CAGR of 186.2%. Net income shifted from $997,415 in FY2021 and $31.7M in FY2022 to $9.5M in FY2023 and -$24.0M in FY2024, before rising to $36.5M in FY2025. Gross margin was 71.9% and operating margin was 37.0% in FY2025. In the latest quarter ended June 30, 2026, quarterly revenue increased 29.9% year-over-year, while quarterly earnings declined 61.9%. Trailing twelve months revenue reached $267.3M with an operating margin of 29.4%.

ABX income statement →

Balance sheet and cash flow

As of June 30, 2026, Abacus Global Management held $23.4M in cash and short-term investments alongside total debt of $344.3M, yielding net debt of $320.9M. Shareholders' equity was $439.7M, corresponding to a debt-to-equity ratio of 0.78 and a current ratio of 1.77. Operating cash flow in FY2025 was -$25.7M, capital expenditures were $931,443, and free cash flow was -$26.6M. Capital deployment in FY2025 included $43.8M allocated to share buybacks and $19.8M in dividends paid.

ABX balance sheet →

Valuation and performance

At the closing price of $7.80 on October 16, 2026, ABX traded at a trailing P/E of 28.9x, compared to 12.1x for the median of its US-listed Financial Services peers. Its forward P/E of 10.6x is slightly lower than the peer median of 10.8x. The company trades at an EV-to-EBITDA of 10.7x versus the peer median of 11.7x, and a price-to-sales of 2.9x versus the peer median of 3.2x. Over the past year, the stock returned 41.0%, outpacing the S&P 500 return of 16.8%, but its 5-year return of -18.1% lagged the S&P 500 return of 83.0%.

ABX key metrics →

ABX dividend

The company pays an annual forward dividend of $0.20 per share, representing a dividend yield of 2.56% as of October 16, 2026. The dividend is distributed on an Annual schedule with a payout ratio of 22.0%. The most recent ex-dividend date was December 2, 2025.

What analysts expect

Wall Street analyst ratings comprise 4 Strong Buy, 1 Buy, and 1 Hold. The mean price target of $14.08 represents an 80.6% premium over the closing price of $7.80. For the fiscal year ending December 31, 2026, analysts estimate EPS of $1.04 on revenue of $287.2M. For the subsequent fiscal year, 6 analysts project average EPS of $1.19 and revenue of $337.7M. The company beat EPS estimates in 3 of the last 4 quarters, with the next earnings report scheduled for November 5, 2026.

ABX forecast and price target →

Key risks and what to watch

  • Total debt of $344.3M significantly exceeds cash reserves of $23.4M as of June 30, 2026.
  • Short interest represents 16.8% of the float, indicating substantial short positioning against the stock.
  • Shareholder dilution has expanded the share count by 131.3% over the past 5 years.
  • Insiders hold 69.0% of the company's shares, concentrating voting power among existing leadership.

AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer

About this ABX AI stock analysis

This page is an AI-written research summary of Abacus Global Management, Inc. (ABX). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: ABX income statement, ABX balance sheet, ABX key metrics, ABX analyst forecast, ABX chart. See the ABX stock overview for the latest quote and news.

ABX AI stock analysis FAQ

What business does Abacus Global Management operate?

Abacus Global Management operates as an alternative asset manager and market maker across Asset Management, Life Solutions, and Technology Services segments. It provides asset management for alternative funds, originates life insurance policy settlements, and offers real-time mortality verification services.

Does ABX pay a dividend?

Yes, ABX offers an annual dividend of $0.20 per share, yielding 2.56%. The dividend has a 22.0% payout ratio and was last traded ex-dividend on December 2, 2025.

What is the Wall Street analyst target for ABX?

The mean analyst price target is $14.08, which is 80.6% above the last close of $7.80. The rating breakdown is 4 Strong Buy, 1 Buy, and 1 Hold.

When is the next earnings release for Abacus Global Management?

The next earnings date is scheduled for November 5, 2026. The company has beaten EPS expectations in 3 of the last 4 quarters.

More Financial Services AI stock analysis