Jackson Financial Inc. (JXN) AI Stock Analysis

Jackson Financial Inc. operates as a provider of annuity products to retail investors across the United States. Established in 2006 and headquartered in Lansing, Michigan, the company conducts business through three primary segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks. Retail Annuities offers variable, fixed index, fixed, immediate payout, and registered index-linked annuities, alongside lifetime income solutions. Institutional Products delivers guaranteed investment contracts and funding agreements for programs like the U.S. federal home loan bank program. Closed Life and Annuity Blocks manages life insurance policies and legacy annuities. Distribution spans broker-dealers, banks, wirehouses, independent registered investment advisors, and insurance agents.

Jackson Financial's annual revenue fluctuated from $5.50B in FY2021 and $9.72B in FY2022 to $3.17B in FY2023 and $3.09B in FY2024. In FY2025, revenue rebounded 116.1% to $6.68B, though net margin compressed to 0.4% with net income of $27.0M. Over the five years from FY2020 to FY2025, revenue expanded at a compound annual growth rate of 7.6%. Over the trailing twelve months, revenue totaled $6.55B with an operating margin of -810.1% and a profit margin of 1.6%. In the latest quarter ended June 30, 2026, revenue fell 22.6% year-over-year, while quarterly earnings grew 291.6%, bringing trailing twelve month EPS to $0.91.

As of June 30, 2026, Jackson Financial held $58.19B in cash and short-term investments compared to total debt of $2.77B, yielding a net cash position of $55.42B. Total assets stood at $367.06B against shareholders' equity of $9.96B, resulting in a debt-to-equity ratio of 0.28 and a current ratio of 0.42. During FY2025, the company generated $5.76B in operating cash flow and free cash flow. Jackson returned capital to shareholders by spending $669.0M on share buybacks and $267.0M on dividends, contributing to a 25.6% reduction in share count over 5 years.

Trading at a last close of $130.58, Jackson Financial has a market cap of $8.84B and an enterprise value of $9.05B. Its trailing price-to-earnings ratio is 143.5x, well above the 12.1x median of its US-listed Financial Services peers. In contrast, its price-to-sales multiple of 1.4x trades below the peer median of 3.2x, and its price-to-book ratio is 0.9x. Over the past year, JXN gained 42.5%, outperforming the S&P 500 return of 16.8%. Over a 5-year period, the stock returned 489.2% versus 83.0% for the index.

Jackson Financial pays a quarterly dividend with an annualized forward payout of $3.60 per share, providing a 2.76% dividend yield. The payout ratio stands at 13.9%, and the company has distributed dividends for 6 consecutive years. The last ex-dividend date was September 15, 2026.

Wall Street coverage includes 1 Strong Buy, 1 Buy, 2 Hold ratings, and 0 Sell ratings. The mean price target is $147.50, which is 13.0% above the last close of $130.58. Jackson beat EPS estimates in 3 of the last 4 quarters. For the fiscal year ending December 31, 2026, consensus estimates project EPS of $27.09 and revenue of $8.01B. For the following fiscal year, 4 analysts estimate EPS of $31.63 and revenue of $8.56B. The company's next earnings date is November 3, 2026.

This page is an AI-written research summary of Jackson Financial Inc. (JXN). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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