Citizens & Northern Corporation (CZNC) Ownership
CZNC ownership summary
as of October 18, 2026- Institutions
- 34.4% of shares outstanding
- Insiders
- 4.20% of shares outstanding
- Shares outstanding
- 17.9M
- Float
- 17.0M shares available to trade
- Short interest
- 2.04% 348K shares short
- Days to cover
- 6.25 short interest down 13.3% vs prior month
- Institutions 34.40%
- Insiders 4.20%
- Other investors 61.40%
CZNC top institutional holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | BlackRock Inc | 7.58% | 1.4M | $34.7M | +171,393 (+14.4%) | June 30, 2026 |
| 2 | Vanguard Capital Management, LLC | 4.25% | 762K | $19.4M | +36,536 (+5.0%) | June 30, 2026 |
| 3 | Dimensional Fund Advisors, Inc. | 3.55% | 637K | $16.2M | +16,837 (+2.7%) | June 30, 2026 |
| 4 | Geode Capital Management, LLC | 2.52% | 451K | $11.5M | +30,854 (+7.3%) | June 30, 2026 |
| 5 | Citizens & Northern Corp | 1.95% | 349K | $8.9M | −10,361 (−2.9%) | June 30, 2026 |
| 6 | State Street Corp | 1.88% | 338K | $8.6M | +2,567 (+0.8%) | June 30, 2026 |
| 7 | Northern Trust Corp | 0.84% | 150K | $3.8M | +11,987 (+8.7%) | June 30, 2026 |
| 8 | Vanguard Portfolio Management, LLC | 0.81% | 146K | $3.7M | +47,131 (+47.7%) | June 30, 2026 |
| 9 | Bank of New York Mellon Corp | 0.68% | 123K | $3.1M | +7,947 (+6.9%) | June 30, 2026 |
| 10 | Vanguard Fiduciary Trust Co | 0.67% | 121K | $3.1M | +1,373 (+1.2%) | June 30, 2026 |
| 11 | Pennsylvania Capital Management Inc | 0.56% | 100K | $2.5M | — | June 30, 2026 |
| 12 | Citadel Advisors Llc | 0.41% | 74K | $1.9M | +51,634 (+229.8%) | June 30, 2026 |
| 13 | PNC Financial Services Group Inc | 0.40% | 72K | $1.8M | +23 (+0.0%) | June 30, 2026 |
| 14 | Two Sigma Investments LLC | 0.36% | 64K | $1.6M | +18,787 (+41.2%) | June 30, 2026 |
| 15 | Morgan Stanley - Brokerage Accounts | 0.34% | 61K | $1.6M | +32,839 (+116.5%) | June 30, 2026 |
| 16 | Logan Capital Management Inc | 0.34% | 60K | $1.5M | +60,260 (0.0%) | June 30, 2026 |
| 17 | AQR Capital Management LLC | 0.31% | 55K | $1.4M | +7,544 (+15.8%) | June 30, 2026 |
| 18 | IVC Wealth Advisors LLC | 0.30% | 55K | $1.4M | −1,956 (−3.5%) | June 30, 2026 |
| 19 | Charles Schwab Investment Management Inc | 0.30% | 54K | $1.4M | +4,870 (+9.8%) | June 30, 2026 |
| 20 | Renaissance Technologies Corp | 0.30% | 53K | $1.4M | −451 (−0.8%) | June 30, 2026 |
Value at the latest close. Change = shares bought or sold in the latest quarterly filing (13F). In the top 20, 16 holders added 503K shares and 3 cut 13K.
CZNC top mutual fund and ETF holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | Vanguard MStar Total Stk Mkt Idx Invest | 3.01% | 540K | $13.8M | — | August 31, 2026 |
| 2 | iShares Russell 2000 ETF | 2.57% | 461K | $11.8M | −5,312 (−1.1%) | September 30, 2026 |
| 3 | Fidelity Small Cap Index | 1.09% | 196K | $5.0M | +390 (+0.2%) | July 31, 2026 |
| 4 | iShares Russell 2000 Value ETF | 0.94% | 169K | $4.3M | +256 (+0.2%) | September 30, 2026 |
| 5 | DFA US Targeted Value I | 0.60% | 107K | $2.7M | — | August 31, 2026 |
| 6 | Vanguard Russell 2000 ETF | 0.57% | 102K | $2.6M | +1,162 (+1.2%) | September 30, 2026 |
| 7 | Dimensional US Targeted Value ETF | 0.50% | 90K | $2.3M | +31 (+0.0%) | September 30, 2026 |
| 8 | Fidelity Extended Market Index | 0.49% | 88K | $2.2M | −472 (−0.5%) | August 31, 2026 |
| 9 | DFA US Small Cap I | 0.42% | 75K | $1.9M | — | August 31, 2026 |
| 10 | Dimensional US Small Cap ETF | 0.33% | 59K | $1.5M | — | September 30, 2026 |
| 11 | iShares Micro-Cap ETF | 0.31% | 56K | $1.4M | −388 (−0.7%) | September 30, 2026 |
| 12 | DFA US Micro Cap I | 0.28% | 50K | $1.3M | +807 (+1.6%) | August 31, 2026 |
| 13 | Schwab Small Cap Index | 0.24% | 43K | $1.1M | — | August 31, 2026 |
| 14 | Dimensional US Core Equity 2 ETF | 0.21% | 38K | $981,393 | — | September 30, 2026 |
| 15 | Hotchkis & Wiley Sm Cp Divers Val I | 0.20% | 36K | $925,650 | +36,300 (0.0%) | August 31, 2026 |
| 16 | WisdomTree US SmallCap Qual Div Gr ETF | 0.18% | 32K | $812,914 | — | September 30, 2026 |
| 17 | iShares Russell 2000 Small-Cap Idx Instl | 0.18% | 31K | $802,766 | — | August 31, 2026 |
| 18 | DFA US Core Equity 1 I | 0.17% | 30K | $758,676 | — | August 31, 2026 |
| 19 | Fidelity Total Market Index | 0.17% | 30K | $756,254 | +466 (+1.6%) | August 31, 2026 |
| 20 | Avantis US Small Cap Equity ETF | 0.16% | 28K | $726,214 | +40 (+0.1%) | September 30, 2026 |
Funds report holdings monthly or quarterly; dates differ by fund.
CZNC insider transactions
latest 20| Date | Name | Transaction | Price | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-06 | Katherine W Shattuck | Buy | $22.55 | 20 | $451 |
| 2026-04-06 | Frank G Pellegrino | Buy | $22.55 | 180 | $4,059 |
| 2026-03-06 | Frank G Pellegrino | Buy | $21.95 | 185 | $4,061 |
| 2026-03-06 | Katherine W Shattuck | Buy | $21.95 | 21 | $461 |
| 2026-02-10 | Katherine W Shattuck | Buy | $23.22 | 16 | $372 |
| 2026-01-09 | Frank G Pellegrino | Buy | $20.38 | 200 | $4,076 |
| 2026-01-09 | Katherine W Shattuck | Buy | $20.38 | 19 | $387 |
| 2025-12-05 | Frank G Pellegrino | Buy | $20.37 | 316 | $6,437 |
| 2025-12-05 | Katherine W Shattuck | Buy | $20.37 | 29 | $591 |
| 2025-11-07 | Katherine W Shattuck | Buy | $19.14 | 20 | $383 |
| 2025-11-07 | Frank G Pellegrino | Buy | $19.14 | 212 | $4,058 |
| 2025-10-03 | Frank G Pellegrino | Buy | $19.70 | 207 | $4,078 |
| 2025-10-03 | Katherine W Shattuck | Buy | $19.70 | 19 | $374 |
| 2025-08-08 | Frank G Pellegrino | Buy | $18.66 | 218 | $4,068 |
| 2025-08-08 | Katherine W Shattuck | Buy | $18.66 | 20 | $373 |
| 2025-07-07 | Frank G Pellegrino | Buy | $19.99 | 203 | $4,058 |
| 2025-07-07 | Katherine W Shattuck | Buy | $19.99 | 19 | $380 |
| 2025-06-06 | Frank G Pellegrino | Buy | $18.60 | 218 | $4,055 |
| 2025-06-06 | Katherine W Shattuck | Buy | $18.60 | 20 | $372 |
| 2025-04-29 | Terry L Lehman | Buy | $18.70 | 1,400 | $26,180 |
Reported trades by company officers, directors and other filers (including disclosures by members of Congress where EODHD lists them). "—" where the filing gives no share count.
CZNC shares outstanding
Year-end shares outstanding, adjusted for splits.
Who owns CZNC
Institutional investors own 34.4% of Citizens & Northern's shares and insiders 4.20%. The largest holder is BlackRock Inc with 7.58% of the shares (1.4M), as of June 30, 2026. Among the top 20 institutions, 16 added shares and 3 reduced their stake in the latest filings. Short interest is 2.04% of the float, or 6.25 days of average trading volume. The share count rose 43.3% since 2014.
Related: CZNC analyst forecast, CZNC key metrics, CZNC dividend history. See the CZNC stock overview for the latest quote and news.
CZNC ownership FAQ
Who owns the most Citizens & Northern stock?
The largest shareholders of Citizens & Northern are BlackRock Inc (7.58%), Vanguard Capital Management, LLC (4.25%), Dimensional Fund Advisors, Inc. (3.55%), Geode Capital Management, LLC (2.52%), Citizens & Northern Corp (1.95%).
What percentage of Citizens & Northern is owned by institutions?
Institutions hold 34.4% of Citizens & Northern's shares outstanding; insiders hold 4.20%.
Which funds own Citizens & Northern?
The largest fund holders of Citizens & Northern are Vanguard MStar Total Stk Mkt Idx Invest (3.01%), iShares Russell 2000 ETF (2.57%), Fidelity Small Cap Index (1.09%), iShares Russell 2000 Value ETF (0.94%), DFA US Targeted Value I (0.60%).
What is Citizens & Northern's short interest?
348K shares of Citizens & Northern were sold short, 2.04% of the float; at the average daily volume it would take 6.25 days to cover.
Are insiders buying or selling Citizens & Northern?
Of the latest 20 reported insider transactions in Citizens & Northern (since April 29, 2025), 20 were purchases and 0 were sales.
How many shares of Citizens & Northern are outstanding?
Citizens & Northern has 17.9M shares outstanding, of which 17.0M are in the public float.