Insperity, Inc. (NSP) Key Metrics
NSP valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $1.96B
- Enterprise value
- $1.72B
- P/E (TTM)
- — 10-yr median 26.3
- Forward P/E
- 18.1
- PEG ratio
- 1.42
- Price / sales
- 0.3 10-yr median 0.7
- Price / book
- 30.6 10-yr median 47.8
- EV / EBITDA
- 26.1 10-yr median 14.1
- Dividend yield
- 4.67% $2.40 a year
- Beta
- 0.56
NSP key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsNSP valuation Price multiples at each fiscal year-end price.
Price / sales−51.7%
0.2
2025 · hover or tap a bar for each year
20162025
Price / book+5.3%
32.0
2025 · hover or tap a bar for each year
20162025
EV / EBITDA+63.3%
19.2
2025 · hover or tap a bar for each year
20162025
Free cash flow yield−37.4 pts
−21.0%
2025 · hover or tap a bar for each year
20162025
NSP returns How much profit the business earns on the capital it uses.
Return on equity−105.1 pts
−9.8%
2025 · hover or tap a bar for each year
20162025
Return on assets−4.2 pts
−0.3%
2025 · hover or tap a bar for each year
20162025
Free cash flow margin−11.9 pts
−4.5%
2025 · hover or tap a bar for each year
20162025
Asset turnover+1.7%
2.84
2025 · hover or tap a bar for each year
20162025
NSP per-share figures Results divided by the shares outstanding at year-end.
Revenue per share+3.5%
$179.26
2025 · hover or tap a bar for each year
20162025
Earnings per share
−$0.18
2025 · hover or tap a bar for each year
20162025
Free cash flow per share
−$8.13
2025 · hover or tap a bar for each year
20162025
Book value per share−52.6%
$1.21
2025 · hover or tap a bar for each year
20162025
Dividends per share+1.1%
$2.37
2025 · hover or tap a bar for each year
20162025
Shares outstanding0.0%
38.0M
2025 · hover or tap a bar for each year
20162025
NSP financial health Debt, liquidity and how easily interest is covered.
Debt / equity+110.9%
9.46
2025 · hover or tap a bar for each year
20162025
Net debt+$395.0M
−$225.0M
2025 · hover or tap a bar for each year
20162025
Net debt / EBITDA−0.33
−3.46
2025 · hover or tap a bar for each year
20162025
Current ratio−1.6%
1.06
2025 · hover or tap a bar for each year
20162025
Interest coverage
-0.4
2025 · hover or tap a bar for each year
20162025
Debt / assets+17.9%
0.20
2025 · hover or tap a bar for each year
20162025
NSP efficiency & capital use Working capital cycle and where the cash goes.
Days sales outstanding+3 days
45 days
2025 · hover or tap a bar for each year
20162025
Days payables outstanding0 days
0 days
2025 · hover or tap a bar for each year
20162025
Cash conversion cycle+3 days
45 days
2025 · hover or tap a bar for each year
20162025
Capex / revenue−0.1 pts
0.5%
2025 · hover or tap a bar for each year
20162025
NSP valuation history
Fiscal year-endToday10-year median
NSP returns on capital
ROEROICROA
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
NSP debt vs cash
Total debtCash & short-term investments
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
NSP cash returned to shareholders
DividendsBuybacksFree cash flow
NSP price vs earnings per share
Share price at year-endEPS (right axis)
NSP key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $1.47B | $2.95B | $4.49B | $4.39B | $4.60B | $3.16B | $3.47B | $3.87B | $2.36B | $1.48B |
| Enterprise value | $1.25B | $2.33B | $4.21B | $4.05B | $4.43B | $3.01B | $3.40B | $3.63B | $2.11B | $1.30B |
| P/E ratio | — | 32.4 | 26.3 | 24.5 | 37.1 | 22.9 | 23.0 | 28.6 | 28.0 | 22.4 |
| Price / sales | 0.2 | 0.4 | 0.7 | 0.7 | 0.9 | 0.7 | 0.8 | 1.0 | 0.7 | 0.5 |
| Price / book | 32.0 | 30.4 | 47.8 | 54.0 | — | 71.6 | 851.2 | 49.8 | 35.7 | 24.5 |
| Price / free cash flow | — | 6.1 | 28.4 | 13.8 | 20.2 | 12.7 | 23.3 | 26.0 | 13.8 | 15.0 |
| Price / operating cash flow | — | 5.7 | 22.6 | 12.6 | 17.7 | 9.1 | 16.9 | 21.0 | 11.6 | 11.2 |
| EV / sales | 0.2 | 0.4 | 0.6 | 0.7 | 0.9 | 0.7 | 0.8 | 0.9 | 0.6 | 0.4 |
| EV / EBITDA | 19.2 | 11.7 | 14.3 | 13.5 | 20.7 | 13.2 | 15.0 | 17.3 | 13.9 | 10.4 |
| EV / free cash flow | — | 4.8 | 26.6 | 12.7 | 19.5 | 12.1 | 22.8 | 24.3 | 12.4 | 13.1 |
| Earnings yield | −0.5% | 3.1% | 3.8% | 4.1% | 2.7% | 4.4% | 4.4% | 3.5% | 3.6% | 4.5% |
| Free cash flow yield | −21.0% | 16.4% | 3.5% | 7.2% | 4.9% | 7.9% | 4.3% | 3.9% | 7.2% | 6.7% |
| Dividend yield | 6.1% | 3.0% | 1.9% | 1.7% | 3.1% | 2.0% | 1.4% | 0.9% | 2.8% | 1.4% |
| Shareholder yield (dividends + buybacks) | 7.4% | 5.2% | 4.8% | 3.4% | 4.6% | 5.1% | 7.2% | 3.8% | 4.4% | 13.3% |
| Share price at fiscal year-end | $38.72 | $77.51 | $117.22 | $113.60 | $118.11 | $81.42 | $86.04 | $93.36 | $57.35 | $35.48 |
| Per share | ||||||||||
| Revenue per share | $179.26 | $173.18 | $169.17 | $153.79 | $127.67 | $110.43 | $106.93 | $92.32 | $80.03 | $70.46 |
| Earnings per share | −$0.18 | $2.39 | $4.46 | $4.64 | $3.19 | $3.56 | $3.74 | $3.27 | $2.05 | $1.58 |
| Operating cash flow per share | −$7.32 | $13.68 | $5.18 | $9.00 | $6.68 | $8.92 | $5.08 | $4.45 | $4.96 | $3.18 |
| Free cash flow per share | −$8.13 | $12.68 | $4.13 | $8.22 | $5.83 | $6.39 | $3.69 | $3.60 | $4.15 | $2.36 |
| Cash per share | $17.37 | $27.76 | $18.49 | $19.83 | $15.60 | $15.18 | $9.96 | $9.35 | $8.64 | $6.90 |
| Book value per share | $1.21 | $2.55 | $2.45 | $2.10 | −$0.05 | $1.14 | $0.10 | $1.87 | $1.61 | $1.45 |
| Tangible book value per share | $0.53 | $2.21 | $1.78 | $1.45 | −$0.37 | $0.81 | −$0.21 | $1.09 | $1.30 | $1.14 |
| Dividends per share | $2.37 | $2.34 | $2.20 | $1.98 | $3.70 | $1.59 | $1.20 | $0.81 | $1.59 | $0.49 |
| Capex per share | $0.82 | $1.00 | $1.05 | $0.79 | $0.84 | $2.53 | $1.40 | $0.85 | $0.81 | $0.81 |
| Debt per share | $11.45 | $11.45 | $11.14 | $11.01 | $11.13 | $11.17 | $8.13 | $3.48 | $2.53 | $2.50 |
| Shares outstanding | 38.0M | 38.0M | 38.3M | 38.6M | 39.0M | 38.8M | 40.4M | 41.5M | 41.2M | 41.7M |
| Change in shares outstanding | 0.0% | −0.9% | −0.7% | −0.9% | +0.3% | −3.8% | −2.7% | +0.6% | −1.2% | −14.1% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | −9.8% | 95.3% | 195.1% | 451.2% | — | 573.5% | 369.6% | 188.1% | 133.1% | 56.6% |
| Return on assets (ROA) | −0.3% | 3.9% | 8.2% | 9.5% | 7.4% | 9.3% | 11.7% | 12.0% | 8.6% | 7.8% |
| Return on tangible assets | −0.3% | 3.5% | 8.2% | 8.9% | 7.1% | 8.8% | 10.9% | 11.7% | 8.0% | 7.4% |
| Free cash flow margin | −4.5% | 7.3% | 2.4% | 5.3% | 4.6% | 5.8% | 3.4% | 3.9% | 5.2% | 3.4% |
| Income quality (OCF / net income) | — | 5.71 | 1.16 | 1.94 | 2.10 | 2.51 | 1.36 | 1.36 | 2.42 | 2.01 |
| Financial health | ||||||||||
| Total debt | $435.0M | $435.0M | $427.0M | $425.0M | $433.6M | $433.7M | $328.3M | $144.4M | $104.4M | $104.4M |
| Cash & short-term investments | $660.0M | $1.05B | $709.0M | $765.9M | $607.6M | $589.4M | $402.1M | $387.6M | $356.2M | $287.9M |
| Net debt | −$225.0M | −$620.0M | −$282.0M | −$340.9M | −$174.0M | −$155.7M | −$73.8M | −$243.2M | −$251.8M | −$183.5M |
| Debt / equity | 9.46 | 4.48 | 4.54 | 5.23 | — | 9.83 | 80.48 | 1.86 | 1.57 | 1.72 |
| Debt / assets | 0.20 | 0.17 | 0.20 | 0.21 | 0.25 | 0.27 | 0.24 | 0.12 | 0.10 | 0.12 |
| Net debt / EBITDA | −3.46 | −3.13 | −0.96 | −1.14 | −0.81 | −0.68 | −0.33 | −1.16 | −1.66 | −1.48 |
| Current ratio | 1.06 | 1.08 | 1.11 | 1.12 | 1.10 | 1.19 | 1.12 | 1.12 | 1.07 | 1.07 |
| Quick ratio | 1.06 | 1.08 | 1.11 | 1.07 | 1.05 | 1.13 | 1.05 | 1.06 | 1.00 | 0.97 |
| Interest coverage | -0.4 | 4.2 | 8.1 | 17.6 | 23.2 | 24.3 | 24.4 | 38.4 | 40.4 | 44.4 |
| Working capital | $102.0M | $155.0M | $159.0M | $158.5M | $116.3M | $172.3M | $105.7M | $94.2M | $52.5M | $39.4M |
| Invested capital | −$179.0M | −$523.0M | −$188.0M | −$259.6M | −$175.8M | −$111.6M | −$69.7M | −$165.5M | −$185.5M | −$123.0M |
| Tangible asset value | $20.0M | $84.0M | $68.3M | $55.9M | −$14.5M | $31.4M | −$8.6M | $45.4M | $53.6M | $47.4M |
| Net current asset value | −$435.0M | −$415.0M | −$431.0M | −$446.1M | −$510.0M | −$462.9M | −$416.2M | −$247.6M | −$218.4M | −$206.3M |
| Graham number | — | $11.73 | $15.69 | $14.83 | — | $9.54 | $2.92 | $11.73 | $8.61 | $7.18 |
| Graham net-net per share | −$22.52 | −$21.66 | −$20.77 | −$17.98 | −$18.58 | −$16.19 | −$15.04 | −$9.66 | −$8.67 | −$7.75 |
| Capital allocation | ||||||||||
| Dividends paid | $90.0M | $89.0M | $84.2M | $76.6M | $144.2M | $61.9M | $48.6M | $33.4M | $65.8M | $20.6M |
| Share buybacks (net) | $19.0M | $63.0M | $131.5M | $73.3M | $69.7M | $99.4M | $203.0M | $113.3M | $38.7M | $175.9M |
| Dividend payout ratio | — | 97.8% | 49.3% | 42.7% | 116.2% | 44.8% | 32.2% | 24.7% | 77.9% | 31.2% |
| Dividends + buybacks / free cash flow | — | 31.5% | 136.2% | 47.2% | 94.1% | 65.0% | 169.1% | 98.4% | 61.1% | 199.2% |
| Capex / revenue | 0.5% | 0.6% | 0.6% | 0.5% | 0.7% | 2.3% | 1.3% | 0.9% | 1.0% | 1.2% |
| Capex / operating cash flow | — | 7.3% | 20.2% | 8.7% | 12.6% | 28.3% | 27.4% | 19.2% | 16.3% | 25.6% |
| Capex / depreciation | 0.69 | 0.86 | 0.93 | 0.75 | 0.85 | 3.15 | 1.96 | 1.55 | 1.83 | 2.04 |
| Stock-based compensation / revenue | 0.9% | 0.9% | 0.8% | 0.8% | 0.8% | 1.4% | 0.6% | 0.5% | 0.7% | 0.6% |
| R&D / revenue | — | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | 0.1% |
| SG&A / revenue | 3.5% | 13.5% | 11.2% | 12.1% | 11.5% | 13.6% | 12.0% | 12.5% | 12.9% | 12.5% |
| Efficiency | ||||||||||
| Days sales outstanding | 45.1 | 42.2 | 37.1 | 35.3 | 33.7 | 36.7 | 36.8 | 35.5 | 34.2 | 29.5 |
| Days of inventory on hand | — | — | 2.1 | 4.4 | 5.0 | 6.1 | 5.6 | 5.9 | 7.3 | 7.6 |
| Days payables outstanding | 0.5 | 0.7 | 0.6 | 0.5 | 0.6 | 0.6 | 0.8 | 1.0 | 0.7 | 0.7 |
| Cash conversion cycle (days) | 44.6 | 41.5 | 38.5 | 39.2 | 38.2 | 42.2 | 41.7 | 40.4 | 40.9 | 36.5 |
| Receivables turnover | 8.09 | 8.64 | 9.85 | 10.34 | 10.83 | 9.94 | 9.92 | 10.29 | 10.66 | 12.36 |
| Payables turnover | 739.00 | 526.57 | 581.79 | 696.77 | 658.42 | 646.39 | 471.70 | 368.70 | 512.88 | 511.96 |
| Inventory turnover | — | — | 177.25 | 82.33 | 72.92 | 60.32 | 64.92 | 61.36 | 49.77 | 47.79 |
| Asset turnover | 2.84 | 2.79 | 3.12 | 3.13 | 2.98 | 2.88 | 3.34 | 3.39 | 3.35 | 3.48 |
| Average receivables | $842.0M | $761.5M | $658.4M | $574.2M | $459.2M | $431.1M | $435.0M | $372.2M | $309.5M | $237.9M |
| Average payables | $8.0M | $10.5M | $9.4M | $7.1M | $6.3M | $5.4M | $7.6M | $8.5M | $5.3M | $4.8M |
| Average inventory | — | — | $30.7M | $59.8M | $57.0M | $57.7M | $55.2M | $51.3M | $54.8M | $51.3M |
| Intangibles / total assets | 1.2% | 0.5% | 1.2% | 1.2% | 0.7% | 0.8% | 0.9% | 2.7% | 1.2% | 1.4% |
Computed from NSP's annual financial statements (latest annual report filed February 11, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
NSP valuation and financial ratios
Insperity earned a return on equity of −9.8% in fiscal 2025. It ended the year with $435.0 million of debt and $660.0 million in cash and short-term investments, a net cash position of $225.0 million. It returned $109.0 million to shareholders: $90.0 million in dividends and $19.0 million in share buybacks. The share count fell 9.0% from 41.7M to 38.0M over 9 years.
See the NSP income statement, the NSP chart for price history, or the NSP stock overview for the latest quote and news.
NSP key metrics FAQ
What is Insperity's EV/EBITDA?
Insperity's enterprise value was 19.2 times EBITDA at the end of fiscal 2025 (enterprise value $1.2 billion, EBITDA $65.0 million); the current EV/EBITDA is 26.1.
What is Insperity's return on equity?
Insperity's return on equity (ROE) was −9.8% in fiscal 2025: net income of -$7.0 million on average shareholders' equity of $71.5 million.
How much debt does Insperity have?
Insperity had total debt of $435.0 million at the end of fiscal 2025, a debt-to-equity ratio of 9.46 and more cash than debt.
What is Insperity's dividend yield?
Insperity's forward dividend yield is 4.67%. Insperity paid $90.0 million in dividends in fiscal 2025 ($2.37 per share), a payout ratio of —.
Does Insperity buy back its shares?
Yes. Insperity spent $19.0 million on net share repurchases in fiscal 2025 Shares outstanding changed 0.0% over the year, to 38.0M..
What is Insperity's free cash flow yield?
Insperity generated -$309.0 million of free cash flow in fiscal 2025, a free cash flow yield of −21.0% on its market value at year-end ($1.5 billion).
What is Insperity's current ratio?
Insperity's current ratio was 1.06 at the end of fiscal 2025: current assets were 1.06 times current liabilities.