American Integrity Insurance Group, Inc. (AII) Income Statement
AII 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsAII revenue and net income
Where AII's revenue goes
2025Each bar shows an amount and its share of revenue. AII kept 36.0% of revenue as net income.
AII profit margins
AII growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +35.3% | — | — | — |
| Gross profit | +117.6% | — | — | — |
| Operating income | +125.4% | — | — | — |
| Net income | +150.7% | — | — | — |
| EPS (diluted) | +172.4% | — | — | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
AII quarterly EPS vs estimates
American Integrity Insurance beat the analyst EPS estimate in 5 of the last 6 quarters. Next report: November 10, 2026 (estimate $0.49).
AII income statement
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Revenue | $276.5M | $204.4M | $200.9M |
| Cost of revenue | $98.0M | $122.4M | $122.0M |
| Gross profit | $178.5M | $82.0M | $78.9M |
| Sales, general & admin | $41.9M | $31.0M | $34.1M |
| Total operating expenses | $63.4M | $31.0M | $34.1M |
| Operating income | $115.1M | $51.0M | $44.8M |
| Income before taxes | $115.1M | $51.0M | $44.8M |
| Income taxes | $15.4M | $11.3M | $7.0M |
| Net income | $99.6M | $39.7M | $37.8M |
| EBITDA | $117.3M | $53.9M | $46.0M |
| EPS (diluted) | $5.53 | $2.03 | — |
| Gross margin | 64.5% | 40.1% | 39.3% |
| Operating margin | 41.6% | 25.0% | 22.3% |
| Net margin | 36.0% | 19.4% | 18.8% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $115.2M | $90.9M | $68.1M | $62.0M | $74.5M | $71.9M | $67.1M | $46.5M | $46.4M | $44.3M |
| Cost of revenue | $33.2M | $31.7M | $10.7M | $35.9M | $27.5M | $24.0M | $44.6M | $32.8M | $19.2M | $25.7M |
| Gross profit | $82.0M | $59.2M | $57.4M | $26.1M | $47.0M | $47.9M | $22.5M | $13.7M | $27.2M | $18.6M |
| Sales, general & admin | $18.2M | $16.0M | $6.7M | $7.3M | $22.9M | $5.0M | $11.7M | $7.2M | $6.8M | $5.3M |
| Total operating expenses | $35.6M | $32.0M | $28.1M | $7.3M | $22.9M | $5.0M | $11.7M | $7.2M | $6.8M | $5.3M |
| Operating income | $46.4M | $27.3M | $29.3M | $18.8M | $24.1M | $42.9M | $10.7M | $6.6M | $20.4M | $13.3M |
| Income before taxes | $46.4M | $27.3M | $29.3M | $18.8M | $24.1M | $42.9M | $10.7M | $6.6M | $20.4M | $13.3M |
| Income taxes | $12.3M | $7.3M | $8.4M | $5.6M | −$3.4M | $4.8M | $2.3M | $2.0M | $5.7M | $1.2M |
| Net income | $34.1M | $19.9M | $20.9M | $13.2M | $27.5M | $38.1M | $8.4M | $4.5M | $14.7M | $12.1M |
| EBITDA | $46.7M | $28.1M | $30.0M | $19.2M | $24.7M | $43.4M | $11.5M | $7.3M | $21.1M | $14.0M |
| EPS (diluted) | $1.78 | $1.02 | $1.07 | $0.67 | $1.84 | $1.95 | — | — | — | — |
| Gross margin | 71.2% | 65.1% | 84.3% | 42.1% | 63.1% | 66.7% | 33.5% | 29.5% | 58.6% | 42.0% |
| Operating margin | 40.3% | 30.0% | 43.0% | 30.3% | 32.3% | 59.7% | 16.0% | 14.1% | 44.1% | 30.0% |
| Net margin | 29.6% | 21.9% | 30.7% | 21.2% | 36.9% | 53.0% | 12.5% | 9.7% | 31.7% | 27.3% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in AII's financial statements (latest annual report filed February 27, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
AII financial results
In fiscal year 2025 (ended December 31, 2025), American Integrity Insurance reported revenue of $276.5 million, up 35.3% from the year before. It had net income of $99.6 million (up 150.7%), a net profit margin of 36.0%. Diluted earnings per share came to $5.53.
See the AII stock overview for the latest quote and news, or the AII chart for price history and technical indicators.
AII income statement FAQ
What is American Integrity Insurance's annual revenue?
American Integrity Insurance reported total revenue of $276.5 million for fiscal year 2025, which ended on December 31, 2025. That was up 35.3% from $204.4 million the previous year.
Is American Integrity Insurance profitable?
Yes. American Integrity Insurance reported net income of $99.6 million in fiscal 2025, a net profit margin of 36.0%; its operating margin was 41.6%.
What is American Integrity Insurance's gross margin?
American Integrity Insurance's gross margin was 64.5% in fiscal 2025: for every $100 of revenue, American Integrity Insurance kept $65 after the direct cost of its products and services.
What are American Integrity Insurance's earnings per share?
American Integrity Insurance earned $5.53 per diluted share in fiscal 2025, compared with $2.03 a year earlier.
When will American Integrity Insurance report its next earnings?
American Integrity Insurance is expected to report results for the quarter ending September 30, 2026 on November 10, 2026 after the market closes.
When does American Integrity Insurance's fiscal year end?
American Integrity Insurance's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 27, 2026.