Assurant, Inc. (AIZ) Income Statement
AIZ 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsAIZ revenue and net income
Where AIZ's revenue goes
2025Each bar shows an amount and its share of revenue. AIZ kept 6.8% of revenue as net income.
AIZ profit margins
AIZ growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +7.9% | +7.9% | +5.9% | +2.2% |
| Gross profit | +8.5% | +8.1% | +22.0% | +9.0% |
| Operating income | +17.3% | +45.9% | +13.5% | +18.4% |
| Net income | +14.8% | +46.7% | +14.6% | +19.9% |
| EPS (diluted) | +19.1% | +21.9% | +18.1% | +13.9% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
AIZ quarterly EPS vs estimates
Assurant beat the analyst EPS estimate in 8 of the last 8 quarters. Next report: November 3, 2026 (estimate $4.57).
AIZ income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $12.81B | $11.88B | $11.13B | $10.19B | $10.19B | $9.61B | $9.53B | $8.00B | $6.31B | $7.11B |
| Cost of revenue | $2.93B | $2.77B | $2.52B | $2.36B | $2.20B | $5.95B | $5.62B | $4.64B | $3.21B | $3.16B |
| Gross profit | $9.89B | $9.11B | $8.61B | $7.83B | $7.99B | $3.66B | $3.91B | $3.36B | $3.10B | $3.95B |
| Research & development | — | — | — | — | — | — | — | — | — | $0 |
| Sales, general & admin | $8.69B | $8.08B | $7.70B | $7.37B | $7.08B | $3.11B | $3.25B | $5.28B | $4.05B | $4.79B |
| Total operating expenses | $8.80B | $8.18B | $7.80B | $7.48B | $7.21B | $3.09B | $3.45B | $3.02B | $2.66B | $3.10B |
| Operating income | $1.09B | $927.3M | $806.8M | $349.9M | $771.3M | $578.1M | $454.7M | $333.5M | $444.5M | $848.6M |
| Interest income | $109.7M | $107.0M | $108.0M | $108.3M | $111.8M | $110.4M | $273.6M | $100.3M | $49.5M | $57.6M |
| Interest expense | $109.7M | $107.0M | $108.0M | $108.3M | $111.8M | $104.5M | $110.6M | $100.3M | $49.5M | $57.6M |
| Income before taxes | $1.09B | $927.3M | $806.8M | $349.9M | $771.3M | $578.1M | $454.7M | $333.5M | $444.5M | $848.6M |
| Income taxes | $214.7M | $167.1M | $164.3M | $73.3M | $168.4M | $58.7M | $148.3M | $80.9M | −$75.1M | $283.2M |
| Net income | $872.7M | $760.2M | $642.5M | $276.6M | $445.6M | $440.8M | $382.6M | $251.0M | $519.6M | $565.4M |
| EBITDA | $1.45B | $1.26B | $1.11B | $640.2M | $1.05B | $824.9M | $690.8M | $560.7M | $609.7M | $1.03B |
| EPS (diluted) | $19.83 | $16.65 | $15.51 | $10.94 | $9.34 | $8.62 | $8.49 | $5.96 | $3.94 | $4.40 |
| Gross margin | 77.2% | 76.7% | 77.3% | 76.8% | 78.4% | 38.1% | 41.0% | 42.0% | 49.1% | 55.5% |
| Operating margin | 8.5% | 7.8% | 7.2% | 3.4% | 7.6% | 6.0% | 4.8% | 4.2% | 7.0% | 11.9% |
| Net margin | 6.8% | 6.4% | 5.8% | 2.7% | 4.4% | 4.6% | 4.0% | 3.1% | 8.2% | 8.0% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.45B | $3.42B | $3.35B | $3.23B | $3.16B | $3.07B | $3.10B | $2.97B | $2.92B | $2.88B | $2.98B | $2.77B |
| Cost of revenue | $748.3M | $769.1M | $717.0M | $709.6M | $721.5M | $779.7M | $670.5M | $776.8M | $696.1M | $623.1M | $599.1M | $644.6M |
| Gross profit | $2.71B | $2.65B | $2.63B | $2.52B | $2.44B | $2.29B | $2.43B | $2.19B | $2.23B | $2.26B | $2.38B | $2.13B |
| Sales, general & admin | — | — | $2.32B | $2.16B | $2.12B | $2.08B | $2.16B | $2.01B | — | — | — | $1.87B |
| Total operating expenses | $2.33B | $2.32B | $2.35B | $2.19B | $2.15B | $2.11B | $2.18B | $2.04B | $2.00B | $1.96B | $2.16B | $1.90B |
| Operating income | $376.9M | $335.6M | $283.5M | $331.2M | $289.0M | $183.7M | $250.0M | $151.5M | $232.9M | $292.9M | $226.6M | $228.8M |
| Interest income | — | — | $28.3M | $27.9M | $26.7M | $26.8M | $26.8M | $26.7M | — | — | — | $27.0M |
| Interest expense | $28.4M | $28.3M | $28.3M | $27.9M | $26.7M | $26.8M | $26.8M | $26.7M | $26.7M | $26.8M | $26.8M | $27.0M |
| Income before taxes | $376.9M | $335.6M | $283.5M | $331.2M | $289.0M | $183.7M | $250.0M | $151.5M | $232.9M | $292.9M | $226.6M | $228.8M |
| Income taxes | $78.3M | $61.5M | $58.3M | $65.6M | $53.7M | $37.1M | $48.7M | $17.7M | $44.2M | $56.5M | $44.1M | $38.7M |
| Net income | $298.6M | $274.1M | $225.2M | $265.6M | $235.3M | $146.6M | $201.3M | $133.8M | $188.7M | $236.4M | $182.5M | $190.1M |
| EBITDA | $472.9M | $430.4M | $383.8M | $421.4M | $374.7M | $267.2M | $340.7M | $236.7M | $310.1M | $370.3M | $308.6M | $301.7M |
| EPS (diluted) | $6.41 | $5.95 | $5.61 | $5.73 | $5.10 | $3.39 | $4.79 | $3.00 | $4.08 | $4.78 | $4.58 | $4.29 |
| Gross margin | 78.3% | 77.5% | 78.6% | 78.0% | 77.2% | 74.6% | 78.4% | 73.8% | 76.2% | 78.4% | 79.9% | 76.8% |
| Operating margin | 10.9% | 9.8% | 8.5% | 10.2% | 9.2% | 6.0% | 8.1% | 5.1% | 8.0% | 10.2% | 7.6% | 8.2% |
| Net margin | 8.6% | 8.0% | 6.7% | 8.2% | 7.4% | 4.8% | 6.5% | 4.5% | 6.5% | 8.2% | 6.1% | 6.9% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in AIZ's financial statements (latest annual report filed February 19, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
AIZ financial results
In fiscal year 2025 (ended December 31, 2025), Assurant reported revenue of $12.8 billion, up 7.9% from the year before. It had net income of $872.7 million (up 14.8%), a net profit margin of 6.8%. Diluted earnings per share came to $19.83. Over five years revenue grew at an average rate of 5.9% a year.
See the AIZ stock overview for the latest quote and news, or the AIZ chart for price history and technical indicators.
AIZ income statement FAQ
What is Assurant's annual revenue?
Assurant reported total revenue of $12.8 billion for fiscal year 2025, which ended on December 31, 2025. That was up 7.9% from $11.9 billion the previous year.
Is Assurant profitable?
Yes. Assurant reported net income of $872.7 million in fiscal 2025, a net profit margin of 6.8%; its operating margin was 8.5%.
What is Assurant's gross margin?
Assurant's gross margin was 77.2% in fiscal 2025: for every $100 of revenue, Assurant kept $77 after the direct cost of its products and services.
How fast is Assurant growing?
Revenue grew 5.9% a year on average over the last five fiscal years, from $9.6 billion to $12.8 billion.
What are Assurant's earnings per share?
Assurant earned $19.83 per diluted share in fiscal 2025, compared with $16.65 a year earlier.
When will Assurant report its next earnings?
Assurant is expected to report results for the quarter ending September 30, 2026 on November 3, 2026 after the market closes.
When does Assurant's fiscal year end?
Assurant's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 19, 2026.