Chubb Limited (CB) Income Statement
CB 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsCB revenue and net income
Where CB's revenue goes
2025Each bar shows an amount and its share of revenue. CB kept 17.2% of revenue as net income.
CB profit margins
CB growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +6.5% | +11.6% | +10.6% | +12.2% |
| Gross profit | +8.9% | +17.6% | +20.2% | +11.4% |
| Operating income | +13.9% | +26.2% | +25.7% | +14.7% |
| Net income | +11.2% | +25.3% | +23.9% | +13.8% |
| EPS (diluted) | +10.2% | +17.7% | +27.7% | +9.8% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
CB quarterly EPS vs estimates
Chubb beat the analyst EPS estimate in 8 of the last 8 quarters. Next report: October 20, 2026 (estimate $6.53).
CB income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $59.78B | $56.15B | $50.00B | $42.98B | $40.77B | $36.05B | $34.23B | $32.68B | $32.34B | $31.48B |
| Cost of revenue | $42.18B | $39.98B | −$505.0M | $32.15B | $29.44B | $29.04B | $25.62B | $24.57B | $24.91B | $22.54B |
| Gross profit | $17.61B | $16.17B | $50.00B | $10.83B | $11.33B | $7.01B | $8.61B | $8.11B | $7.43B | $8.94B |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $4.50B | $4.38B | $4.01B | $3.40B | $3.13B | $2.98B | $3.14B | $3.00B | $2.95B | $3.17B |
| Total operating expenses | $4.56B | $4.72B | $12.88B | $4.34B | $1.54B | $2.85B | $3.36B | $3.45B | $3.71B | $3.99B |
| Operating income | $13.04B | $11.46B | $9.45B | $6.49B | $9.79B | $4.16B | $5.25B | $4.66B | $3.72B | $4.95B |
| Interest income | $668.0M | $80.0M | $67.0M | $570.0M | $492.0M | $516.0M | $25.0M | $127.0M | $189.0M | $341.0M |
| Interest expense | $764.0M | $741.0M | $672.0M | $570.0M | $492.0M | $516.0M | $552.0M | $641.0M | $607.0M | $605.0M |
| Income before taxes | $13.04B | $11.46B | $9.53B | $6.49B | $9.79B | $4.16B | $5.25B | $4.66B | $3.72B | $4.95B |
| Income taxes | $2.42B | $1.81B | $511.0M | $1.24B | $1.27B | $629.0M | $795.0M | $695.0M | −$139.0M | $815.0M |
| Net income | $10.31B | $9.27B | $9.03B | $5.25B | $8.53B | $3.53B | $4.45B | $3.96B | $3.86B | $4.13B |
| EBITDA | $14.11B | $12.52B | $91.0M | $7.34B | $10.57B | $4.97B | $6.11B | $5.64B | $4.59B | $7.13B |
| EPS (diluted) | $24.83 | $22.53 | $19.82 | $15.24 | $12.59 | $7.30 | $10.12 | $9.45 | $7.13 | $10.11 |
| Gross margin | 29.4% | 28.8% | 100.0% | 25.2% | 27.8% | 19.4% | 25.1% | 24.8% | 23.0% | 28.4% |
| Operating margin | 21.8% | 20.4% | 18.9% | 15.1% | 24.0% | 11.5% | 15.3% | 14.3% | 11.5% | 15.7% |
| Net margin | 17.2% | 16.5% | 18.1% | 12.2% | 20.9% | 9.8% | 13.0% | 12.1% | 11.9% | 13.1% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $15.82B | $14.76B | $15.30B | $16.20B | $14.88B | $13.39B | $14.18B | $15.10B | $13.93B | $12.90B | $13.24B | $13.92B |
| Cost of revenue | $8.31B | $7.92B | $10.35B | $10.93B | $10.43B | $10.47B | $9.94B | $11.04B | $9.90B | $9.09B | $9.50B | $10.25B |
| Gross profit | $7.51B | $6.84B | $4.95B | $5.27B | $4.45B | $2.92B | $4.24B | $4.07B | $4.03B | $3.81B | $3.74B | $3.67B |
| Sales, general & admin | $3.80B | $3.75B | $1.16B | $1.14B | $1.12B | $1.08B | $1.12B | $1.09B | $1.09B | $1.07B | $1.05B | $1.06B |
| Total operating expenses | $3.88B | $6.84B | $1.18B | $1.38B | $733.0M | $1.25B | $1.12B | $1.07B | $1.32B | $1.18B | $1.13B | $1.21B |
| Operating income | $3.63B | $6.8M | $3.77B | $3.89B | $3.72B | $1.66B | $3.12B | $2.99B | $2.71B | $2.64B | $2.61B | $2.45B |
| Interest income | $4.0M | $8.0M | $78.0M | $5.0M | $193.0M | $17.0M | $22.0M | $20.0M | $23.0M | $15.0M | $23.0M | $193.0M |
| Interest expense | $200.0M | $198.0M | $205.0M | $197.0M | $181.0M | $181.0M | $189.0M | $192.0M | $182.0M | $178.0M | $173.0M | $174.0M |
| Income before taxes | $3.43B | $2.99B | $3.77B | $3.89B | $3.72B | $1.66B | $3.12B | $2.99B | $2.71B | $2.64B | $2.61B | $2.45B |
| Income taxes | $742.0M | $646.0M | $597.0M | $787.0M | $717.0M | $321.0M | $479.0M | $504.0M | $490.0M | $342.0M | −$678.0M | $413.0M |
| Net income | $2.88B | $2.32B | $3.21B | $2.80B | $2.97B | $1.33B | $2.58B | $2.32B | $2.23B | $2.14B | $3.30B | $2.04B |
| EBITDA | $3.70B | $271.0M | $4.05B | $4.17B | $3.97B | $1.92B | $3.39B | $3.27B | $2.97B | $2.89B | $2.87B | $2.71B |
| EPS (diluted) | $7.26 | $6.82 | $7.52 | $7.49 | $6.14 | $3.68 | $6.02 | $5.72 | $5.38 | $5.41 | $5.54 | $4.95 |
| Gross margin | 47.5% | 46.4% | 32.4% | 32.5% | 29.9% | 21.8% | 29.9% | 26.9% | 28.9% | 29.5% | 28.3% | 26.3% |
| Operating margin | 22.9% | 0.0% | 24.6% | 24.0% | 25.0% | 12.4% | 22.0% | 19.8% | 19.4% | 20.4% | 19.7% | 17.6% |
| Net margin | 18.2% | 15.7% | 21.0% | 17.3% | 19.9% | 9.9% | 18.2% | 15.4% | 16.0% | 16.6% | 24.9% | 14.7% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in CB's financial statements (latest annual report filed February 27, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
CB financial results
In fiscal year 2025 (ended December 31, 2025), Chubb reported revenue of $59.8 billion, up 6.5% from the year before. It had net income of $10.3 billion (up 11.2%), a net profit margin of 17.2%. Diluted earnings per share came to $24.83. Over five years revenue grew at an average rate of 10.6% a year.
See the CB stock overview for the latest quote and news, or the CB chart for price history and technical indicators.
CB income statement FAQ
What is Chubb's annual revenue?
Chubb reported total revenue of $59.8 billion for fiscal year 2025, which ended on December 31, 2025. That was up 6.5% from $56.1 billion the previous year.
Is Chubb profitable?
Yes. Chubb reported net income of $10.3 billion in fiscal 2025, a net profit margin of 17.2%; its operating margin was 21.8%.
What is Chubb's gross margin?
Chubb's gross margin was 29.4% in fiscal 2025: for every $100 of revenue, Chubb kept $29 after the direct cost of its products and services.
How fast is Chubb growing?
Revenue grew 10.6% a year on average over the last five fiscal years, from $36.1 billion to $59.8 billion.
What are Chubb's earnings per share?
Chubb earned $24.83 per diluted share in fiscal 2025, compared with $22.53 a year earlier.
When will Chubb report its next earnings?
Chubb is expected to report results for the quarter ending September 30, 2026 on October 20, 2026 after the market closes.
When does Chubb's fiscal year end?
Chubb's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 27, 2026.