Chubb Limited (CB) Key Metrics
CB valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $138.81B
- Enterprise value
- $150.17B
- P/E (TTM)
- 12.7 10-yr median 15.1
- Forward P/E
- 11.6
- PEG ratio
- 2.52
- Price / sales
- 2.2 10-yr median 2.0
- Price / book
- 1.7 10-yr median 1.4
- EV / EBITDA
- — 10-yr median 13.9
- Dividend yield
- 1.13% $4.08 a year
- Beta
- 0.36
CB key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsCB valuation Price multiples at each fiscal year-end price.
CB returns How much profit the business earns on the capital it uses.
CB per-share figures Results divided by the shares outstanding at year-end.
CB financial health Debt, liquidity and how easily interest is covered.
CB efficiency & capital use Working capital cycle and where the cash goes.
CB valuation history
CB returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
CB debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
CB cash returned to shareholders
CB price vs earnings per share
CB key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $123.76B | $113.81B | $93.61B | $93.43B | $85.67B | $69.79B | $71.43B | $60.30B | $68.86B | $61.56B |
| Enterprise value | $98.82B | $90.22B | $74.32B | $107.08B | $3.93B | $84.55B | $85.06B | −$9.53B | −$1.49B | −$9.12B |
| P/E ratio | 12.0 | 12.3 | 10.4 | 17.8 | 10.0 | 19.8 | 16.0 | 15.2 | 17.8 | 14.9 |
| Price / sales | 2.1 | 2.0 | 1.9 | 2.2 | 2.1 | 1.9 | 2.1 | 1.8 | 2.1 | 2.0 |
| Price / book | 1.7 | 1.8 | 1.6 | 1.8 | 1.4 | 1.2 | 1.3 | 1.2 | 1.3 | 1.3 |
| Price / free cash flow | 8.5 | 7.0 | 7.4 | 8.3 | 6.8 | 6.5 | 9.2 | 11.0 | 15.3 | 11.6 |
| Price / operating cash flow | 8.5 | 7.0 | 7.4 | 8.3 | 7.7 | 7.1 | 11.3 | 11.0 | 15.3 | 11.6 |
| EV / sales | 1.7 | 1.6 | 1.5 | 2.5 | 0.1 | 2.3 | 2.5 | -0.3 | -0.0 | -0.3 |
| EV / EBITDA | 7.0 | 7.2 | 816.7 | 14.6 | 0.4 | 17.0 | 13.9 | — | — | — |
| EV / free cash flow | 6.8 | 5.6 | 5.9 | 9.5 | 0.3 | 7.9 | 11.0 | — | — | — |
| Earnings yield | 8.3% | 8.1% | 9.6% | 5.6% | 10.0% | 5.1% | 6.2% | 6.6% | 5.6% | 6.7% |
| Free cash flow yield | 11.7% | 14.2% | 13.5% | 12.0% | 14.7% | 15.3% | 10.8% | 9.1% | 6.5% | 8.6% |
| Dividend yield | 1.2% | 1.3% | 1.5% | 1.5% | 1.6% | 2.0% | 1.9% | 2.2% | 1.9% | 1.9% |
| Shareholder yield (dividends + buybacks) | 4.2% | 2.8% | 4.1% | 4.6% | 7.3% | 2.7% | 4.0% | 3.9% | 3.1% | 1.9% |
| Share price at fiscal year-end | $312.12 | $276.30 | $226.00 | $220.60 | $193.31 | $153.92 | $155.66 | $129.18 | $146.13 | $132.12 |
| Per share | ||||||||||
| Revenue per share | $150.78 | $136.32 | $120.71 | $101.47 | $91.99 | $79.51 | $74.59 | $70.01 | $68.63 | $67.56 |
| Earnings per share | $26.00 | $22.51 | $21.80 | $12.39 | $19.24 | $7.79 | $9.71 | $8.49 | $8.19 | $8.87 |
| Operating cash flow per share | $36.66 | $39.29 | $30.50 | $26.55 | $25.16 | $21.58 | $13.82 | $11.74 | $9.56 | $11.36 |
| Free cash flow per share | $36.66 | $39.29 | $30.50 | $26.55 | $28.36 | $23.58 | $16.85 | $11.74 | $9.56 | $11.36 |
| Cash per share | $107.40 | $95.13 | $81.57 | $4.75 | $220.92 | $3.85 | $3.35 | $177.23 | $176.63 | $180.50 |
| Book value per share | $186.02 | $155.43 | $143.67 | $119.33 | $134.73 | $131.09 | $120.57 | $107.78 | $108.60 | $103.61 |
| Tangible book value per share | $86.57 | $64.30 | $70.91 | $59.54 | $87.57 | $83.73 | $73.36 | $28.56 | $28.12 | $55.42 |
| Dividends per share | $3.80 | $3.49 | $3.37 | $3.25 | $3.16 | $3.06 | $2.95 | $2.86 | $2.78 | $2.52 |
| Capex per share | $0.00 | $0.00 | $0.00 | $0.00 | $3.21 | $2.00 | $3.03 | $2.10 | $0.00 | $0.00 |
| Debt per share | $44.51 | $37.87 | $34.99 | $36.98 | $36.48 | $36.39 | $33.05 | $27.64 | $27.33 | $28.80 |
| Shares outstanding | 396.5M | 411.9M | 414.2M | 423.5M | 443.2M | 453.4M | 458.9M | 466.8M | 471.2M | 465.9M |
| Change in shares outstanding | −3.7% | −0.6% | −2.2% | −4.4% | −2.3% | −1.2% | −1.7% | −0.9% | +1.1% | +41.7% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 15.0% | 15.0% | 16.4% | 9.5% | 14.3% | 6.2% | 8.4% | 7.8% | 7.8% | 10.7% |
| Return on invested capital (ROIC) | 23.8% | 23.9% | 17.1% | 24.9% | — | 4.9% | 18.0% | — | — | — |
| Return on assets (ROA) | 4.0% | 3.9% | 4.2% | 2.6% | 4.4% | 1.9% | 2.6% | 2.4% | 2.4% | 3.2% |
| Return on tangible assets | 4.4% | 4.4% | 4.5% | 3.0% | 4.8% | 2.1% | 2.9% | 3.0% | 3.0% | 3.0% |
| Free cash flow margin | 24.3% | 28.8% | 25.3% | 26.2% | 30.8% | 29.7% | 22.6% | 16.8% | 13.9% | 16.8% |
| Income quality (OCF / net income) | 1.41 | 1.75 | 1.40 | 2.14 | 1.31 | 2.77 | 1.42 | 1.38 | 1.17 | 1.28 |
| Financial health | ||||||||||
| Total debt | $17.65B | $15.60B | $14.49B | $15.66B | $16.17B | $16.50B | $15.17B | $12.90B | $12.88B | $13.42B |
| Cash & short-term investments | $42.59B | $39.19B | $33.79B | $2.01B | $97.91B | $1.75B | $1.54B | $82.73B | $83.23B | $84.10B |
| Net debt | −$24.94B | −$23.59B | −$19.29B | $13.65B | −$81.75B | $14.76B | $13.63B | −$69.83B | −$70.35B | −$70.68B |
| Debt / equity | 0.24 | 0.24 | 0.24 | 0.31 | 0.27 | 0.28 | 0.27 | 0.26 | 0.25 | 0.28 |
| Debt / assets | 0.06 | 0.06 | 0.06 | 0.08 | 0.08 | 0.09 | 0.09 | 0.08 | 0.08 | 0.08 |
| Net debt / EBITDA | −1.77 | −1.88 | −212.00 | 1.86 | −7.73 | 2.97 | 2.23 | −12.39 | −15.33 | −9.91 |
| Current ratio | 0.62 | 0.61 | 14.49 | 5.17 | 0.02 | 1.34 | 1.41 | 1.07 | 1.08 | 1.11 |
| Quick ratio | 0.62 | 0.61 | 56.46 | 2.44 | 0.39 | 2.56 | 2.58 | 1.07 | 1.08 | 1.10 |
| Interest coverage | 17.1 | 15.5 | 14.1 | 11.4 | 19.9 | 8.1 | 9.5 | 7.3 | 6.1 | 8.2 |
| Working capital | −$53.26B | −$50.28B | $19.69B | $99.47B | −$65.61B | $7.06B | $7.82B | $7.23B | $8.52B | $10.46B |
| Invested capital | $48.82B | $40.43B | $40.22B | $64.19B | −$22.03B | $74.20B | $68.96B | −$19.52B | −$19.18B | −$22.41B |
| Tangible asset value | $40.35B | $30.86B | $33.56B | $25.22B | $38.81B | $37.97B | $33.67B | $13.33B | $13.25B | $25.82B |
| Net current asset value | −$105.52B | −$98.23B | −$145.84B | −$25.25B | −$138.68B | −$103.51B | −$94.54B | −$5.17B | −$3.34B | −$2.46B |
| Graham number | $329.90 | $280.57 | $265.44 | $182.36 | $241.48 | $151.59 | $162.26 | $143.47 | $141.50 | $143.83 |
| Graham net-net per share | −$306.58 | −$272.47 | −$334.70 | −$214.70 | −$74.25 | −$270.63 | −$244.54 | −$32.29 | −$30.25 | −$22.34 |
| Capital allocation | ||||||||||
| Dividends paid | $1.50B | $1.44B | $1.39B | $1.38B | $1.40B | $1.39B | $1.35B | $1.34B | $1.31B | $1.17B |
| Share buybacks (net) | $3.69B | $1.80B | $2.41B | $2.89B | $4.86B | $523.0M | $1.53B | $1.04B | $801.0M | $0 |
| Dividend payout ratio | 14.6% | 15.5% | 15.4% | 26.2% | 16.4% | 39.3% | 30.4% | 33.7% | 33.9% | 28.4% |
| Dividends + buybacks / free cash flow | 35.8% | 20.0% | 30.1% | 38.0% | 49.8% | 17.9% | 37.3% | 43.4% | 46.8% | 22.2% |
| Capex / revenue | 0.0% | 0.0% | 0.0% | 0.0% | 3.5% | 2.5% | 4.1% | 3.0% | 0.0% | 0.0% |
| Capex / operating cash flow | 0.0% | 0.0% | 0.0% | 0.0% | 12.7% | 9.3% | 21.9% | 17.9% | 0.0% | 0.0% |
| Capex / depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 4.95 | 3.13 | 4.56 | 2.89 | 0.00 | 0.00 |
| Stock-based compensation / revenue | — | 0.6% | 0.6% | 0.6% | −8.0% | 2.4% | 2.7% | 0.9% | 0.9% | 1.0% |
| SG&A / revenue | 7.5% | 7.8% | 8.0% | 7.9% | 7.7% | 8.3% | 9.2% | 9.2% | 9.1% | 10.1% |
| Efficiency | ||||||||||
| Days sales outstanding | 224.5 | 225.1 | 235.2 | 253.7 | 246.1 | 261.3 | 275.1 | 281.7 | 264.7 | 227.6 |
| Days of inventory on hand | — | — | -1,358.1 | 231.2 | -308.0 | -301.4 | -159.6 | 2.9 | 2.7 | 3.0 |
| Days payables outstanding | 71.3 | 75.0 | -11,450.2 | 173.9 | 173.6 | 243.3 | 258.4 | 261.1 | 237.9 | 222.9 |
| Cash conversion cycle (days) | 153.2 | 150.1 | 10,327.3 | 311.0 | -235.5 | -283.5 | -142.9 | 23.5 | 29.5 | 7.7 |
| Receivables turnover | 1.63 | 1.62 | 1.55 | 1.44 | 1.48 | 1.40 | 1.33 | 1.30 | 1.38 | 1.60 |
| Payables turnover | 5.12 | 4.87 | −0.03 | 2.10 | 2.10 | 1.50 | 1.41 | 1.40 | 1.53 | 1.64 |
| Inventory turnover | — | — | — | 1.58 | — | — | — | 127.30 | 136.13 | 122.19 |
| Asset turnover | 0.23 | 0.24 | 0.23 | 0.22 | 0.21 | 0.20 | 0.20 | 0.20 | 0.20 | 0.24 |
| Average receivables | $36.76B | $34.63B | $32.22B | $29.87B | $27.49B | $25.80B | $25.80B | $25.22B | $23.46B | $19.63B |
| Average payables | $8.23B | $8.21B | $15.84B | $15.31B | $14.00B | $19.36B | $18.14B | $17.57B | $16.24B | $13.77B |
| Average inventory | — | — | $1.88B | $20.36B | −$24.84B | −$23.98B | −$11.20B | $193.0M | $183.0M | $184.5M |
| Intangibles / total assets | 14.5% | 15.2% | 13.1% | 12.7% | 10.4% | 11.3% | 12.2% | 22.0% | 22.7% | 14.1% |
Computed from CB's annual financial statements (latest annual report filed February 27, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
CB valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Chubb traded at 12.0 times earnings, against a 10-year median of 15.1. Based on the latest twelve months, the trailing P/E is 12.7 and the forward P/E is 11.6. Chubb earned a return on equity of 15.0% and a return on invested capital of 23.8% in fiscal 2025. It ended the year with $17.6 billion of debt and $42.6 billion in cash and short-term investments, a net cash position of $24.9 billion. It returned $5.2 billion to shareholders: $1.5 billion in dividends and $3.7 billion in share buybacks, 36% of free cash flow. The share count fell 14.9% from 465.9M to 396.5M over 9 years.
See the CB income statement, the CB chart for price history, or the CB stock overview for the latest quote and news.
CB key metrics FAQ
What is Chubb's P/E ratio?
Chubb's trailing P/E ratio is 12.7 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 11.6. At the end of fiscal 2025 it was 12.0, compared with a 10-year median of 15.1.
What is Chubb's EV/EBITDA?
Chubb's enterprise value was 7.0 times EBITDA at the end of fiscal 2025 (enterprise value $98.8 billion, EBITDA $14.1 billion).
What is Chubb's return on equity?
Chubb's return on equity (ROE) was 15.0% in fiscal 2025: net income of $10.3 billion on average shareholders' equity of $68.9 billion.
What is Chubb's ROIC?
Chubb's return on invested capital was 23.8% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Chubb have?
Chubb had total debt of $17.6 billion at the end of fiscal 2025, a debt-to-equity ratio of 0.24 and more cash than debt.
What is Chubb's dividend yield?
Chubb's forward dividend yield is 1.13%. Chubb paid $1.5 billion in dividends in fiscal 2025 ($3.80 per share), a payout ratio of 14.6%.
Does Chubb buy back its shares?
Yes. Chubb spent $3.7 billion on net share repurchases in fiscal 2025 Shares outstanding changed −3.7% over the year, to 396.5M..
What is Chubb's free cash flow yield?
Chubb generated $14.5 billion of free cash flow in fiscal 2025, a free cash flow yield of 11.7% on its market value at year-end ($123.8 billion).
What is Chubb's current ratio?
Chubb's current ratio was 0.62 at the end of fiscal 2025: current assets were 0.62 times current liabilities.