SoFi Technologies, Inc. (SOFI) Stock Forecast
SOFI analyst forecast
as of October 18, 2026- Analyst consensus
- Hold 3.40 / 5 from 25 analysts
- Price target
- $20.36 average of analyst targets
- Upside to target
- +39.9% from the latest close
- Next earnings
- October 27, 2026 EPS estimate $0.17
- 52-week range
- $14.22 – $32.21
SOFI analyst ratings
25 analystsNumber of analysts at each rating.
SOFI price target
The average of analyst 12-month price targets compared with the latest close and the 52-week range.
SOFI earnings per share estimates
| Period | Average | Low | High | Year ago | Growth | Analysts |
|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.17 | $0.16 | $0.18 | $0.10 | +64.1% | 9 |
| Current fiscal year (2026) | $0.59 | $0.56 | $0.63 | $0.37 | +58.2% | 10 |
| Next fiscal year (2027) | $0.82 | $0.78 | $0.88 | $0.59 | +39.2% | 10 |
Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.
SOFI revenue estimates
| Period | Average | Low | High | Growth | Analysts |
|---|---|---|---|---|---|
| Current quarter (Sep '26) | $1.26B | $1.21B | $1.31B | +32.4% | 18 |
| Current fiscal year (2026) | $4.87B | $4.77B | $5.00B | +35.7% | 21 |
| Next fiscal year (2027) | $6.11B | $5.54B | $8.66B | +25.4% | 22 |
SOFI EPS: reported and forecast
Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.
SOFI revenue: reported and forecast
SOFI EPS estimate revisions
| Period | 90 days ago | 60 days ago | 30 days ago | 7 days ago | Now | Change (90 d) | Revisions (30 d) |
|---|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.17 | $0.17 | $0.17 | $0.17 | $0.17 | −2.6% | 1 up · 4 down |
| Current fiscal year (2026) | $0.59 | $0.59 | $0.60 | $0.59 | $0.59 | +0.1% | 0 up · 3 down |
| Next fiscal year (2027) | $0.81 | $0.81 | $0.83 | $0.82 | $0.82 | +1.8% | 1 up · 1 down |
How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.
SOFI earnings surprises
Reported EPS vs the consensus estimate for the last 12 quarters; SOFI beat in 12 of 12.
What analysts expect from SOFI
25 analysts cover SoFi Technologies; their consensus rating is hold (3.40 on a 1–5 scale, where 5 is a strong buy). The average price target is $20.36, 39.9% above the latest close of $14.55. Analysts expect earnings of $0.59 per share for 2026, +58.2% from a year earlier. For 2027 the average estimate is $0.82 per share on revenue of $6.1 billion. SoFi Technologies beat the EPS estimate in 12 of the last 12 quarters.
Related: SOFI income statement, SOFI key metrics, SOFI chart. See the SOFI stock overview for the latest quote and news.
SOFI forecast FAQ
What is SoFi Technologies's price target?
The average analyst price target for SoFi Technologies is $20.36, 39.9% above the latest close of $14.55.
Is SoFi Technologies a buy, hold or sell?
Of 25 analysts covering SoFi Technologies, 6 rate it a strong buy, 4 a buy, 11 a hold, 2 a sell and 2 a strong sell, a consensus of hold. Ratings are opinions, not a recommendation from Quotelinks.
What is SoFi Technologies's EPS forecast?
Analysts forecast $0.59 per share for 2026 (range $0.56 to $0.63); for 2027 the estimate is $0.82.
What is SoFi Technologies's revenue forecast?
The average revenue estimate for 2026 is $4.9 billion, growth of 35.7%; for 2027 it is $6.1 billion.
When does SoFi Technologies report earnings?
SoFi Technologies is expected to report results for the quarter ending September 30, 2026 on October 27, 2026 before the market opens; the EPS estimate is $0.17.
Does SoFi Technologies usually beat earnings estimates?
SoFi Technologies reported EPS at or above the analyst estimate in 12 of the last 12 quarters.