TriCo Bancshares (TCBK) Balance Sheet
TCBK balance sheet, 2025
December 31, 2025 · U.S. dollars$9.82B assets = $8.49B liabilities + $1.33B equity
Both columns are drawn to the same scale: what TCBK owns equals what it owes plus shareholders’ equity. Hover a block for its value.
TCBK financial health
Descriptive bands, not a rating. Fiscal 2025.
TCBK balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $4.52B2016 | $9.82B2025 | +9.0%/yr | |
| Total liabilities | $4.04B2016 | $8.49B2025 | +8.6%/yr | |
| Shareholders’ equity | $477.3M2016 | $1.33B2025 | +12.0%/yr | |
| Cash & short-term investments | $855.8M2016 | $157.0M2025 | −17.2%/yr | |
| Total debt | $91.7M2016 | $80.2M2025 | −1.5%/yr | |
| Net cash (debt) | $764.2M2016 | $76.8M2025 | −$687.4M | |
| Working capital | $869.2M2016 | −$8.08B2025 | −$9.0B | |
| Book value per share | $20.682016 | $40.702025 | +7.8%/yr | |
| Debt / equity | 0.192016 | 0.062025 | −0.13 | |
| Shares outstanding | 23.1M2016 | 32.6M2025 | +3.9%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
TCBK assets
TCBK liabilities and equity
TCBK debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
TCBK balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $157.0M | $152.8M | $2.25B | $2.56B | $2.98B | $2.08B | $1.23B | $1.34B | $936.3M | $855.8M |
| Cash & equivalents | $157.0M | $145.0M | $98.7M | $107.2M | $768.4M | $669.6M | $276.5M | $227.5M | $205.4M | $305.6M |
| Short-term investments | $57,000 | $7.8M | $2.15B | $2.46B | $2.21B | $1.42B | $950.1M | $1.12B | $730.9M | $550.2M |
| Receivables | $33.7M | $41.6M | $45.0M | $39.6M | $25.9M | $23.8M | $20.2M | $19.4M | $13.8M | $14.1M |
| Inventory | $0 | $0 | $61.9M | $3.4M | −$787.7M | −$689.6M | −$295.4M | −$249.2M | −$233.5M | −$336.4M |
| Other current assets | $0 | $0 | $0 | $0 | $787.7M | $685.8M | $294.1M | $249.2M | $233.5M | $336.4M |
| Total current assets | $190.7M | $194.4M | $2.30B | $130.8M | $3.00B | $2.10B | $1.25B | $1.36B | $950.1M | $870.0M |
| Property, plant & equipment (net) | $95.2M | $93.8M | $97.5M | $99.2M | $104.4M | $111.6M | $115.0M | $89.3M | $57.7M | $48.4M |
| Goodwill & intangible assets | $308.9M | $310.9M | $315.0M | $321.1M | $233.2M | $238.7M | $244.4M | $250.3M | $76.2M | $79.5M |
| Long-term investments | $1.83B | $2.02B | $2.29B | $2.62B | $2.41B | $1.73B | $4.68B | $1.56B | $1.26B | $1.17B |
| Other non-current assets | $7.40B | $7.06B | $4.91B | $6.76B | $2.86B | $3.46B | $189.7M | $3.09B | $2.41B | $2.35B |
| Total assets | $9.82B | $9.67B | $9.91B | $9.93B | $8.61B | $7.64B | $6.47B | $6.35B | $4.76B | $4.52B |
| Liabilities | ||||||||||
| Accounts payable | $8.8M | $11.5M | $8.4M | $1.2M | $928,000 | $1.4M | $2.4M | $2.0M | $930,000 | $818,000 |
| Short-term debt | — | $95.1M | $32.6M | $47.9M | $50.1M | $26.9M | $18.5M | $15.8M | $17.4M | $17.5M |
| Deferred revenue | — | — | −$8.4M | −$18.9M | — | — | −$20.4M | — | — | −$16.7M |
| Total current liabilities | $8.27B | $8.10B | $7.88B | $29.0M | $51.0M | $6.53B | $5.39B | $17.8M | $18.4M | $818,000 |
| Long-term debt | $53.0M | $190.8M | $701.1M | $365.6M | $108.2M | $84.5M | $75.7M | $72.9M | $179.0M | $74.2M |
| Lease obligations | $27.3M | $25.4M | $28.3M | $29.0M | $26.3M | $28.0M | $27.5M | — | — | — |
| Other long-term liabilities | $168.4M | $162.9M | $174.2M | $8.49B | $26.3M | $95.7M | $101.1M | $0 | $1.2M | $726,000 |
| Total liabilities | $8.49B | $8.45B | $8.75B | $8.88B | $7.61B | $6.71B | $5.56B | $5.53B | $4.26B | $4.04B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $682.4M | $693.5M | $697.3M | $697.4M | $532.2M | $530.8M | $544.0M | $541.8M | $255.8M | $252.8M |
| Retained earnings (deficit) | $740.2M | $679.9M | $615.5M | $542.9M | $467.0M | $382.0M | $367.8M | $303.5M | $255.2M | $232.4M |
| Treasury stock | — | — | — | — | — | — | — | — | $0 | $0 |
| Accumulated other comprehensive income | −$94.6M | −$152.5M | −$153.2M | −$193.9M | $981,000 | $12.3M | −$5.2M | −$17.9M | −$5.2M | −$7.9M |
| Minority interest | — | — | — | — | — | — | — | — | $0 | $0 |
| Total shareholders' equity | $1.33B | $1.22B | $1.16B | $1.05B | $1.00B | $925.1M | $906.6M | $827.4M | $505.8M | $477.3M |
| Key figures | ||||||||||
| Total debt | $80.2M | $216.2M | $794.5M | $413.6M | $158.3M | $139.4M | $121.7M | $88.7M | $196.5M | $91.7M |
| Net cash (debt) | $76.8M | −$63.4M | $1.46B | $2.15B | $2.82B | $1.94B | $1.10B | $1.25B | $739.9M | $764.2M |
| Working capital | −$8.08B | −$7.90B | −$5.58B | $101.8M | $2.95B | −$4.43B | −$4.14B | $1.34B | $931.7M | $869.2M |
| Tangible book value | $1.02B | $910.0M | $844.7M | $725.3M | $766.9M | $686.4M | $662.1M | $577.1M | $429.6M | $397.8M |
| Book value per share | $40.70 | $36.74 | $34.77 | $31.98 | $33.47 | $31.12 | $29.58 | $30.78 | $21.76 | $20.68 |
| Shares outstanding | 32.6M | 33.2M | 33.4M | 32.7M | 29.9M | 29.7M | 30.6M | 26.9M | 23.2M | 23.1M |
| Current ratio | 0.02 | 0.02 | 0.29 | 4.51 | 58.85 | 0.32 | 0.23 | 76.36 | 51.73 | 1,063.56 |
| Quick ratio | 0.02 | 0.02 | 0.29 | 89.71 | 58.85 | 0.32 | 0.23 | 76.36 | 51.73 | 1,063.56 |
| Debt / equity | 0.06 | 0.18 | 0.69 | 0.40 | 0.16 | 0.15 | 0.13 | 0.11 | 0.39 | 0.19 |
| Equity / assets | 13.5% | 12.6% | 11.7% | 10.5% | 11.6% | 12.1% | 14.0% | 13.0% | 10.6% | 10.6% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $105.2M | $301.3M | $157.0M | $298.9M | $322.2M | $2.16B | $152.8M | $2.30B | $2.15B | $2.16B | $2.25B | $2.29B |
| Cash & equivalents | $105.2M | $301.3M | $157.0M | $298.8M | $314.3M | $308.2M | $145.0M | $320.1M | $206.6M | $82.8M | $98.7M | $111.1M |
| Short-term investments | $3.3M | $1.9M | $57,000 | $117,000 | $8.0M | $1.85B | $7.8M | $1.98B | $1.94B | $2.07B | $2.15B | $2.18B |
| Receivables | $33.5M | $32.7M | $33.7M | $37.3M | $38.1M | $38.9M | $41.6M | $40.5M | $44.0M | $45.0M | $45.0M | $42.8M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$353.2M | −$2.19B | −$2.20B | −$2.29B | −$145.8M |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $353.2M | $2.19B | $2.20B | $2.29B | $148.3M |
| Total current assets | $138.7M | $334.0M | $190.7M | $336.2M | $360.4M | $2.20B | $194.4M | $2.34B | $2.19B | $2.20B | $2.30B | $2.33B |
| Property, plant & equipment (net) | $93.0M | $93.8M | $122.5M | $96.4M | $116.2M | $93.3M | $93.8M | $95.1M | $95.7M | $97.2M | $97.5M | $99.1M |
| Goodwill & intangible assets | $308.1M | $308.5M | $308.9M | $309.4M | $309.9M | $310.4M | $310.9M | $311.9M | $312.9M | $314.0M | $315.0M | $316.2M |
| Long-term investments | $1.78B | $1.85B | $1.83B | $1.84B | $1.92B | $1.96B | $2.02B | $2.10B | $2.07B | $2.20B | $2.29B | $2.32B |
| Other non-current assets | $7.61B | $7.36B | $7.37B | $7.30B | $7.22B | $5.25B | $7.06B | $4.98B | $5.07B | $5.00B | $4.91B | $4.83B |
| Total assets | $9.93B | $9.95B | $9.82B | $9.88B | $9.92B | $9.82B | $9.67B | $9.82B | $9.74B | $9.81B | $9.91B | $9.90B |
| Liabilities | ||||||||||||
| Accounts payable | $7.1M | $7.8M | $8.8M | $8.2M | $10.2M | $9.7M | $11.5M | $11.7M | $12.0M | $10.2M | $8.4M | $6.7M |
| Short-term debt | — | — | — | — | $20.6M | $95.9M | $95.1M | $268.2M | $250.7M | $396.8M | $32.6M | $539.5M |
| Deferred revenue | — | — | — | — | — | — | — | — | −$12.0M | −$10.2M | −$8.4M | −$532.8M |
| Total current liabilities | $13.6M | $8.41B | $8.27B | $8.34B | $8.39B | $8.22B | $8.10B | $8.05B | $8.06B | $8.00B | $7.88B | $8.02B |
| Long-term debt | $51.8M | $52.7M | $53.0M | $58.3M | $119.1M | $192.9M | $190.8M | $367.9M | $348.9M | $493.5M | $701.1M | $639.1M |
| Lease obligations | $25.3M | $26.5M | $27.3M | $27.7M | $24.0M | $24.7M | $25.4M | $26.7M | $27.1M | $28.3M | $28.3M | $29.5M |
| Other long-term liabilities | $8.54B | $160.1M | $168.4M | $173.6M | $152.1M | $156.1M | $162.9M | $168.2M | $155.2M | $159.3M | $174.2M | $171.2M |
| Total liabilities | $8.59B | $8.62B | $8.49B | $8.57B | $8.66B | $8.56B | $8.45B | $8.58B | $8.57B | $8.65B | $8.75B | $8.83B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $674.0M | $673.5M | $682.4M | $685.6M | $685.5M | $692.5M | $693.5M | $693.2M | $691.9M | $696.5M | $697.3M | $696.4M |
| Retained earnings (deficit) | $771.4M | $749.8M | $740.2M | $723.7M | $702.7M | $693.4M | $679.9M | $662.8M | $644.7M | $631.0M | $615.5M | $599.4M |
| Accumulated other comprehensive income | −$101.8M | −$99.2M | −$94.6M | −$105.0M | −$121.4M | −$130.4M | −$152.5M | −$117.0M | −$161.5M | −$164.4M | −$153.2M | −$225.4M |
| Total shareholders' equity | $1.34B | $1.32B | $1.33B | $1.30B | $1.27B | $1.26B | $1.22B | $1.24B | $1.18B | $1.16B | $1.16B | $1.07B |
| Key figures | ||||||||||||
| Total debt | $77.1M | $79.2M | $80.2M | $86.0M | $143.0M | $217.6M | $216.2M | $394.6M | $376.0M | $521.8M | $794.5M | $668.6M |
| Net cash (debt) | $28.2M | $222.1M | $76.8M | $213.0M | $179.2M | $1.94B | −$63.4M | $1.90B | $1.77B | $1.63B | $1.46B | $1.62B |
| Working capital | $125.2M | −$8.08B | −$8.08B | −$8.01B | −$8.03B | −$6.02B | −$7.90B | −$5.71B | −$5.87B | −$5.80B | −$5.58B | −$5.69B |
| Tangible book value | $1.04B | $1.02B | $1.02B | $994.9M | $956.9M | $945.2M | $910.0M | $927.1M | $862.1M | $849.1M | $844.7M | $754.2M |
| Book value per share | $41.85 | $40.88 | $40.70 | $39.86 | $38.46 | $37.90 | $36.82 | $37.39 | $35.35 | $34.85 | $34.77 | $32.13 |
| Shares outstanding | 32.1M | 32.4M | 32.6M | 32.7M | 32.9M | 33.1M | 33.2M | 33.1M | 33.2M | 33.4M | 33.4M | 33.3M |
| Current ratio | 10.22 | 0.04 | 0.02 | 0.04 | 0.04 | 0.27 | 0.02 | 0.29 | 0.27 | 0.28 | 0.29 | 0.29 |
| Quick ratio | 10.22 | 0.04 | 0.02 | 0.04 | 0.04 | 0.27 | 0.02 | 0.29 | 0.27 | 0.28 | 0.29 | 0.29 |
| Debt / equity | 0.06 | 0.06 | 0.06 | 0.07 | 0.11 | 0.17 | 0.18 | 0.32 | 0.32 | 0.45 | 0.69 | 0.62 |
| Equity / assets | 13.5% | 13.3% | 13.5% | 13.2% | 12.8% | 12.8% | 12.6% | 12.6% | 12.1% | 11.9% | 11.7% | 10.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed March 2, 2026); data from EODHD.
TCBK financial position
At the end of fiscal 2025 (December 31, 2025), TriCo Bancshares had total assets of $9.8 billion (up 1.5% from a year earlier), total liabilities of $8.5 billion and shareholders' equity of $1.3 billion. It held $157.0 million in cash and short-term investments against $80.2 million of debt, a net cash position of $76.8 million. Its current ratio was 0.02. In the latest quarter (ended June 30, 2026) total assets were $9.9 billion and equity $1.3 billion.
Related: TCBK income statement, TCBK cash flow statement, TCBK key metrics. See the TCBK stock overview for the latest quote and news.
TCBK balance sheet FAQ
What are TriCo Bancshares's total assets?
TriCo Bancshares reported total assets of $9.8 billion at the end of fiscal 2025 (December 31, 2025), compared with $9.7 billion a year earlier.
How much debt does TriCo Bancshares have?
TriCo Bancshares had $80.2 million of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.06.
How much cash does TriCo Bancshares have?
TriCo Bancshares held $157.0 million in cash and short-term investments at the end of fiscal 2025; with $80.2 million of debt that is net cash of $76.8 million.
What is TriCo Bancshares's book value?
TriCo Bancshares's shareholders' equity (book value) was $1.3 billion at the end of fiscal 2025, or $40.70 per share.
What is TriCo Bancshares's current ratio?
TriCo Bancshares had current assets of $190.7 million and current liabilities of $8.3 billion, a current ratio of 0.02 (current liabilities exceed current assets).
How much goodwill does TriCo Bancshares have?
TriCo Bancshares carried $308.9 million of goodwill and intangible assets, 3.1% of total assets, at the end of fiscal 2025.