Onity Group Inc. (ONIT) Balance Sheet
ONIT balance sheet, 2025
December 31, 2025 · U.S. dollars$16.17B assets = $15.54B liabilities + $628.0M equity
Both columns are drawn to the same scale: what ONIT owns equals what it owes plus shareholders’ equity. Hover a block for its value.
ONIT financial health
Descriptive bands, not a rating. Fiscal 2025.
ONIT balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $7.66B2016 | $16.17B2025 | +8.7%/yr | |
| Total liabilities | $7.00B2016 | $15.54B2025 | +9.3%/yr | |
| Shareholders’ equity | $653.0M2016 | $628.0M2025 | −0.4%/yr | |
| Cash & short-term investments | $256.5M2016 | $180.5M2025 | −3.8%/yr | |
| Total debt | $6.08B2016 | $15.18B2025 | +10.7%/yr | |
| Net cash (debt) | −$5.83B2016 | −$15.00B2025 | −$9.2B | |
| Working capital | $5.25B2016 | $12.41B2025 | +$7.2B | |
| Book value per share | $78.992016 | $72.732025 | −0.9%/yr | |
| Debt / equity | 9.322016 | 24.172025 | +14.85 | |
| Shares outstanding | 8.3M2016 | 8.6M2025 | +0.5%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
ONIT assets
ONIT liabilities and equity
ONIT debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
ONIT balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $180.5M | $184.8M | $201.6M | $208.0M | $192.8M | $284.8M | $428.3M | $329.1M | $264.4M | $256.5M |
| Cash & equivalents | $180.5M | $184.8M | $201.6M | $208.0M | $192.8M | $284.8M | $428.3M | $329.1M | $259.7M | $256.5M |
| Short-term investments | — | — | $11.5M | $600,000 | $70.6M | $23.2M | $390,000 | $1.3M | $4.7M | $1 |
| Receivables | $11.89B | $12.59B | $8.81B | $8.31B | $8.32B | $7.58B | $6.77B | $5.94B | $199.5M | $4.18B |
| Inventory | $0 | $12.42B | $677.2M | $8.07B | $8.06B | $7.32B | $6.50B | $5.67B | $4.95B | $3.91B |
| Other current assets | $590.7M | $0 | $107.2M | $0 | $0 | $0 | $0 | $0 | $1.49B | $0 |
| Total current assets | $12.66B | $13.47B | $9.79B | $9.34B | $9.40B | $8.82B | $8.37B | $7.57B | $6.91B | $6.27B |
| Property, plant & equipment (net) | $10.8M | $11.0M | $13.1M | $20.2M | $13.7M | $16.9M | $38.3M | $33.4M | $37.0M | $62.7M |
| Goodwill & intangible assets | $2.83B | $2.47B | $3.1M | $2.6M | $3.3M | $3.5M | $2.2M | $1.46B | $1.01B | $1.04B |
| Long-term investments | $0 | $0 | $37.8M | $42.2M | $23.3M | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $671.9M | $481.5M | $2.67B | $2.99B | $2.71B | $1.81B | $2.00B | $328.7M | $451.0M | $284.4M |
| Total assets | $16.17B | $16.44B | $12.51B | $12.40B | $12.15B | $10.65B | $10.41B | $9.39B | $8.40B | $7.66B |
| Liabilities | ||||||||||
| Accounts payable | — | — | — | — | $2.1M | $0 | $63.6M | $53.0M | $98.5M | $122.6M |
| Short-term debt | $53.2M | $54.1M | $52.0M | $48.1M | $44.9M | $35.7M | $909.1M | $407.9M | $573.3M | $706.9M |
| Deferred revenue | — | — | — | — | −$20.84B | — | $488,000 | $4.4M | $3.5M | $4.5M |
| Total current liabilities | $247.0M | $252.4M | $219.9M | $264.9M | $293.3M | $262.1M | $1.08B | $630.1M | $806.6M | $1.01B |
| Long-term debt | $15.12B | $14.67B | $10.87B | $10.39B | $10.41B | $9.23B | $0 | $0 | $0 | $0 |
| Lease obligations | $7.2M | $9.0M | $10.2M | $16.6M | $16.8M | $27.4M | — | — | — | — |
| Other long-term liabilities | $177.7M | $1.02B | $1.02B | $1.28B | $967.5M | $748.6M | $8.92B | $8.21B | $7.40B | $5.99B |
| Total liabilities | $15.54B | $15.94B | $12.11B | $11.94B | $11.67B | $10.24B | $9.99B | $8.84B | $7.86B | $7.00B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $87,000 | $90,000 | $1.3M | $1.3M | $1.2M |
| Retained earnings (deficit) | $71.9M | −$117.6M | −$151.6M | −$87.9M | −$113.6M | −$131.7M | −$138.5M | $3.6M | −$2.1M | $126.2M |
| Accumulated other comprehensive income | −$100,000 | $1.2M | −$1.2M | −$2.5M | −$2.4M | −$9.1M | −$7.6M | −$4.3M | −$1.2M | −$1.4M |
| Total shareholders' equity | $628.0M | $492.9M | $401.8M | $456.7M | $476.7M | $415.4M | $412.0M | $554.7M | $545.0M | $653.0M |
| Key figures | ||||||||||
| Total debt | $15.18B | $14.74B | $10.93B | $10.46B | $10.47B | $9.29B | $8.67B | $7.40B | $7.02B | $6.08B |
| Net cash (debt) | −$15.00B | −$14.55B | −$10.73B | −$10.25B | −$10.28B | −$9.00B | −$8.24B | −$7.07B | −$6.75B | −$5.83B |
| Working capital | $12.41B | $13.22B | $9.57B | $9.08B | $9.11B | $8.55B | $7.29B | $6.94B | $6.10B | $5.25B |
| Tangible book value | −$2.20B | −$1.98B | $398.7M | $454.1M | $473.4M | $411.8M | $409.8M | −$902.4M | −$463.8M | −$390.0M |
| Book value per share | $72.73 | $60.94 | $52.62 | $50.76 | $50.81 | $47.48 | $45.97 | $62.23 | $64.33 | $78.99 |
| Shares outstanding | 8.6M | 8.1M | 7.6M | 9.0M | 9.4M | 8.7M | 9.0M | 8.9M | 8.5M | 8.3M |
| Current ratio | 51.26 | 53.38 | 44.54 | 35.26 | 32.05 | 33.64 | 7.77 | 12.02 | 8.56 | 6.19 |
| Quick ratio | 48.86 | 50.62 | 40.97 | 32.17 | 29.01 | 30.02 | 6.69 | 9.95 | 0.58 | 4.38 |
| Debt / equity | 24.17 | 29.90 | 27.21 | 22.90 | 21.97 | 22.36 | 21.04 | 13.35 | 12.87 | 9.32 |
| Equity / assets | 3.9% | 3.0% | 3.2% | 3.7% | 3.9% | 3.9% | 4.0% | 5.9% | 6.5% | 8.5% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $196.6M | $182.5M | $180.5M | $172.8M | $194.3M | $236.9M | $184.8M | $201.6M | $203.1M | $185.1M | $201.6M | $194.0M |
| Cash & equivalents | $196.6M | $182.5M | $180.5M | $172.8M | $194.3M | $236.9M | $184.8M | $201.6M | $203.1M | $185.1M | $201.6M | $194.0M |
| Short-term investments | — | — | — | — | — | — | — | — | — | $66.1M | $11.5M | $400,000 |
| Receivables | $8.37B | $13.11B | $11.89B | $12.20B | $12.72B | $12.44B | $12.59B | $9.70B | $9.49B | $9.31B | $8.81B | $8.90B |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $12.42B | $9.53B | $9.29B | $9.09B | $8.60B | $8.73B |
| Other current assets | $196.3M | $579.8M | $590.7M | $557.2M | $549.6M | $544.9M | $0 | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $8.77B | $13.87B | $12.66B | $12.93B | $13.47B | $13.22B | $13.47B | $10.53B | $10.33B | $10.20B | $9.79B | $9.77B |
| Property, plant & equipment (net) | $11.0M | $11.3M | $10.8M | $9.8M | $9.7M | $10.8M | $11.0M | $11.7M | $12.3M | $11.8M | $13.1M | $16.1M |
| Goodwill & intangible assets | $3.21B | $3.03B | $2.83B | $2.77B | $2.64B | $2.55B | $2.47B | $2.23B | $2.33B | $2.38B | $2.28B | $2.87B |
| Long-term investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $30.6M | $31.3M | $37.6M | $37.8M | $39.5M |
| Other non-current assets | $365.3M | $821.9M | $671.9M | $401.5M | $418.5M | $479.1M | $481.5M | $422.9M | $382.1M | $457.9M | $390.8M | $317.5M |
| Total assets | $12.35B | $17.74B | $16.17B | $16.11B | $16.53B | $16.26B | $16.44B | $13.23B | $13.08B | $13.09B | $12.51B | $13.01B |
| Liabilities | ||||||||||||
| Short-term debt | $695.7M | $54.8M | $53.2M | $55.9M | $56.0M | $56.4M | $54.1M | $55.2M | $53.3M | $53.7M | $52.0M | $53.5M |
| Total current liabilities | $695.7M | $269.4M | $247.0M | $253.9M | $220.7M | $215.6M | $252.4M | $226.4M | $207.5M | $203.5M | $219.9M | $214.6M |
| Long-term debt | $10.64B | $15.84B | $15.12B | $14.33B | $14.82B | $14.57B | $14.67B | $11.57B | $11.46B | $11.43B | $10.87B | $10.83B |
| Lease obligations | $7.2M | $7.9M | $7.2M | $7.8M | $8.1M | $8.8M | $9.0M | $9.9M | $10.2M | $9.4M | $10.2M | $13.5M |
| Other long-term liabilities | $356.8M | $999.9M | $177.7M | $1.02B | $962.4M | $959.9M | $1.02B | $960.6M | $970.8M | $1.02B | $1.02B | $1.52B |
| Total liabilities | $11.69B | $17.11B | $15.54B | $15.61B | $16.00B | $15.75B | $15.94B | $12.76B | $12.64B | $12.66B | $12.11B | $12.57B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 |
| Retained earnings (deficit) | $65.6M | $78.5M | $71.9M | −$55.3M | −$74.0M | −$95.5M | −$117.6M | −$89.6M | −$111.0M | −$121.5M | −$151.6M | −$104.2M |
| Accumulated other comprehensive income | −$700,000 | −$100,000 | −$100,000 | $1.4M | $1.3M | $1.3M | $1.2M | $200,000 | $200,000 | −$1.1M | −$1.2M | −$2.4M |
| Total shareholders' equity | $659.8M | $629.3M | $628.0M | $501.4M | $531.8M | $510.1M | $492.9M | $468.1M | $446.2M | $432.1M | $401.8M | $445.1M |
| Key figures | ||||||||||||
| Total debt | $10.84B | $15.90B | $15.18B | $14.39B | $14.88B | $14.64B | $14.74B | $11.64B | $11.52B | $11.50B | $10.93B | $10.90B |
| Net cash (debt) | −$10.64B | −$15.72B | −$15.00B | −$14.22B | −$14.69B | −$14.40B | −$14.55B | −$11.44B | −$11.32B | −$11.31B | −$10.73B | −$10.70B |
| Working capital | $8.07B | $13.60B | $12.41B | $12.68B | $13.25B | $13.00B | $13.22B | $10.31B | $10.12B | $10.00B | $9.57B | $9.56B |
| Tangible book value | −$2.55B | −$2.40B | −$2.20B | −$2.26B | −$2.10B | −$2.04B | −$1.98B | −$1.76B | −$1.89B | −$1.95B | −$1.88B | −$2.42B |
| Book value per share | $78.11 | $70.06 | $70.98 | $57.52 | $62.31 | $60.46 | $60.95 | $58.11 | $56.35 | $53.70 | $52.29 | $55.22 |
| Shares outstanding | 8.4M | 9.0M | 8.8M | 8.7M | 8.5M | 8.4M | 8.1M | 8.1M | 7.9M | 8.0M | 7.7M | 8.1M |
| Current ratio | 12.60 | 51.50 | 51.26 | 50.93 | 61.02 | 61.31 | 53.38 | 46.53 | 49.77 | 50.14 | 44.54 | 45.53 |
| Quick ratio | 12.32 | 49.35 | 48.86 | 48.73 | 58.53 | 58.78 | 50.62 | 43.74 | 46.71 | 46.67 | 40.97 | 42.36 |
| Debt / equity | 16.43 | 25.27 | 24.17 | 28.70 | 27.98 | 28.70 | 29.90 | 24.86 | 25.83 | 26.60 | 27.21 | 24.48 |
| Equity / assets | 5.3% | 3.5% | 3.9% | 3.1% | 3.2% | 3.1% | 3.0% | 3.5% | 3.4% | 3.3% | 3.2% | 3.4% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed February 17, 2026); data from EODHD.
ONIT financial position
At the end of fiscal 2025 (December 31, 2025), Onity had total assets of $16.2 billion (down 1.6% from a year earlier), total liabilities of $15.5 billion and shareholders' equity of $628.0 million. It held $180.5 million in cash and short-term investments against $15.2 billion of debt, net debt of $15.0 billion. Its current ratio was 51.26. In the latest quarter (ended June 30, 2026) total assets were $12.4 billion and equity $659.8 million.
Related: ONIT income statement, ONIT cash flow statement, ONIT key metrics. See the ONIT stock overview for the latest quote and news.
ONIT balance sheet FAQ
What are Onity's total assets?
Onity reported total assets of $16.2 billion at the end of fiscal 2025 (December 31, 2025), compared with $16.4 billion a year earlier.
How much debt does Onity have?
Onity had $15.2 billion of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 24.17.
How much cash does Onity have?
Onity held $180.5 million in cash and short-term investments at the end of fiscal 2025; with $15.2 billion of debt that is net debt of $15.0 billion.
What is Onity's book value?
Onity's shareholders' equity (book value) was $628.0 million at the end of fiscal 2025, or $72.73 per share.
What is Onity's current ratio?
Onity had current assets of $12.7 billion and current liabilities of $247.0 million, a current ratio of 51.26 (it can cover its short-term obligations).
How much goodwill does Onity have?
Onity carried $2.8 billion of goodwill and intangible assets, 17.5% of total assets, at the end of fiscal 2025.