NCR Voyix Corporation (VYX) AI Stock Analysis

NCR Voyix Corporation provides software and services across Retail, Hospitality, Digital Banking, Payments & Network, and Self-Service Banking segments. Its offerings include ATM-as-a-Service managed services, digital banking software, and retail point-of-sale platforms. In retail, the company provides hardware terminals, self-checkout kiosks, payment processing, and consumer engagement applications. For the hospitality sector, it delivers cloud-based point-of-sale applications, kitchen management platforms, and consumer marketing tools, along with hardware such as kitchen display systems and handheld devices. Headquartered in Atlanta, Georgia, the company also delivers managed network and infrastructure services to enterprise clients globally.

Revenue contracted from $3.69B in FY2021 to $2.69B in FY2025, recording a 5-year revenue CAGR of -15.4% from FY2020 to FY2025. Annual net income fluctuated, shifting from $97.0M in FY2021 to -$423.0M in FY2023, rising to $958.0M in FY2024, and ending at $42.0M in FY2025 with a net margin of 1.6%. Operating margin stood at 1.0% in FY2025 after reaching -4.1% in FY2023. Over the trailing twelve months, revenue reached $2.54B with a profit margin of 3.0% and diluted EPS of $0.28. In the latest quarter ended June 30, 2026, quarterly revenue declined 20.8% year-over-year while quarterly earnings fell 60.8%.

As of June 30, 2026, NCR Voyix held $237.0M in cash and short-term investments alongside $1.10B in total debt, resulting in net debt of $864.0M. Total assets stood at $3.85B against shareholders' equity of $1.13B, reflecting a current ratio of 1.07 and a debt-to-equity ratio of 0.97. In FY2025, operating cash flow was -$210.0M and free cash flow was -$375.0M. During FY2025, the company allocated $165.0M to capital expenditures, $148.0M to share buybacks, and $15.0M to dividends paid.

NCR Voyix trades at a trailing P/E of 27.1x, slightly below the 28.1x median of its US-listed Technology peers. Its forward P/E of 7.0x and price-to-sales of 0.4x compare to peer medians of 18.8x and 2.8x, respectively. The enterprise value of $2.30B corresponds to an EV-to-EBITDA multiple of 9.5x versus the peer median of 16.6x. Over the past year, the stock recorded a return of -32.7%, while the S&P 500 (SPY) returned 16.8%. Over a 5-year span, the stock fell 71.5% compared to an 83.0% gain for the benchmark.

Wall Street coverage comprises 3 Strong Buy, 2 Buy, and 1 Hold recommendations, with 0 Sell and 0 Strong Sell ratings. The mean price target of $12.67 represents upside of 67.1% relative to the last closing price of $7.58. For the fiscal year ending December 31, 2026, consensus estimates project revenue of $2.20B and EPS of $0.92, representing expected EPS growth of 1.8%. The company beat EPS estimates in 4 of the last 4 quarters. The next earnings release is scheduled for November 5, 2026.

This page is an AI-written research summary of NCR Voyix Corporation (VYX). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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