Bloomia Holdings, Inc. (TULP) AI Stock Analysis
TULP AI stock analysis summary
AI ResearchBloomia Holdings, Inc. (TULP) is a specialty agricultural company that produces and sells fresh-cut tulips in the United States and internationally. While annual revenue expanded to $47.5M in FY2025, the business reported a net loss of -$3.6M and negative free cash flow of -$3.8M. The company faces a leveraged capital structure, carrying total debt of $57.7M against $1.5M in cash as of June 30, 2026.
- Market cap
- $11.0M
- Revenue (TTM)
- $48.1M
- P/E
- — fwd 25.4x
- 1Y return
- -55.0% S&P 500 16.8%
- Avg. target
- —
Bull case
- Annual revenue increased by 25.8% in FY2025 to reach $47.5M, expanding from $37.8M in FY2024.
- Gross margin improved to 20.3% in FY2025 from 17.1% in FY2024, helping narrow operating margin losses to -3.0%.
- The stock trades at a price-to-sales multiple of 0.2x, which is lower than the median of its US-listed Consumer Defensive peers of 0.7x.
Bear case
- Total debt reached $57.7M as of June 30, 2026, against cash and short-term investments of only $1.5M.
- Free cash flow remained negative at -$3.8M in FY2025, accompanied by an operating cash flow deficit of -$3.4M.
- The company's outstanding share count increased by 169.7% over the past 5 years.
What Bloomia does
Bloomia Holdings, Inc. is a specialty agricultural company that focuses on making and managing agricultural investments both in the United States and internationally. The company's core operations center on the production and sale of fresh-cut tulips. Formerly known as Lendway, Inc., the organization changed its name to Bloomia Holdings, Inc. in January 2026. Incorporated in 1990, the company is headquartered in Minneapolis, Minnesota, and employs 105 people.
Growth and profitability
Bloomia Holdings grew revenue from $17.5M in FY2020 and $19.5M in FY2021 to $37.8M in FY2024 and $47.5M in FY2025, reflecting a 5-year revenue CAGR of 7.4% from FY2018 to FY2025. Gross margin stood at 20.3% in FY2025, up from 17.1% in FY2024. However, the company has operated at consistent net losses, posting net income of -$5.7M in FY2024 and -$3.6M in FY2025, which translated to an EPS of -$2.06. In the latest quarter ended June 30, 2026, quarterly revenue fell 5.9% year-over-year. For the trailing twelve months, revenue reached $48.1M with an operating margin of 7.6% and a profit margin of -23.2%.
Balance sheet and cash flow
As of June 30, 2026, Bloomia Holdings held $1.5M in cash and short-term investments alongside total debt of $57.7M, resulting in net debt of $56.2M. The company maintained shareholders' equity of $13.3M, total assets of $84.4M, and a debt-to-equity ratio of 4.33, alongside a current ratio of 1.69. Cash flow remained negative in FY2025, with operating cash flow of -$3.4M and free cash flow of -$3.8M after capital expenditures of $416,000. Over a 5-year period, share count grew by 169.7%.
Valuation and performance
At a closing price of $2.27 on October 16, 2026, Bloomia Holdings has a market capitalization of $11.0M and an enterprise value of $71.5M. The stock trades at an EV/EBITDA multiple of 60.2x, significantly higher than the median of its US-listed Consumer Defensive peers of 11.7x. Its forward P/E of 25.4x also exceeds the peer median of 14.3x, while its price-to-sales ratio of 0.2x sits below the peer median of 0.7x. Over the past 1 year, the stock fell 55.0% compared to a 16.8% gain for the S&P 500 benchmark.
What analysts expect
There are no published analyst rating distributions, consensus price targets, or forward earnings per share estimates available for Bloomia Holdings. The company's next scheduled earnings date is November 9, 2026. For the trailing twelve months ended June 30, 2026, the company posted an EPS of -$4.43 and a return on equity of -93.5%, compared to an annual EPS of -$2.06 in FY2025.
Key risks and what to watch
- A high debt-to-equity ratio of 4.33 and net debt of $56.2M place significant pressure on liquidity.
- Quarterly revenue contracted by 5.9% year-over-year in the period ended June 30, 2026.
- High volatility is reflected in a beta of 2.68 and a 1-year stock return of -55.0%.
- Ongoing operational losses resulted in a trailing twelve months profit margin of -23.2% and EPS of -$4.43.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this TULP AI stock analysis
This page is an AI-written research summary of Bloomia Holdings, Inc. (TULP). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: TULP income statement, TULP balance sheet, TULP key metrics, TULP chart. See the TULP stock overview for the latest quote and news.
TULP AI stock analysis FAQ
What does Bloomia Holdings, Inc. do?
Bloomia Holdings, Inc. is a specialty agricultural company that produces and sells fresh-cut tulips in the United States and internationally. It was formerly known as Lendway, Inc. until January 2026.
What is Bloomia Holdings' debt position?
As of June 30, 2026, the company had $57.7M in total debt and $1.5M in cash and short-term investments, leading to a debt-to-equity ratio of 4.33.
Does Bloomia Holdings pay a dividend?
Bloomia Holdings does not report a dividend payout.
When is the next earnings release for TULP?
The company's next earnings report date is scheduled for November 9, 2026.
How did Bloomia Holdings' stock perform over the past year?
Over the trailing 1-year period, the stock declined 55.0%, while the S&P 500 benchmark gained 16.8%.