Savers Value Village, Inc. (SVV) AI Stock Analysis

NYSE: SVVAI research summary: business, growth, valuation, analysts, bull and bear case.

SVV AI stock analysis summary

AI Research

Savers Value Village, Inc. (SVV) operates second-hand retail stores across the United States, Canada, and Australia. While the company achieved a five-year revenue CAGR of 15.0% through FY2025, annual net income declined from $83.4M in FY2021 to $22.6M in FY2025. The balance sheet carries significant leverage, with net debt standing at $1.35B against $91.9M in cash.

Market cap
$1.54B
Revenue (TTM)
$1.74B
P/E
67.1x
fwd 30.0x
1Y return
-20.1%
S&P 500 16.8%
Avg. target
$14.23
41.3% vs last close

Bull case

  • Revenue expanded at a 15.0% CAGR between FY2020 and FY2025, with consensus forecasting revenue to hit $1.92B next fiscal year.
  • Analyst sentiment is positive, with 8 Strong Buy ratings and a mean price target of $14.23, representing 41.3% upside to the last close.
  • Quarterly performance showed momentum in the period ended June 30, 2026, with quarterly revenue up 7.4% and quarterly earnings up 16.7% year-over-year.

Bear case

  • Annual net income dropped from $83.4M in FY2021 to $22.6M in FY2025, reducing net margin from 6.9% to 1.3%.
  • The balance sheet is heavily leveraged, carrying $1.44B in total debt compared to $91.9M in cash and a debt-to-equity ratio of 3.23.
  • The stock trades at a premium trailing P/E of 67.1x, compared to the median of 18.0x for its US-listed Consumer Cyclical peers, while short interest represents 29.6% of float.

What Savers Value Village does

Savers Value Village, Inc., based in Bellevue, Washington, specializes in retailing second-hand merchandise across the United States, Canada, and Australia. Operating under various brands such as Savers, Value Village, Value Village Boutique, Village des Valeurs, Unique, and 2nd Avenue, the company offers a diverse array of pre-owned goods to its customers. The company procures secondhand textiles like clothing, bedding, and bath items, along with shoes, accessories, housewares, books, and other items from non-profit partners. These items undergo sorting, pricing, and merchandising before being sold in its retail stores, catering to both retail consumers and wholesale clients.

Growth and profitability

Savers Value Village increased annual revenue from $1.20B in FY2021 to $1.68B in FY2025, representing a five-year CAGR of 15.0%. However, profitability contracted over that period, with operating margin falling from 15.1% in FY2021 to 7.4% in FY2025, and net income decreasing from $83.4M to $22.6M. In the latest quarter ended June 30, 2026, quarterly revenue grew 7.4% year-over-year, while quarterly earnings grew 16.7%. Over the trailing twelve months, revenue reached $1.74B, delivering an operating margin of 10.0%, a profit margin of 1.4%, and diluted earnings per share of $0.15.

SVV income statement →

Balance sheet and cash flow

As of June 30, 2026, Savers Value Village held $91.9M in cash and short-term investments against $1.44B in total debt, resulting in net debt of $1.35B. The company closed the period with a current ratio of 0.84 and a debt-to-equity ratio of 3.23 on shareholders' equity of $444.3M. In FY2025, operating cash flow generated was $167.3M and free cash flow was $48.6M. Capital allocation in FY2025 included $118.6M in capital expenditures and $45.2M in share buybacks.

SVV balance sheet →

Valuation and performance

SVV shares closed at $10.07 on October 16, 2026, giving the business a market capitalization of $1.54B and an enterprise value of $2.73B. The stock trades at a trailing price-to-earnings ratio of 67.1x, compared to the median of 18.0x for its US-listed Consumer Cyclical peers. Its forward P/E of 30.0x and EV/EBITDA of 14.7x also sit above peer medians of 14.1x and 11.1x, respectively. Over the trailing 12 months, the stock fell 20.1%, underperforming the SPY S&P 500 return of 16.8%.

SVV key metrics →

What analysts expect

Wall Street sentiment reflects 8 Strong Buy ratings and 4 Hold ratings, with zero Sell or Strong Sell recommendations. The mean price target is $14.23, representing a 41.3% premium over the last close of $10.07. For the fiscal year ending December 31, 2026, consensus estimates project EPS of $0.50 on revenue of $1.78B. Looking forward, 11 analysts project next fiscal year EPS of $0.60 on revenue of $1.92B. The company beat EPS estimates in 1 of the last 4 quarters, and the next earnings date is October 29, 2026.

SVV forecast and price target →

Key risks and what to watch

  • A current ratio of 0.84 indicates that short-term obligations exceed liquid assets, which could constrain liquidity given the $1.35B net debt position.
  • Short interest stands at 29.6% of the float, reflecting significant market skepticism despite analyst optimism.
  • The company has beat EPS estimates in only 1 of the last 4 quarters, showing inconsistency relative to consensus targets.
  • The business generated $48.6M in free cash flow in FY2025, which limits cash flow cushion against $1.44B in debt obligations.

AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer

About this SVV AI stock analysis

This page is an AI-written research summary of Savers Value Village, Inc. (SVV). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: SVV income statement, SVV balance sheet, SVV key metrics, SVV analyst forecast, SVV chart. See the SVV stock overview for the latest quote and news.

SVV AI stock analysis FAQ

Does Savers Value Village pay a dividend?

No, Savers Value Village does not pay a dividend. In FY2025, the company returned capital through $45.2M in share buybacks while investing $118.6M in capital expenditures.

What is SVV's debt position?

As of June 30, 2026, Savers Value Village held $1.44B in total debt and $91.9M in cash and short-term investments, resulting in net debt of $1.35B. Its debt-to-equity ratio stood at 3.23, with a current ratio of 0.84.

What are analysts forecasting for SVV's earnings?

For the fiscal year ending December 31, 2026, analysts estimate EPS of $0.50 on revenue of $1.78B. For the following fiscal year, 11 analysts project EPS of $0.60 on revenue of $1.92B.

When is the next earnings release for Savers Value Village?

The next earnings report date is scheduled for October 29, 2026.

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