Pearl Diver Credit Company Inc. (PDPA) AI Stock Analysis

Pearl Diver Credit Company Inc. was founded in 2023 and is headquartered in London, Greater London, United Kingdom. Operating within the asset management industry in the financial services sector, the company completed its initial public offering in 2024 and lists its shares on the New York Stock Exchange.

Revenue rose from $2.2M in FY2023 to $17.5M in FY2024, reflecting 679.8% growth, before advancing 27.4% to $22.3M in FY2025, yielding a 2-year revenue CAGR of 215.2%. Profitability weakened as gross margin contracted from 100.0% in FY2023 to 78.9% in FY2025, while operating margin fell from 374.5% to -71.8%. Net income shifted from $8.4M in FY2023 and $6.8M in FY2024 to -$19.3M in FY2025, leaving a net margin of -86.8%. For the trailing twelve months through June 30, 2026, revenue stood at $0 with an EPS of $0.00.

As of June 30, 2026, cash and short-term investments totaled $3.2M against total debt of $4.7M, resulting in net debt of $1.5M. Total assets were $116.9M and shareholders' equity was $111.0M, supporting a debt-to-equity ratio of 0.04 and a current ratio of 0.68. Operating cash flow and free cash flow both rebounded to $27.8M in FY2025 after reaching -$9.7M in FY2024. Capital deployment in FY2025 included $7.4M in share buybacks and $18.0M in dividends paid.

Enterprise value is reported at $0 with a last closing share price of $24.99 on October 16, 2026. The median of its US-listed Financial Services peers trades at a trailing P/E of 12.1x, a forward P/E of 10.8x, price-to-sales of 3.2x, and EV/EBITDA of 11.7x. Over the past year, the stock returned 7.0%, lagging the S&P 500 return of 16.8%, though its price sits 2.9% above its 200-day average.

PDPA offers an annual forward dividend of $2.00, representing an 8.00% dividend yield. Dividends are paid on a monthly frequency and have been paid for 2 consecutive years. The company's last ex-dividend date is November 16, 2026.

Consensus estimates project current fiscal year revenue of $17.5M for the period ending December 31, 2026. For the next fiscal year, analysts estimate revenue of $18.0M, indicating expected revenue growth of 2.6%. Institutional investors hold 56.1% of the shares, while insider ownership stands at 0.0%.

This page is an AI-written research summary of Pearl Diver Credit Company Inc. (PDPA). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: PDPA income statement, PDPA balance sheet, PDPA key metrics, PDPA analyst forecast, PDPA chart. See the PDPA stock overview for the latest quote and news.