Eagle Point Income Company Inc (EIC) AI Stock Analysis

Eagle Point Income Company Inc is an asset management firm in the financial services sector that completed its initial public offering in 2019. The company functions as an investment fund focused on managing a portfolio primarily directed toward generating income. Headquartered on the NYSE, its investment activities are centered within credit markets, targeting specialized fixed-income securities and debt instruments designed to provide consistent cash flow distributions to shareholders.

Eagle Point Income Company increased revenue from $12.3M in FY2021 to $50.5M in FY2025, reflecting a 10.6% increase in FY2025 following 70.7% growth in FY2024. Operating margin stood at 21.5% in FY2025, down from 107.6% in FY2024. FY2025 net income was -$1.2M with a net margin of -2.3%, compared to net income of $41.6M in FY2024. Over the trailing twelve months, revenue reached $55.8M with an operating margin of 85.8% and a net profit margin of -10.8%. In the latest quarter ended June 30, 2026, quarterly revenue fell 20.4% year-over-year, while quarterly earnings grew 73.0%.

As of June 30, 2026, the company held $5.5M in cash and short-term investments against total debt of $45.0M, resulting in net debt of $39.5M. Shareholders' equity was $289.4M, with total assets of $336.8M, a current ratio of 1.89, and a debt-to-equity ratio of 0.16. In FY2025, operating cash flow was $35.1M and free cash flow was -$5.7M, with capital expenditures of $4. During FY2025, the company deployed $99.6M to share buybacks and $43.0M toward dividends paid.

Eagle Point Income Company trades at a price-to-sales ratio of 3.8x, compared to 3.2x for the median of its US-listed Financial Services peers. Its price-to-book ratio stands at 0.8x, and EV to revenue is 82.9x based on an enterprise value of $249.2M and market capitalization of $213.2M. Over the past year, the stock returned -15.9%, trailing the S&P 500 (SPY) return of 16.8%. Over a 5-year period, the stock returned -5.4% versus an 83.0% return for the S&P 500.

The company pays a monthly dividend with an annualized forward rate of $1.32, representing a dividend yield of 14.51%. The payout ratio is 29.7%. Dividends have been paid for 8 consecutive years, with a 5-year annualized dividend growth rate of 10.0%. The last ex-dividend date was December 11, 2026.

Wall Street coverage consists of 2 Strong Buy ratings, 0 Buy ratings, and 1 Hold rating. The mean price target is $12.75, which is 40.1% above the last close of $9.10. For the fiscal year ending December 31, 2026, consensus estimates project EPS of $1.38 and revenue of $46.7M. For the following fiscal year, 3 analysts project revenue of $45.0M and EPS of $1.37. The company has beaten EPS expectations in all 4 of the last 4 quarters.

This page is an AI-written research summary of Eagle Point Income Company Inc (EIC). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: EIC income statement, EIC balance sheet, EIC key metrics, EIC analyst forecast, EIC chart. See the EIC stock overview for the latest quote and news.