Eagle Point Credit Company Inc. (ECC) AI Stock Analysis

Eagle Point Credit Company is a closed ended fund launched and managed by Eagle Point Credit Management LLC. Formed on March 24, 2014, and domiciled in the United States, the fund invests in fixed income markets of the United States. Specifically, it invests in equity and junior debt tranches of collateralized loan obligations consisting primarily of below investment grade U.S. senior secured loans.

Revenue grew by 119.9% in FY2021 to $140.8M before reaching -$92.7M in FY2022. Revenue recovered to $136.3M in FY2023, fell 14.9% to $115.9M in FY2024, and reached $116.1M in FY2025 with 0.1% growth. From FY2020 to FY2025, revenue achieved a 5-year CAGR of 12.6%. Net income shifted from $80.3M in FY2024 to -$134.4M in FY2025, with a net margin of -115.8% and an operating margin of -75.3%. For the latest quarter ended June 30, 2026, quarterly revenue fell 21.8% year-over-year, while quarterly earnings grew 13.7%. Trailing twelve month revenue stands at $183.5M with an operating margin of 72.1% and a profit margin of -80.9%.

As of June 30, 2026, the fund held $59.5M in cash and short-term investments against total debt of $270.0M, resulting in net debt of $210.4M. Total assets stood at $1.14B, shareholders' equity was $833.6M, the current ratio was 3.55, and debt-to-equity was 0.32. Operating cash flow in FY2025 reached $107.9M, while free cash flow was -$21.4M with capital expenditures of $4. In FY2025, ECC allocated $199.5M to dividends and $30,088 to share buybacks, while 5-year share count increased 262.8%.

ECC trades at a forward P/E of 5.7x, below the 10.8x median of its US-listed Financial Services peers. Its price-to-book multiple is 0.8x, and its price-to-sales ratio is 2.1x compared to the peer median of 3.2x. The fund carries an enterprise value of $811.8M and an EV-to-revenue multiple of 42.9x. Over the past year, the stock fell 39.2%, underperforming the S&P 500 (SPY) gain of 16.8%. Over a 5-year period, ECC returned -40.2% versus an 83.0% return for the S&P 500.

ECC pays a monthly dividend with an annual forward dividend of $0.72, delivering a dividend yield of 24.83%. The payout ratio is 28.2%, and the fund has paid dividends for 13 consecutive years. Over 5 years, the dividend grew at an annualized rate of 4.9%. The last ex-dividend date is December 11, 2026.

Wall Street analysts track ECC with 4 Strong Buy ratings and 2 Hold ratings. The mean price target is $8.50, representing an upside of 193.1% over the last close of $2.90. For the fiscal year ending December 31, 2026, consensus estimates project revenue of $161.1M and an EPS of $0.71, representing an EPS decline of 27.3%. For the next fiscal year, 4 analysts estimate revenue of $171.2M and EPS of $0.76. ECC beat EPS estimates in 2 of the last 4 quarters.

This page is an AI-written research summary of Eagle Point Credit Company Inc. (ECC). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: ECC income statement, ECC balance sheet, ECC key metrics, ECC analyst forecast, ECC chart. See the ECC stock overview for the latest quote and news.