Franklin Financial Services Corporation (FRAF) Ownership

NASDAQ: FRAFTop holders, insider trades and short interest.

FRAF ownership summary

as of October 18, 2026
Institutions
39.2%
of shares outstanding
Insiders
6.50%
of shares outstanding
Shares outstanding
4.5M
Float
4.2M
shares available to trade
Short interest
5.68%
243K shares short
Days to cover
5.92
short interest up 12.7% vs prior month
  • Institutions 39.21%
  • Insiders 6.50%
  • Other investors 54.28%

FRAF top institutional holders

20 largest
Franklin Financial Services Corporation top institutional holders
#Holder% of sharesSharesValueChangeReported
1BlackRock Inc6.50%293K$18.4M+27,031 (+10.2%)June 30, 2026
2Vanguard Capital Management, LLC4.14%186K$11.7M+2,967 (+1.6%)June 30, 2026
3Geode Capital Management, LLC2.51%113K$7.1M+13,041 (+13.1%)June 30, 2026
4American Century Companies Inc1.92%86K$5.4M+37,518 (+76.8%)June 30, 2026
5Arrowstreet Capital Limited Partnership1.68%75K$4.7M—June 30, 2026
6State Street Corp1.59%72K$4.5M−249 (−0.3%)June 30, 2026
7Elizabeth Park Capital Advisors, Ltd1.42%64K$4.0M—June 30, 2026
8Bridgeway Capital Management, LLC1.40%63K$3.9M+3,710 (+6.3%)June 30, 2026
9Dimensional Fund Advisors, Inc.1.10%49K$3.1M+7 (+0.0%)June 30, 2026
10Logan Capital Management Inc0.90%41K$2.5M+40,550 (0.0%)June 30, 2026
11Marshall Wace Asset Management Ltd0.81%37K$2.3M−6,318 (−14.7%)June 30, 2026
12The Goldman Sachs Group Inc0.78%35K$2.2M−15,809 (−31.1%)June 30, 2026
13Northern Trust Corp0.75%34K$2.1M+3,516 (+11.7%)June 30, 2026
14Vanguard Portfolio Management, LLC0.64%29K$1.8M+4,765 (+19.7%)June 30, 2026
15Nuveen, LLC0.61%28K$1.7M—June 30, 2026
16Vanguard Fiduciary Trust Co0.60%27K$1.7M+347 (+1.3%)June 30, 2026
17Sageworth Trust Co0.60%27K$1.7M+26,900 (0.0%)June 30, 2026
18Empowered Funds, LLC0.58%26K$1.6M+1,815 (+7.4%)June 30, 2026
19SummerHaven Investment Management, LLC0.44%20K$1.2M—June 30, 2026
20Integrated Quantitative Investments LLC0.43%19K$1.2M+19,180 (0.0%)June 30, 2026

Value at the latest close. Change = shares bought or sold in the latest quarterly filing (13F). In the top 20, 13 holders added 181K shares and 3 cut 22K.

FRAF top mutual fund and ETF holders

20 largest
Franklin Financial Services Corporation top fund holders
#Holder% of sharesSharesValueChangeReported
1Vanguard MStar Total Stk Mkt Idx Invest2.97%133K$8.4M—August 31, 2026
2iShares Russell 2000 ETF2.67%120K$7.5M−1,408 (−1.2%)September 30, 2026
3Avantis US Small Cap Value ETF2.27%102K$6.4M+240 (+0.2%)September 30, 2026
4Fidelity Small Cap Index1.05%47K$3.0M+212 (+0.5%)July 31, 2026
5iShares Russell 2000 Value ETF0.97%43K$2.7M+66 (+0.2%)September 30, 2026
6BSF Systematic US Eq Abs Ret A2 USD0.71%32K$2.0M+4,146 (+14.8%)December 31, 2025
7Bridgeway Omni Small-Cap Value N0.68%31K$1.9M—June 30, 2026
8EA Bridgeway Omni Small-Cap Value ETF0.64%29K$1.8M—September 30, 2026
9Vanguard Russell 2000 ETF0.56%25K$1.6M+422 (+1.7%)September 30, 2026
10Fidelity Extended Market Index0.44%20K$1.3M−107 (−0.5%)August 31, 2026
11First Trust Dow Jones Sel MicroCap ETF0.41%18K$1.2M—September 30, 2026
12CREF Total Global Stock Account R30.31%14K$881,700−5,889 (−29.5%)August 31, 2026
13iShares Micro-Cap ETF0.31%14K$870,280−96 (−0.7%)September 30, 2026
14Fidelity® SAI Small-Mid Cap Momt Idx0.29%13K$816,315+296 (+2.3%)August 31, 2026
15Schwab Small Cap Index0.23%10K$655,675—August 31, 2026
16Fidelity VIP Disciplined Small Cap Init0.21%9,286$582,696—July 31, 2026
17Fidelity Total Market Index0.18%8,116$509,279—August 31, 2026
18Avantis US Small Cap Equity ETF0.17%7,604$477,151—September 30, 2026
19Even Herd Long Short ETF0.17%7,559$474,327—September 30, 2026
20Goldman Sachs ActiveBeta® US SmCp Eq ETF0.16%7,285$457,134—September 30, 2026

Funds report holdings monthly or quarterly; dates differ by fund.

FRAF insider transactions

latest 9
Franklin Financial Services Corporation insider transactions
DateNameTransactionPriceSharesValue
2025-12-22Kimberly RzompSell$54.071,500$81,105
2025-11-26Gregory A DuffeyBuy$53.9119$1,024
2025-08-27Gregory A DuffeyBuy$46.5521$978
2025-08-27Scott D EhrigSell$46.831,060$49,640
2025-07-30Gregory A DuffeyBuy$40.4825$1,012
2025-05-28Gregory A DuffeyBuy$38.6026$1,004
2025-05-28Karen K CarmackBuy$38.601$39
2025-05-15Karen K CarmackBuy$38.701$39
2025-05-14Steven D ButzSell$38.82998$38,742

Reported trades by company officers, directors and other filers (including disclosures by members of Congress where EODHD lists them). "—" where the filing gives no share count.

FRAF shares outstanding

Shares outstanding

Year-end shares outstanding, adjusted for splits.

Who owns FRAF

Institutional investors own 39.2% of Franklin Financial Services's shares and insiders 6.50%. The largest holder is BlackRock Inc with 6.50% of the shares (293K), as of June 30, 2026. Among the top 20 institutions, 13 added shares and 3 reduced their stake in the latest filings. Short interest is 5.68% of the float, or 5.92 days of average trading volume. The share count rose 6.4% since 2014.

Related: FRAF analyst forecast, FRAF key metrics, FRAF dividend history. See the FRAF stock overview for the latest quote and news.

FRAF ownership FAQ

Who owns the most Franklin Financial Services stock?

The largest shareholders of Franklin Financial Services are BlackRock Inc (6.50%), Vanguard Capital Management, LLC (4.14%), Geode Capital Management, LLC (2.51%), American Century Companies Inc (1.92%), Arrowstreet Capital Limited Partnership (1.68%).

What percentage of Franklin Financial Services is owned by institutions?

Institutions hold 39.2% of Franklin Financial Services's shares outstanding; insiders hold 6.50%.

Which funds own Franklin Financial Services?

The largest fund holders of Franklin Financial Services are Vanguard MStar Total Stk Mkt Idx Invest (2.97%), iShares Russell 2000 ETF (2.67%), Avantis US Small Cap Value ETF (2.27%), Fidelity Small Cap Index (1.05%), iShares Russell 2000 Value ETF (0.97%).

What is Franklin Financial Services's short interest?

243K shares of Franklin Financial Services were sold short, 5.68% of the float; at the average daily volume it would take 5.92 days to cover.

Are insiders buying or selling Franklin Financial Services?

Of the latest 9 reported insider transactions in Franklin Financial Services (since May 14, 2025), 6 were purchases and 3 were sales.

How many shares of Franklin Financial Services are outstanding?

Franklin Financial Services has 4.5M shares outstanding, of which 4.2M are in the public float.

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