RBB Bancorp (RBB) Key Metrics
RBB valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $435.6M
- Enterprise value
- $471.4M
- P/E (TTM)
- 10.6 10-yr median 9.3
- Forward P/E
- 12.2
- PEG ratio
- —
- Price / sales
- 3.3 10-yr median 2.1
- Price / book
- 0.8 10-yr median 0.8
- EV / EBITDA
- — 10-yr median 4.9
- Dividend yield
- 2.49% $0.64 a year
- Beta
- 1.03
RBB key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsRBB valuation Price multiples at each fiscal year-end price.
RBB returns How much profit the business earns on the capital it uses.
RBB per-share figures Results divided by the shares outstanding at year-end.
RBB financial health Debt, liquidity and how easily interest is covered.
RBB efficiency & capital use Working capital cycle and where the cash goes.
RBB valuation history
RBB returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
RBB debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
RBB cash returned to shareholders
RBB price vs earnings per share
RBB key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $353.8M | $372.6M | $361.5M | $403.1M | $519.7M | $306.4M | $431.7M | $315.7M | $417.1M | — |
| Enterprise value | $234.4M | $391.4M | $168.6M | $496.9M | $10.2M | $226.0M | $304.0M | $526.4M | $384.4M | — |
| P/E ratio | 11.1 | 14.0 | 8.5 | 6.3 | 9.1 | 9.3 | 11.0 | 8.7 | 16.3 | — |
| Price / sales | 1.5 | 1.6 | 1.5 | 2.1 | 3.1 | 2.0 | 2.7 | 2.8 | 4.8 | — |
| Price / book | 0.7 | 0.7 | 0.7 | 0.8 | 1.1 | 0.7 | 1.1 | 0.8 | 1.6 | — |
| Price / free cash flow | 8.3 | 6.5 | 7.1 | 4.4 | 2.6 | 2.5 | 0.9 | — | 14.8 | — |
| Price / operating cash flow | 8.2 | 6.4 | 7.0 | 4.3 | 2.6 | 2.5 | 0.9 | — | 14.5 | — |
| EV / sales | 1.0 | 1.7 | 0.7 | 2.6 | 0.1 | 1.5 | 1.9 | 4.6 | 4.4 | — |
| EV / EBITDA | 4.6 | 8.7 | 2.4 | 4.9 | 0.1 | 4.1 | 4.9 | 10.3 | 7.8 | — |
| EV / free cash flow | 5.5 | 6.8 | 3.3 | 5.4 | 0.1 | 1.9 | 0.6 | — | 13.7 | — |
| Earnings yield | 9.0% | 7.2% | 11.7% | 16.0% | 11.0% | 10.7% | 9.1% | 11.4% | 6.1% | — |
| Free cash flow yield | 12.0% | 15.5% | 14.0% | 22.8% | 38.5% | 39.3% | 110.1% | −27.6% | 6.7% | — |
| Dividend yield | 3.2% | 3.1% | 3.4% | 2.7% | 1.9% | 2.1% | 1.9% | 1.8% | 1.2% | — |
| Shareholder yield (dividends + buybacks) | 7.2% | 8.7% | 5.2% | 7.6% | 3.9% | 4.7% | 2.6% | 1.8% | 1.2% | — |
| Share price at fiscal year-end | $20.64 | $20.49 | $19.04 | $20.85 | $26.20 | $15.38 | $21.17 | $17.57 | $27.37 | — |
| Per share | ||||||||||
| Revenue per share | $13.89 | $12.76 | $12.44 | $9.90 | $8.36 | $7.68 | $7.84 | $6.32 | $5.72 | $5.62 |
| Earnings per share | $1.86 | $1.47 | $2.24 | $3.33 | $2.87 | $1.65 | $1.92 | $2.01 | $1.68 | $1.39 |
| Operating cash flow per share | $2.53 | $3.22 | $2.70 | $4.85 | $10.19 | $6.25 | $23.36 | −$4.71 | $1.89 | $4.10 |
| Free cash flow per share | $2.48 | $3.17 | $2.67 | $4.75 | $10.09 | $6.04 | $23.30 | −$4.85 | $1.84 | $4.09 |
| Cash per share | $25.34 | $19.00 | $26.76 | $17.64 | $43.88 | $17.52 | $11.84 | $12.36 | $8.90 | $8.31 |
| Book value per share | $30.54 | $27.93 | $26.93 | $25.06 | $23.53 | $21.50 | $19.98 | $20.87 | $17.40 | $13.26 |
| Tangible book value per share | $26.29 | $23.88 | $23.01 | $21.17 | $19.83 | $17.77 | $16.81 | $17.20 | $15.34 | $10.94 |
| Dividends per share | $0.66 | $0.64 | $0.64 | $0.56 | $0.50 | $0.33 | $0.39 | $0.32 | $0.34 | $0.19 |
| Capex per share | $0.05 | $0.04 | $0.03 | $0.11 | $0.10 | $0.21 | $0.07 | $0.14 | $0.04 | $0.02 |
| Debt per share | $18.37 | $20.04 | $16.61 | $22.49 | $18.19 | $13.49 | $5.58 | $24.08 | $6.76 | $3.85 |
| Shares outstanding | 17.1M | 18.2M | 19.0M | 19.3M | 19.8M | 19.9M | 20.4M | 18.0M | 15.2M | 13.7M |
| Change in shares outstanding | −5.7% | −4.2% | −1.8% | −2.5% | −0.4% | −2.3% | +13.5% | +17.9% | +11.3% | +1.1% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 6.2% | 5.2% | 8.5% | 13.5% | 12.7% | 7.9% | 10.0% | 11.3% | 11.4% | 11.1% |
| Return on invested capital (ROIC) | 6.9% | 6.3% | 9.5% | 24.0% | — | 10.5% | 9.1% | 8.8% | 14.5% | 21.7% |
| Return on assets (ROA) | 0.8% | 0.7% | 1.1% | 1.6% | 1.5% | 1.1% | 1.4% | 1.5% | 1.7% | 1.6% |
| Return on tangible assets | 0.8% | 0.7% | 1.1% | 1.7% | 1.4% | 1.0% | 1.4% | 1.2% | 1.5% | 1.4% |
| Free cash flow margin | 17.9% | 24.9% | 21.4% | 47.9% | 120.7% | 78.6% | 297.1% | −76.7% | 32.2% | 72.8% |
| Income quality (OCF / net income) | 1.36 | 2.19 | 1.21 | 1.46 | 3.55 | 3.78 | 12.15 | −2.34 | 1.13 | 2.95 |
| Financial health | ||||||||||
| Total debt | $314.9M | $364.4M | $315.3M | $434.8M | $360.8M | $268.7M | $113.7M | $432.7M | $103.0M | $52.7M |
| Cash & short-term investments | $434.3M | $345.5M | $508.1M | $341.0M | $870.2M | $349.1M | $241.4M | $222.0M | $135.6M | $113.8M |
| Net debt | −$119.4M | $18.8M | −$192.8M | $93.8M | −$509.4M | −$80.4M | −$127.7M | $210.7M | −$32.7M | −$61.1M |
| Debt / equity | 0.60 | 0.72 | 0.62 | 0.90 | 0.77 | 0.63 | 0.28 | 1.15 | 0.39 | 0.29 |
| Debt / assets | 0.07 | 0.09 | 0.08 | 0.11 | 0.09 | 0.08 | 0.04 | 0.15 | 0.06 | 0.04 |
| Net debt / EBITDA | −2.34 | 0.42 | −2.76 | 0.92 | −5.39 | −1.46 | −2.06 | 4.10 | −0.66 | −1.80 |
| Current ratio | 0.13 | 0.12 | 0.16 | 0.13 | 0.26 | 0.15 | 0.12 | 0.12 | 0.10 | 17.14 |
| Quick ratio | 0.13 | 0.12 | 0.16 | 0.16 | 0.46 | 0.22 | 0.20 | 0.19 | 0.21 | 17.03 |
| Interest coverage | 0.4 | 0.3 | 0.6 | 2.9 | 3.6 | 1.4 | 1.2 | 2.0 | 3.4 | 2.8 |
| Working capital | −$2.92B | −$2.73B | −$2.67B | −$2.61B | −$2.53B | −$2.26B | −$1.99B | −$1.91B | −$1.24B | $114.4M |
| Invested capital | $404.0M | $526.6M | $318.4M | $578.3M | −$42.8M | $348.0M | $279.8M | $585.7M | $232.5M | $120.5M |
| Tangible asset value | $450.6M | $434.4M | $437.0M | $409.3M | $393.4M | $354.0M | $342.9M | $309.1M | $233.8M | $149.9M |
| Net current asset value | −$3.25B | −$3.13B | −$3.01B | −$3.04B | −$2.89B | −$2.53B | −$2.10B | −$2.35B | −$1.29B | −$1.09B |
| Graham number | $35.79 | $30.36 | $36.81 | $43.31 | $38.97 | $28.28 | $29.40 | $30.72 | $25.61 | $20.39 |
| Graham net-net per share | −$189.64 | −$172.21 | −$158.32 | −$160.23 | −$163.29 | −$132.52 | −$108.11 | −$135.15 | −$89.62 | −$79.87 |
| Capital allocation | ||||||||||
| Dividends paid | $11.3M | $11.7M | $12.2M | $10.7M | $9.9M | $6.6M | $8.0M | $5.8M | $5.1M | $2.6M |
| Share buybacks (net) | $14.2M | $20.7M | $6.8M | $19.8M | $10.5M | $7.9M | $3.2M | $0 | $0 | $0 |
| Dividend payout ratio | 35.3% | 44.0% | 28.6% | 16.7% | 17.5% | 19.9% | 20.5% | 15.9% | 20.0% | 13.4% |
| Dividends + buybacks / free cash flow | 59.9% | 56.1% | 37.5% | 33.3% | 10.2% | 12.0% | 2.4% | — | 18.2% | 4.6% |
| Capex / revenue | 0.3% | 0.3% | 0.3% | 1.1% | 1.2% | 2.7% | 0.8% | 2.2% | 0.8% | 0.3% |
| Capex / operating cash flow | 1.8% | 1.3% | 1.3% | 2.2% | 1.0% | 3.4% | 0.3% | — | 2.4% | 0.4% |
| Capex / depreciation | 0.09 | 0.09 | 0.07 | 0.19 | 0.15 | 0.54 | 0.20 | 0.48 | 0.29 | 0.15 |
| Stock-based compensation / revenue | 0.7% | 0.6% | 0.3% | 0.4% | 0.7% | 0.4% | 0.4% | 0.6% | 0.9% | 1.2% |
| SG&A / revenue | 19.6% | 19.1% | 18.2% | 20.9% | 22.6% | 23.8% | 26.0% | 25.7% | 24.2% | 23.2% |
| Efficiency | ||||||||||
| Days sales outstanding | — | 9.1 | 40.0 | 48.6 | 44.9 | 89.5 | 77.8 | 54.0 | 16.7 | 27.9 |
| Days of inventory on hand | — | — | — | -3,915.4 | -6,096.9 | -1,497.1 | -1,288.0 | -2,055.3 | -2,143.9 | 12.4 |
| Days payables outstanding | — | — | — | 174.8 | 207.8 | 133.6 | 152.2 | 220.6 | 248.9 | 128.4 |
| Cash conversion cycle (days) | — | — | — | -4,041.6 | -6,259.9 | -1,541.2 | -1,362.4 | -2,221.9 | -2,376.1 | -88.0 |
| Receivables turnover | — | 40.19 | 9.13 | 7.51 | 8.14 | 4.08 | 4.69 | 6.76 | 21.90 | 13.08 |
| Payables turnover | — | — | — | 2.09 | 1.76 | 2.73 | 2.40 | 1.65 | 1.47 | 2.84 |
| Inventory turnover | — | — | — | — | — | — | — | — | — | 29.33 |
| Asset turnover | 0.06 | 0.06 | 0.06 | 0.05 | 0.04 | 0.05 | 0.06 | 0.05 | 0.06 | 0.06 |
| Average receivables | — | $5.8M | $25.9M | $25.5M | $20.4M | $37.5M | $34.1M | $16.8M | $4.0M | $5.9M |
| Average payables | — | — | — | $17.4M | $15.2M | $16.9M | $19.6M | $16.2M | $8.7M | $5.8M |
| Average inventory | — | — | — | −$389.9M | −$445.6M | −$189.1M | −$166.2M | −$150.5M | −$75.2M | $563,000 |
| Intangibles / total assets | 1.7% | 1.8% | 1.8% | 1.9% | 1.7% | 2.2% | 2.3% | 2.2% | 1.9% | 2.3% |
Computed from RBB's annual financial statements (latest annual report filed March 9, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
RBB valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), RBB Bancorp traded at 11.1 times earnings, against a 10-year median of 9.3. Based on the latest twelve months, the trailing P/E is 10.6 and the forward P/E is 12.2. RBB Bancorp earned a return on equity of 6.2% and a return on invested capital of 6.9% in fiscal 2025. It ended the year with $314.9 million of debt and $434.3 million in cash and short-term investments, a net cash position of $119.4 million. It returned $25.5 million to shareholders: $11.3 million in dividends and $14.2 million in share buybacks, 60% of free cash flow. The share count rose 25.2% from 13.7M to 17.1M over 9 years.
See the RBB income statement, the RBB chart for price history, or the RBB stock overview for the latest quote and news.
RBB key metrics FAQ
What is RBB Bancorp's P/E ratio?
RBB Bancorp's trailing P/E ratio is 10.6 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 12.2. At the end of fiscal 2025 it was 11.1, compared with a 10-year median of 9.3.
What is RBB Bancorp's EV/EBITDA?
RBB Bancorp's enterprise value was 4.6 times EBITDA at the end of fiscal 2025 (enterprise value $234.4 million, EBITDA $50.9 million).
What is RBB Bancorp's return on equity?
RBB Bancorp's return on equity (ROE) was 6.2% in fiscal 2025: net income of $31.9 million on average shareholders' equity of $515.6 million.
What is RBB Bancorp's ROIC?
RBB Bancorp's return on invested capital was 6.9% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does RBB Bancorp have?
RBB Bancorp had total debt of $314.9 million at the end of fiscal 2025, a debt-to-equity ratio of 0.60 and more cash than debt.
What is RBB Bancorp's dividend yield?
RBB Bancorp's forward dividend yield is 2.49%. RBB Bancorp paid $11.3 million in dividends in fiscal 2025 ($0.66 per share), a payout ratio of 35.3%.
Does RBB Bancorp buy back its shares?
Yes. RBB Bancorp spent $14.2 million on net share repurchases in fiscal 2025 Shares outstanding changed −5.7% over the year, to 17.1M..
What is RBB Bancorp's free cash flow yield?
RBB Bancorp generated $42.6 million of free cash flow in fiscal 2025, a free cash flow yield of 12.0% on its market value at year-end ($353.8 million).
What is RBB Bancorp's current ratio?
RBB Bancorp's current ratio was 0.13 at the end of fiscal 2025: current assets were 0.13 times current liabilities.