Presurance Holdings, Inc. (PRHI) Key Metrics
PRHI valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $29.6M
- Enterprise value
- $28.1M
- P/E (TTM)
- —
- Forward P/E
- 73.0
- PEG ratio
- —
- Price / sales
- 1.0 10-yr median 0.3
- Price / book
- 1.0 10-yr median 0.8
- EV / EBITDA
- —
- Dividend yield
- —
- Beta
- 0.88
PRHI key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsPRHI valuation Price multiples at each fiscal year-end price.
Price / sales+9.4%
0.2
2025 · hover or tap a bar for each year
20162025
Price / book+46.3%
1.0
2025 · hover or tap a bar for each year
20162025
Free cash flow yield−275.0 pts
−503.5%
2025 · hover or tap a bar for each year
20162025
PRHI returns How much profit the business earns on the capital it uses.
Return on equity−320.4 pts
−120.9%
2025 · hover or tap a bar for each year
20162025
Return on assets−15.3 pts
−7.1%
2025 · hover or tap a bar for each year
20162025
Free cash flow margin−69.5 pts
−118.8%
2025 · hover or tap a bar for each year
20162025
Asset turnover−36.5%
0.14
2025 · hover or tap a bar for each year
20162025
PRHI per-share figures Results divided by the shares outstanding at year-end.
Revenue per share−44.3%
$21.16
2025 · hover or tap a bar for each year
20162025
Earnings per share
−$10.56
2025 · hover or tap a bar for each year
20162025
Free cash flow per share
−$25.13
2025 · hover or tap a bar for each year
20162025
Book value per share−58.3%
$5.13
2025 · hover or tap a bar for each year
20162025
Dividends per share−100.0%
$0.00
2025 · hover or tap a bar for each year
20162025
Shares outstanding0.0%
1.7M
2025 · hover or tap a bar for each year
20162025
PRHI financial health Debt, liquidity and how easily interest is covered.
Debt / equity+434.5%
2.96
2025 · hover or tap a bar for each year
20162025
Net debt+$28.7M
−$113.8M
2025 · hover or tap a bar for each year
20162025
Current ratio−88.6%
0.17
2025 · hover or tap a bar for each year
20162025
Interest coverage
-5.7
2025 · hover or tap a bar for each year
20162025
Debt / assets+162.1%
0.11
2025 · hover or tap a bar for each year
20162025
PRHI efficiency & capital use Working capital cycle and where the cash goes.
Days sales outstanding+186 days
568 days
2025 · hover or tap a bar for each year
20162025
Days payables outstanding−2 days
10 days
2025 · hover or tap a bar for each year
20162025
Cash conversion cycle+188 days
558 days
2025 · hover or tap a bar for each year
20162025
Capex / revenue0.0 pts
0.0%
2025 · hover or tap a bar for each year
20162025
PRHI valuation history
Fiscal year-endToday10-year median
PRHI returns on capital
ROEROICROA
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
PRHI debt vs cash
Total debtCash & short-term investments
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
PRHI cash returned to shareholders
DividendsBuybacksFree cash flow
PRHI price vs earnings per share
Share price at year-endEPS (right axis)
PRHI key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $8.7M | $14.3M | $13.4M | $16.8M | $22.5M | $31.7M | $35.5M | $29.9M | $45.6M | $62.1M |
| Enterprise value | −$105.1M | −$128.2M | −$115.1M | −$113.5M | −$126.7M | −$100.8M | −$98.5M | −$76.8M | −$85.2M | −$56.6M |
| P/E ratio | — | 0.6 | — | — | — | 53.2 | — | — | — | — |
| Price / sales | 0.2 | 0.2 | 0.1 | 0.2 | 0.2 | 0.3 | 0.4 | 0.3 | 0.5 | 0.6 |
| Price / book | 1.0 | 0.7 | 4.7 | 0.9 | 0.6 | 0.7 | 0.8 | 0.7 | 0.9 | 0.9 |
| Price / free cash flow | — | — | — | — | 4.2 | 10.9 | 2.3 | — | 5.0 | 10.4 |
| Price / operating cash flow | — | — | — | — | 4.2 | 10.6 | 2.3 | — | 5.0 | 10.1 |
| EV / sales | -2.8 | -1.9 | -1.3 | -1.1 | -1.1 | -1.0 | -1.0 | -0.8 | -0.9 | -0.5 |
| Earnings yield | −211.6% | 170.2% | −192.7% | −63.6% | −4.9% | 1.9% | −22.0% | −30.9% | −47.2% | −13.6% |
| Free cash flow yield | −503.5% | −228.5% | −99.6% | −241.1% | 23.8% | 9.2% | 43.1% | −57.2% | 19.9% | 9.6% |
| Dividend yield | 0.0% | 3.1% | 0.0% | — | — | — | — | — | — | — |
| Shareholder yield (dividends + buybacks) | 0.0% | 47.8% | 0.0% | 0.0% | 0.1% | 0.1% | 1.9% | 2.1% | — | 1.0% |
| Share price at fiscal year-end | $4.99 | $8.19 | $7.70 | $10.99 | $16.24 | $23.03 | $28.00 | $24.50 | $40.60 | $57.05 |
| Per share | ||||||||||
| Revenue per share | $21.16 | $37.97 | $51.54 | $66.44 | $83.75 | $75.26 | $74.60 | $77.17 | $85.73 | $95.73 |
| Earnings per share | −$10.56 | $13.94 | −$14.84 | −$6.99 | −$0.79 | $0.43 | −$6.17 | −$7.56 | −$19.17 | −$7.75 |
| Operating cash flow per share | −$25.13 | −$18.72 | −$7.67 | −$26.50 | $3.87 | $2.17 | $12.11 | −$13.93 | $8.09 | $5.67 |
| Free cash flow per share | −$25.13 | −$18.72 | −$7.67 | −$26.50 | $3.87 | $2.11 | $12.06 | −$14.01 | $8.08 | $5.49 |
| Cash per share | $80.40 | $88.46 | $87.99 | $107.48 | $131.96 | $126.19 | $133.92 | $114.83 | $142.21 | $125.37 |
| Book value per share | $5.13 | $12.33 | $1.65 | $12.41 | $29.25 | $32.30 | $33.68 | $34.54 | $47.00 | $62.29 |
| Tangible book value per share | $3.59 | $12.33 | $1.65 | $5.67 | $20.39 | $23.40 | $33.68 | $34.54 | $47.00 | $62.29 |
| Dividends per share | $0.00 | $0.25 | $0.00 | — | — | — | — | — | — | — |
| Capex per share | $0.00 | $0.00 | $0.00 | $0.00 | $0.77 | $0.06 | $0.05 | $0.07 | $0.01 | $0.18 |
| Debt per share | $15.21 | $6.83 | $14.36 | $22.18 | $24.24 | $29.82 | $28.24 | $27.45 | $25.83 | $16.31 |
| Shares outstanding | 1.7M | 1.7M | 1.7M | 1.5M | 1.4M | 1.4M | 1.3M | 1.2M | 1.1M | 1.1M |
| Change in shares outstanding | 0.0% | +0.0% | +14.3% | +10.3% | +0.7% | +8.4% | +3.9% | +8.6% | +3.3% | +41.9% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | −120.9% | 199.5% | −237.2% | −35.9% | −2.6% | 1.4% | −18.4% | −19.4% | −35.7% | −11.6% |
| Return on assets (ROA) | −7.1% | 8.2% | −8.3% | −3.5% | −0.4% | 0.2% | −3.3% | −3.9% | −9.7% | −4.4% |
| Return on tangible assets | −7.8% | 8.6% | −8.3% | −3.5% | −0.4% | 0.2% | −3.2% | −4.0% | −9.0% | −4.1% |
| Free cash flow margin | −118.8% | −49.3% | −14.9% | −39.9% | 4.6% | 2.8% | 16.2% | −18.1% | 9.4% | 5.7% |
| Income quality (OCF / net income) | — | −1.34 | — | — | — | 5.01 | — | — | — | — |
| Financial health | ||||||||||
| Total debt | $26.6M | $11.9M | $25.1M | $33.9M | $33.6M | $41.0M | $35.8M | $33.5M | $29.0M | $17.8M |
| Cash & short-term investments | $140.4M | $154.5M | $153.6M | $164.2M | $182.7M | $173.5M | $169.9M | $140.2M | $159.8M | $136.4M |
| Net debt | −$113.8M | −$142.5M | −$128.6M | −$130.3M | −$149.1M | −$132.5M | −$134.1M | −$106.7M | −$130.8M | −$118.7M |
| Debt / equity | 2.96 | 0.55 | 8.67 | 1.79 | 0.83 | 0.92 | 0.84 | 0.79 | 0.55 | 0.26 |
| Debt / assets | 0.11 | 0.04 | 0.08 | 0.11 | 0.12 | 0.16 | 0.14 | 0.14 | 0.12 | 0.09 |
| Net debt / EBITDA | — | — | — | — | −95.30 | −42.42 | — | — | — | — |
| Current ratio | 0.17 | 1.45 | 0.98 | 3.80 | — | 44.27 | — | — | — | — |
| Quick ratio | 0.17 | 1.45 | 0.98 | 3.80 | — | 44.27 | — | — | — | — |
| Interest coverage | -5.7 | -7.4 | -8.6 | -6.9 | -0.6 | -0.1 | -3.6 | -5.4 | -16.6 | 2.6 |
| Working capital | −$165.8M | $11.7M | −$1.5M | $55.8M | — | $216.4M | — | — | — | — |
| Invested capital | −$104.9M | −$121.0M | −$125.7M | −$111.3M | −$108.6M | −$88.1M | −$91.3M | −$64.5M | −$78.0M | −$50.9M |
| Tangible asset value | $6.3M | $21.5M | $2.9M | $8.7M | $28.2M | $32.2M | $42.7M | $42.2M | $52.8M | $67.8M |
| Net current asset value | −$197.4M | −$222.6M | −$218.7M | −$217.6M | −$140.0M | $4.2M | −$197.1M | $26.4M | $55.1M | $5.1M |
| Graham number | — | $62.19 | — | — | — | $17.73 | — | — | — | — |
| Graham net-net per share | −$49.13 | −$13.53 | −$76.34 | −$29.43 | −$11.33 | −$6.39 | $1.19 | −$28.26 | −$8.22 | $0.49 |
| Capital allocation | ||||||||||
| Dividends paid | $0 | $439,000 | $0 | — | — | — | — | — | — | — |
| Share buybacks (net) | $0 | $6.4M | $3,000 | $0 | $12,000 | $36,000 | $676,000 | $636,000 | — | $625,000 |
| Dividend payout ratio | — | 1.8% | — | — | — | — | — | — | — | — |
| Dividends + buybacks / free cash flow | — | — | — | — | 0.2% | 1.2% | 4.4% | — | — | 10.5% |
| Capex / revenue | 0.0% | 0.0% | 0.0% | 0.0% | 0.9% | 0.1% | 0.1% | 0.1% | 0.0% | 0.2% |
| Capex / operating cash flow | — | — | — | — | 20.0% | 2.6% | 0.4% | — | 0.1% | 3.2% |
| Capex / depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 2.53 | 0.18 | 0.13 | 0.22 | 0.03 | 0.49 |
| Stock-based compensation / revenue | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.7% | 1.0% | 1.0% | 0.9% | 0.8% |
| SG&A / revenue | — | — | — | 18.5% | 14.2% | 17.8% | 18.6% | 18.8% | 18.0% | 16.9% |
| Efficiency | ||||||||||
| Days sales outstanding | 567.6 | 381.9 | 287.5 | 325.6 | 181.3 | 167.1 | 134.0 | 85.4 | 86.5 | — |
| Days payables outstanding | 9.7 | 11.7 | 21.7 | 19.2 | 19.7 | — | — | 36.0 | 31.0 | 19.9 |
| Cash conversion cycle (days) | 557.9 | 370.2 | 265.8 | 306.4 | 161.6 | — | — | 49.4 | 55.6 | — |
| Receivables turnover | 0.64 | 0.96 | 1.27 | 1.12 | 2.01 | 2.18 | 2.72 | 4.27 | 4.22 | — |
| Payables turnover | 37.53 | 31.18 | 16.79 | 19.02 | 18.49 | — | — | 10.14 | 11.79 | 18.31 |
| Asset turnover | 0.14 | 0.22 | 0.29 | 0.34 | 0.42 | 0.41 | 0.39 | 0.40 | 0.44 | 0.55 |
| Average receivables | $57.5M | $69.4M | $70.9M | $90.5M | $57.6M | $47.4M | $34.7M | $22.0M | $22.8M | — |
| Average payables | $1.3M | $2.8M | $5.8M | $5.7M | $5.3M | — | — | $8.7M | $8.5M | $4.6M |
| Intangibles / total assets | 1.1% | 0.0% | 0.0% | 3.3% | 4.2% | 4.7% | 0.0% | 0.0% | 0.0% | 0.0% |
Computed from PRHI's annual financial statements (latest annual report filed March 27, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
PRHI valuation and financial ratios
Presurance earned a return on equity of −120.9% in fiscal 2025. It ended the year with $26.6 million of debt and $140.4 million in cash and short-term investments, a net cash position of $113.8 million. The share count rose 60.4% from 1.1M to 1.7M over 9 years.
See the PRHI income statement, the PRHI chart for price history, or the PRHI stock overview for the latest quote and news.
PRHI key metrics FAQ
What is Presurance's return on equity?
Presurance's return on equity (ROE) was −120.9% in fiscal 2025: net income of -$18.4 million on average shareholders' equity of $15.2 million.
How much debt does Presurance have?
Presurance had total debt of $26.6 million at the end of fiscal 2025, a debt-to-equity ratio of 2.96 and more cash than debt.
Does Presurance pay a dividend?
Presurance did not pay a dividend in fiscal 2025.
What is Presurance's free cash flow yield?
Presurance generated -$43.9 million of free cash flow in fiscal 2025, a free cash flow yield of −503.5% on its market value at year-end ($8.7 million).
What is Presurance's current ratio?
Presurance's current ratio was 0.17 at the end of fiscal 2025: current assets were 0.17 times current liabilities.