Presurance Holdings, Inc. (PRHI) Balance Sheet
PRHI balance sheet, 2025
December 31, 2025 · U.S. dollars$239.3M assets = $230.3M liabilities + $9.0M equity
Both columns are drawn to the same scale: what PRHI owns equals what it owes plus shareholders’ equity. Hover a block for its value.
PRHI financial health
Descriptive bands, not a rating. Fiscal 2025.
PRHI balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $203.7M2016 | $239.3M2025 | +1.8%/yr | |
| Total liabilities | $135.9M2016 | $230.3M2025 | +6.0%/yr | |
| Shareholders’ equity | $67.8M2016 | $9.0M2025 | −20.1%/yr | |
| Cash & short-term investments | $136.4M2016 | $140.4M2025 | +0.3%/yr | |
| Total debt | $17.8M2016 | $26.6M2025 | +4.6%/yr | |
| Net cash (debt) | $118.7M2016 | $113.8M2025 | −$4.9M | |
| Working capital | $216.4M2020 | −$165.8M2025 | −$382.2M | |
| Book value per share | $62.292016 | $5.132025 | −24.2%/yr | |
| Debt / equity | 0.262016 | 2.962025 | +2.70 | |
| Shares outstanding | 1.1M2016 | 1.7M2025 | +5.4%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
PRHI assets
PRHI liabilities and equity
PRHI debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
PRHI balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $140.4M | $154.5M | $153.6M | $164.2M | $182.7M | $173.5M | $169.9M | $140.2M | $159.8M | $136.4M |
| Cash & equivalents | $27.4M | $27.7M | $11.1M | $28.0M | $9.9M | $8.2M | $7.5M | $10.8M | $11.9M | $12.5M |
| Short-term investments | $113.0M | $126.8M | $143.0M | $136.1M | $172.8M | $165.3M | $162.4M | $129.4M | $148.0M | $10.8M |
| Receivables | $5.5M | $109.4M | $29.4M | $112.4M | $68.7M | $46.5M | $48.2M | $21.2M | $22.8M | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $1.3M | $0 | $55.6M | $58.6M | $4.6M |
| Total current assets | $32.9M | $37.6M | $90.2M | $75.8M | $109.9M | $221.4M | $7.5M | $217.0M | $241.3M | $141.0M |
| Property, plant & equipment (net) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill & intangible assets | $2.7M | $0 | $0 | $10.3M | $12.3M | $12.2M | $0 | $0 | $0 | $0 |
| Long-term investments | $114.3M | $128.4M | $145.3M | $137.4M | $182.7M | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $89.4M | $115.7M | $76.3M | $88.9M | $0 | $28.0M | $239.8M | $15.7M | $0 | $62.7M |
| Total assets | $239.3M | $281.7M | $311.8M | $312.4M | $290.4M | $261.6M | $247.3M | $232.8M | $239.0M | $203.7M |
| Liabilities | ||||||||||
| Accounts payable | $2.5M | $1,000 | $5.6M | $6.1M | $5.3M | — | — | $5.8M | $11.6M | $5.4M |
| Short-term debt | — | — | — | $24.7M | $742,000 | $5.0M | $2.0M | — | — | — |
| Total current liabilities | $198.7M | $25.8M | $91.7M | $20.0M | — | $5.0M | — | — | — | — |
| Long-term debt | $12.2M | $11.9M | $25.1M | $33.9M | $33.6M | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $19.4M | $222.4M | $81.6M | $239.6M | $182.8M | $212.2M | $35.8M | $98.9M | $97.3M | $79.2M |
| Total liabilities | $230.3M | $260.1M | $308.9M | $293.4M | $249.9M | $217.2M | $204.5M | $190.6M | $186.2M | $135.9M |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $100.2M | $98.2M | $98.1M | $97.9M | $92.7M | $92.5M | $91.8M | $86.5M | $86.2M | $80.3M |
| Retained earnings (deficit) | −$81.6M | −$63.2M | −$86.7M | −$60.8M | −$50.1M | −$49.0M | −$49.6M | −$41.8M | −$33.0M | −$11.5M |
| Accumulated other comprehensive income | −$9.6M | −$13.5M | −$14.5M | −$18.2M | −$2.1M | $912,000 | $489,000 | −$2.6M | −$363,000 | −$1.1M |
| Total shareholders' equity | $9.0M | $21.5M | $2.9M | $18.9M | $40.5M | $44.4M | $42.7M | $42.2M | $52.8M | $67.8M |
| Key figures | ||||||||||
| Total debt | $26.6M | $11.9M | $25.1M | $33.9M | $33.6M | $41.0M | $35.8M | $33.5M | $29.0M | $17.8M |
| Net cash (debt) | $113.8M | $142.5M | $128.6M | $130.3M | $149.1M | $132.5M | $134.1M | $106.7M | $130.8M | $118.7M |
| Working capital | −$165.8M | $11.7M | −$1.5M | $55.8M | — | $216.4M | — | — | — | — |
| Tangible book value | $6.3M | $21.5M | $2.9M | $8.7M | $28.2M | $32.2M | $42.7M | $42.2M | $52.8M | $67.8M |
| Book value per share | $5.13 | $12.33 | $1.65 | $12.41 | $29.25 | $32.30 | $33.68 | $34.54 | $47.00 | $62.29 |
| Shares outstanding | 1.7M | 1.7M | 1.7M | 1.5M | 1.4M | 1.4M | 1.3M | 1.2M | 1.1M | 1.1M |
| Current ratio | 0.17 | 1.45 | 0.98 | 3.80 | — | 44.27 | — | — | — | — |
| Quick ratio | 0.73 | 10.21 | 2.00 | 13.86 | — | 44.01 | — | — | — | — |
| Debt / equity | 2.96 | 0.55 | 8.67 | 1.79 | 0.83 | 0.92 | 0.84 | 0.79 | 0.55 | 0.26 |
| Equity / assets | 3.7% | 7.6% | 0.9% | 6.1% | 13.9% | 17.0% | 17.3% | 18.1% | 22.1% | 33.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Sep '23 | Jun '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $93.0M | $103.1M | $140.4M | $69.7M | $110.2M | $100.6M | $154.5M | $116.0M | $101.1M | $110.2M | $156.6M | $164.3M |
| Cash & equivalents | $12.8M | $25.5M | $27.4M | $7.4M | $22.0M | $10.3M | $27.7M | $32.4M | $9.7M | $17.3M | $14.4M | $18.8M |
| Short-term investments | $80.2M | $77.6M | $113.0M | $62.3M | $88.2M | $90.3M | $126.8M | $83.7M | $91.4M | $92.9M | $142.3M | $145.6M |
| Receivables | $5.6M | $6.5M | $79.6M | $102.9M | $100.0M | $111.6M | $109.4M | $104.5M | $114.7M | $104.1M | $79.1M | $89.2M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $12.0M | $17.2M | $18.2M | $5.4M | $0 | $9.5M | $0 | $0 | $43.1M | $0 |
| Total current assets | $18.4M | $32.0M | $232.1M | $189.9M | $228.4M | $217.5M | $37.6M | $230.0M | $77.1M | $70.8M | $278.9M | $84.2M |
| Property, plant & equipment (net) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill & intangible assets | $6.3M | $2.8M | $2.7M | $3.0M | $3.3M | $6.6M | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-term investments | $114.9M | $114.1M | $114.3M | $150.8M | $135.6M | $139.5M | $128.4M | $138.0M | $144.4M | $0 | $0 | $0 |
| Other non-current assets | $13.0M | $87.7M | $0 | $0 | $0 | $0 | $115.7M | $0 | $71.5M | $230.3M | $14.6M | $212.3M |
| Total assets | $152.7M | $236.6M | $239.3M | $285.0M | $283.3M | $277.1M | $281.7M | $299.9M | $292.9M | $301.1M | $293.4M | $296.5M |
| Liabilities | ||||||||||||
| Accounts payable | $0 | $4.5M | $2.5M | $12.8M | $9.4M | $2.5M | $1,000 | $0 | $6.8M | $9.5M | $4.7M | $12.0M |
| Short-term debt | — | — | — | — | — | — | $84,000 | — | — | — | — | — |
| Deferred revenue | — | $23.5M | $25.7M | $32.9M | $35.2M | $30.6M | — | — | — | — | — | — |
| Total current liabilities | — | $186.1M | $198.7M | $237.2M | $230.4M | $230.5M | $25.8M | $23.5M | $93.2M | $99.3M | $31.3M | $12.0M |
| Long-term debt | $12.3M | $12.2M | $12.2M | $12.1M | $12.1M | $12.0M | $11.9M | $16.5M | $24.8M | $0 | $0 | $0 |
| Other long-term liabilities | $112.6M | $13.1M | $19.4M | $10.4M | $12.5M | $9.0M | $222.4M | $210.8M | $79.6M | $99.8M | $250.4M | $267.6M |
| Total liabilities | $124.9M | $211.4M | $230.3M | $259.7M | $255.1M | $251.5M | $260.1M | $250.8M | $294.1M | $298.5M | $281.7M | $279.7M |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $113.9M | $113.9M | $100.2M | $100.1M | $100.1M | $100.1M | $98.2M | $98.2M | $98.2M | $98.1M | $98.1M | $98.0M |
| Retained earnings (deficit) | −$76.4M | −$79.0M | −$81.6M | −$64.5M | −$60.6M | −$62.6M | −$63.2M | −$37.8M | −$90.6M | −$86.6M | −$67.2M | −$64.5M |
| Accumulated other comprehensive income | −$9.7M | −$9.8M | −$9.6M | −$10.3M | −$11.3M | −$11.9M | −$13.5M | −$11.3M | −$14.8M | −$15.0M | −$19.1M | −$16.7M |
| Total shareholders' equity | $27.7M | $25.2M | $9.0M | $25.3M | $28.2M | $25.6M | $21.5M | $49.1M | −$1.2M | $2.6M | $11.8M | $16.9M |
| Key figures | ||||||||||||
| Total debt | $20.3M | $20.2M | $26.6M | $18.2M | $17.9M | $17.6M | $11.9M | $16.5M | $24.8M | $24.9M | $25.3M | $34.0M |
| Net cash (debt) | $72.7M | $82.8M | $113.8M | $51.5M | $92.2M | $82.9M | $142.5M | $99.6M | $76.3M | $85.3M | $131.4M | $130.3M |
| Working capital | — | −$154.0M | $33.4M | −$47.3M | −$2.1M | −$12.9M | $11.7M | $206.6M | −$16.1M | −$28.5M | $247.6M | $72.2M |
| Tangible book value | $21.4M | $22.4M | $6.3M | $22.3M | $24.9M | $18.9M | $21.5M | $49.1M | −$1.2M | $2.6M | $11.8M | $16.9M |
| Book value per share | $7.41 | $10.25 | $5.13 | $14.49 | $16.15 | $14.65 | $12.33 | $28.09 | −$0.67 | $1.47 | $6.75 | $9.66 |
| Shares outstanding | 3.7M | 2.5M | 1.7M | 1.7M | 1.7M | 1.7M | 1.7M | 1.7M | 1.7M | 1.7M | 1.7M | 1.7M |
| Current ratio | — | 0.17 | 1.17 | 0.80 | 0.99 | 0.94 | 1.45 | 9.79 | 0.83 | 0.71 | 8.92 | 7.01 |
| Quick ratio | — | 0.59 | 1.11 | 0.73 | 0.91 | 0.92 | 10.21 | 9.39 | 2.32 | 2.16 | 7.54 | 21.08 |
| Debt / equity | 0.73 | 0.80 | 2.96 | 0.72 | 0.64 | 0.69 | 0.55 | 0.34 | — | 9.75 | 2.14 | 2.02 |
| Equity / assets | 18.2% | 10.6% | 3.7% | 8.9% | 10.0% | 9.2% | 7.6% | 16.4% | −0.4% | 0.8% | 4.0% | 5.7% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed March 27, 2026); data from EODHD.
PRHI financial position
At the end of fiscal 2025 (December 31, 2025), Presurance had total assets of $239.3 million (down 15.0% from a year earlier), total liabilities of $230.3 million and shareholders' equity of $9.0 million. It held $140.4 million in cash and short-term investments against $26.6 million of debt, a net cash position of $113.8 million. Its current ratio was 0.17. In the latest quarter (ended June 30, 2026) total assets were $152.7 million and equity $27.7 million.
Related: PRHI income statement, PRHI cash flow statement, PRHI key metrics. See the PRHI stock overview for the latest quote and news.
PRHI balance sheet FAQ
What are Presurance's total assets?
Presurance reported total assets of $239.3 million at the end of fiscal 2025 (December 31, 2025), compared with $281.7 million a year earlier.
How much debt does Presurance have?
Presurance had $26.6 million of total debt at the end of fiscal 2025, including short-term borrowings. Its debt-to-equity ratio was 2.96.
How much cash does Presurance have?
Presurance held $140.4 million in cash and short-term investments at the end of fiscal 2025; with $26.6 million of debt that is net cash of $113.8 million.
What is Presurance's book value?
Presurance's shareholders' equity (book value) was $9.0 million at the end of fiscal 2025, or $5.13 per share.
What is Presurance's current ratio?
Presurance had current assets of $32.9 million and current liabilities of $198.7 million, a current ratio of 0.17 (current liabilities exceed current assets).
How much goodwill does Presurance have?
Presurance carried $2.7 million of goodwill and intangible assets, 1.1% of total assets, at the end of fiscal 2025.