Kingstone Companies, Inc. (KINS) Key Metrics
KINS valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $270.6M
- Enterprise value
- $255.7M
- P/E (TTM)
- 7.6 10-yr median 16.0
- Forward P/E
- 7.5
- PEG ratio
- 3.28
- Price / sales
- 1.1 10-yr median 0.9
- Price / book
- 2.2 10-yr median 1.4
- EV / EBITDA
- 76.8 10-yr median 2.9
- Dividend yield
- 1.28% $0.24 a year
- Beta
- 0.42
KINS key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsKINS valuation Price multiples at each fiscal year-end price.
P/E ratio−43.2%
5.8
2025 · hover or tap a bar for each year
20162025
Price / sales−1.8%
1.2
2025 · hover or tap a bar for each year
20162025
Price / book−31.4%
1.9
2025 · hover or tap a bar for each year
20162025
Price / free cash flow−4.0%
3.3
2025 · hover or tap a bar for each year
20162025
Free cash flow yield+1.2 pts
30.7%
2025 · hover or tap a bar for each year
20162025
KINS returns How much profit the business earns on the capital it uses.
Return on equity+6.8 pts
43.0%
2025 · hover or tap a bar for each year
20162025
Return on assets+3.9 pts
9.8%
2025 · hover or tap a bar for each year
20162025
Free cash flow margin+0.8 pts
36.7%
2025 · hover or tap a bar for each year
20162025
Cash conversion (OCF / net income)−41.0%
1.86
2025 · hover or tap a bar for each year
20162025
Asset turnover−3.6%
0.48
2025 · hover or tap a bar for each year
20162025
KINS per-share figures Results divided by the shares outstanding at year-end.
Revenue per share+12.8%
$14.08
2025 · hover or tap a bar for each year
20162025
Earnings per share+95.1%
$2.88
2025 · hover or tap a bar for each year
20162025
Free cash flow per share+15.4%
$5.17
2025 · hover or tap a bar for each year
20162025
Book value per share+61.6%
$8.68
2025 · hover or tap a bar for each year
20162025
Dividends per share
$0.10
2025 · hover or tap a bar for each year
20162025
Shares outstanding+13.8%
14.1M
2025 · hover or tap a bar for each year
20162025
KINS financial health Debt, liquidity and how easily interest is covered.
Debt / equity−78.4%
0.04
2025 · hover or tap a bar for each year
20162025
Net debt−$279.3M
−$296.8M
2025 · hover or tap a bar for each year
20162025
Net debt / EBITDA−4.89
−5.49
2025 · hover or tap a bar for each year
20162025
Current ratio−55.4%
1.22
2025 · hover or tap a bar for each year
20162025
Interest coverage+1,629.9%
114.7
2025 · hover or tap a bar for each year
20162025
Debt / assets−67.1%
0.01
2025 · hover or tap a bar for each year
20162025
KINS efficiency & capital use Working capital cycle and where the cash goes.
Days sales outstanding−15,954 days
157 days
2025 · hover or tap a bar for each year
20162025
Days payables outstanding−10 days
34 days
2025 · hover or tap a bar for each year
20162025
Cash conversion cycle−15,944 days
123 days
2025 · hover or tap a bar for each year
20162025
Capex / revenue−0.1 pts
1.4%
2025 · hover or tap a bar for each year
20162025
Dividends + buybacks / FCF−0.4 pts
1.9%
2025 · hover or tap a bar for each year
20162025
KINS valuation history
Fiscal year-endToday10-year median
KINS returns on capital
ROEROICROA
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
KINS debt vs cash
Total debtCash & short-term investments
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
KINS cash returned to shareholders
DividendsBuybacksFree cash flow
KINS price vs earnings per share
Share price at year-endEPS (right axis)
KINS key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $238.0M | $188.7M | $22.9M | $14.4M | $52.9M | $71.4M | $83.5M | $189.6M | $198.9M | $107.3M |
| Enterprise value | −$58.7M | $171.2M | $39.2M | −$127.1M | −$99.6M | $2.1M | $7.63B | $2.72B | $45.4M | $4.9M |
| P/E ratio | 5.8 | 10.3 | — | — | — | 73.4 | — | 61.3 | 19.9 | 12.1 |
| Price / sales | 1.2 | 1.2 | 0.2 | 0.1 | 0.3 | 0.5 | 0.6 | 1.7 | 2.1 | 1.4 |
| Price / book | 1.9 | 2.8 | 0.7 | 0.4 | 0.7 | 0.8 | 0.9 | 2.1 | 2.1 | 1.9 |
| Price / free cash flow | 3.3 | 3.4 | — | — | 2.7 | — | 3.2 | 9.7 | 7.9 | 7.3 |
| Price / operating cash flow | 3.1 | 3.3 | — | — | 2.2 | — | 2.8 | 8.5 | 7.1 | 7.1 |
| EV / sales | -0.3 | 1.1 | 0.3 | -1.0 | -0.6 | 0.0 | 52.5 | 23.9 | 0.5 | 0.1 |
| EV / EBITDA | — | 5.9 | — | — | — | 0.6 | — | 410.5 | 2.9 | 0.3 |
| EV / free cash flow | — | 3.1 | — | — | — | — | 294.2 | 138.8 | 1.8 | 0.3 |
| Earnings yield | 17.1% | 9.7% | −26.9% | −156.7% | −13.9% | 1.4% | −7.1% | 1.6% | 5.0% | 8.3% |
| Free cash flow yield | 30.7% | 29.5% | −57.4% | −38.0% | 37.5% | −19.0% | 31.0% | 10.3% | 12.7% | 13.6% |
| Dividend yield | 0.6% | 0.0% | 0.0% | 8.9% | 3.2% | 2.7% | 4.2% | 2.3% | 1.6% | 1.8% |
| Shareholder yield (dividends + buybacks) | 0.6% | 0.7% | 0.1% | 11.6% | 6.4% | 4.4% | 4.2% | 2.5% | 1.7% | 1.9% |
| Share price at fiscal year-end | $16.83 | $15.19 | $2.13 | $1.35 | $5.00 | $6.65 | $7.75 | $17.69 | $18.80 | $13.75 |
| Per share | ||||||||||
| Revenue per share | $14.08 | $12.49 | $13.41 | $12.23 | $15.23 | $12.24 | $13.47 | $10.62 | $8.77 | $9.92 |
| Earnings per share | $2.88 | $1.48 | −$0.57 | −$2.12 | −$0.70 | $0.09 | −$0.55 | $0.29 | $0.94 | $1.14 |
| Operating cash flow per share | $5.36 | $4.66 | −$1.05 | −$0.09 | $2.30 | −$0.95 | $2.77 | $2.08 | $2.65 | $1.95 |
| Free cash flow per share | $5.17 | $4.48 | −$1.22 | −$0.51 | $1.87 | −$1.26 | $2.41 | $1.83 | $2.38 | $1.87 |
| Cash per share | $21.30 | $2.31 | $0.83 | $15.66 | $17.22 | $16.50 | $18.62 | $17.68 | $17.26 | $13.12 |
| Book value per share | $8.68 | $5.37 | $3.21 | $3.40 | $7.15 | $8.65 | $8.19 | $8.27 | $8.94 | $7.26 |
| Tangible book value per share | $6.67 | $3.34 | $1.32 | $1.11 | $7.10 | $8.60 | $8.14 | $8.21 | $8.84 | $5.52 |
| Dividends per share | $0.10 | $0.00 | $0.00 | $0.12 | $0.16 | $0.18 | $0.32 | $0.40 | $0.30 | $0.25 |
| Capex per share | $0.20 | $0.19 | $0.17 | $0.43 | $0.42 | $0.31 | $0.37 | $0.25 | $0.27 | $0.07 |
| Debt per share | $0.31 | $0.90 | $2.35 | $2.36 | $2.82 | $10.04 | $718.72 | $253.43 | $2.75 | $0.00 |
| Shares outstanding | 14.1M | 12.4M | 10.8M | 10.6M | 10.6M | 10.7M | 10.8M | 10.7M | 10.6M | 7.8M |
| Change in shares outstanding | +13.8% | +15.5% | +1.0% | +0.5% | −1.3% | −0.4% | +0.5% | +1.3% | +35.5% | +5.8% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 43.0% | 36.3% | −17.5% | −40.3% | −8.8% | 1.1% | −6.7% | 3.4% | 13.2% | 17.5% |
| Return on invested capital (ROIC) | — | 36.7% | — | — | — | −0.0% | −0.1% | 0.2% | — | — |
| Return on assets (ROA) | 9.8% | 5.9% | −2.2% | −6.9% | −2.3% | 0.3% | −2.0% | 1.2% | 4.7% | 5.6% |
| Return on tangible assets | 9.6% | 5.3% | −2.7% | −7.6% | −2.2% | 0.3% | −1.9% | 1.2% | 3.9% | 5.7% |
| Free cash flow margin | 36.7% | 35.8% | −9.1% | −4.2% | 12.3% | −10.3% | 17.9% | 17.2% | 27.2% | 18.9% |
| Income quality (OCF / net income) | 1.86 | 3.16 | — | — | — | −10.53 | — | 7.21 | 2.81 | 1.71 |
| Financial health | ||||||||||
| Total debt | $4.4M | $11.2M | $25.3M | $25.2M | $29.8M | $107.8M | $7.74B | $2.72B | $29.1M | $0 |
| Cash & short-term investments | $301.2M | $28.7M | $9.0M | $166.7M | $182.4M | $177.0M | $200.6M | $189.5M | $182.7M | $102.5M |
| Net debt | −$296.8M | −$17.5M | $16.3M | −$141.5M | −$152.5M | −$69.3M | $7.54B | $2.53B | −$153.5M | −$102.5M |
| Debt / equity | 0.04 | 0.17 | 0.73 | 0.70 | 0.39 | 1.16 | 87.77 | 30.63 | 0.31 | 0.00 |
| Debt / assets | 0.01 | 0.03 | 0.10 | 0.08 | 0.09 | 0.34 | 24.11 | 10.18 | 0.11 | 0.00 |
| Net debt / EBITDA | −5.49 | −0.60 | — | — | — | −20.35 | — | 381.89 | −9.73 | −7.05 |
| Current ratio | 1.22 | 2.73 | 0.67 | 18.91 | 11.37 | 15.20 | 11.71 | 7.01 | 9.16 | 9.63 |
| Quick ratio | 1.22 | 2.73 | 157.28 | 27.38 | 13.34 | 17.92 | 14.45 | 7.01 | 9.16 | 9.63 |
| Interest coverage | 114.7 | 6.6 | -1.8 | -13.8 | -5.2 | -0.7 | -4.3 | 1.7 | 238.2 | — |
| Working capital | $68.4M | $18.2M | −$28.6M | $234.0M | $214.3M | $218.9M | $232.4M | $52.7M | $82.1M | $131.1M |
| Invested capital | −$174.0M | $49.2M | $50.8M | −$105.3M | −$76.9M | $23.5M | $7.63B | $2.62B | −$59.0M | −$45.8M |
| Tangible asset value | $94.4M | $41.5M | $14.2M | $11.8M | $75.2M | $92.3M | $87.7M | $88.0M | $93.6M | $43.1M |
| Net current asset value | $52.7M | −$279.5M | −$154.4M | −$37.1M | −$20.7M | $9.5M | $21.1M | −$116.6M | −$67.9M | $33.5M |
| Graham number | $23.72 | $13.36 | — | — | — | $4.20 | — | $7.33 | $13.78 | $13.65 |
| Graham net-net per share | $2.16 | −$17.00 | $296.84 | −$10.57 | −$5.11 | −$2.40 | −$2.05 | $3.89 | $5.24 | $2.89 |
| Capital allocation | ||||||||||
| Dividends paid | $1.4M | $0 | $0 | $1.3M | $1.7M | $2.0M | $3.5M | $4.3M | $3.2M | $1.9M |
| Share buybacks (net) | — | $1.3M | $13,409 | $392,011 | $1.7M | $1.2M | $0 | $540,253 | $176,837 | $113,267 |
| Dividend payout ratio | 3.5% | 0.0% | — | — | — | 201.3% | — | 138.3% | 32.2% | 21.8% |
| Dividends + buybacks / free cash flow | 1.9% | 2.4% | — | — | 17.0% | — | 13.5% | 24.6% | 13.4% | 14.0% |
| Capex / revenue | 1.4% | 1.5% | 1.3% | 3.5% | 2.8% | 2.5% | 2.7% | 2.4% | 3.0% | 0.7% |
| Capex / operating cash flow | 3.7% | 4.0% | — | — | 18.5% | — | 13.2% | 12.3% | 10.1% | 3.8% |
| Capex / depreciation | 1.10 | 0.95 | 0.61 | 1.38 | 1.37 | 1.16 | 1.55 | 1.53 | 2.01 | 0.51 |
| Stock-based compensation / revenue | 0.7% | 0.9% | 0.6% | 1.1% | 1.2% | 1.3% | 1.0% | 0.6% | 0.3% | 0.1% |
| SG&A / revenue | — | — | — | — | 2.6% | 3.3% | 2.6% | 2.3% | 3.8% | 2.5% |
| Efficiency | ||||||||||
| Days sales outstanding | 156.8 | 16,111.0 | 17,321.1 | 186.4 | 124.4 | 153.8 | 117.9 | 134.8 | 172.3 | 202.1 |
| Days of inventory on hand | — | — | -21,552.5 | -224.5 | -111.4 | -188.3 | -90.4 | 0.0 | — | — |
| Days payables outstanding | 34.1 | 44.1 | 40.7 | 50.1 | 48.7 | 68.9 | 46.2 | 41.0 | 40.2 | 15.2 |
| Cash conversion cycle (days) | 122.7 | 16,066.9 | -4,272.1 | -88.1 | -35.7 | -103.4 | -18.6 | 93.8 | 132.1 | 186.9 |
| Receivables turnover | 2.33 | 0.02 | 0.02 | 1.96 | 2.93 | 2.37 | 3.09 | 2.71 | 2.12 | 1.81 |
| Payables turnover | 10.71 | 8.27 | 8.97 | 7.29 | 7.49 | 5.29 | 7.90 | 8.90 | 9.08 | 24.05 |
| Inventory turnover | — | — | — | — | — | — | — | 167,274,684.00 | — | — |
| Asset turnover | 0.48 | 0.50 | 0.51 | 0.40 | 0.50 | 0.41 | 0.49 | 0.44 | 0.44 | 0.49 |
| Average receivables | $85.5M | $6.85B | $6.84B | $66.5M | $54.9M | $55.4M | $46.9M | $42.0M | $43.8M | $42.9M |
| Average payables | $7.9M | $11.7M | $12.9M | $16.9M | $18.0M | $18.6M | $15.2M | $9.4M | $6.1M | $1.9M |
| Average inventory | — | — | −$6.86B | −$75.6M | −$41.2M | −$50.7M | −$29.8M | $0 | $0 | $0 |
| Intangibles / total assets | 6.3% | 6.7% | 8.2% | 7.6% | 0.2% | 0.2% | 0.2% | 0.3% | 0.4% | 8.0% |
Computed from KINS's annual financial statements (latest annual report filed March 16, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
KINS valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Kingstone traded at 5.8 times earnings, against a 10-year median of 16.0. Based on the latest twelve months, the trailing P/E is 7.6 and the forward P/E is 7.5. Kingstone earned a return on equity of 43.0% in fiscal 2025. It ended the year with $4.4 million of debt and $301.2 million in cash and short-term investments, a net cash position of $296.8 million. It returned $1.4 million to shareholders: $1.4 million in dividends and $0 in share buybacks, 2% of free cash flow. The share count rose 81.2% from 7.8M to 14.1M over 9 years.
See the KINS income statement, the KINS chart for price history, or the KINS stock overview for the latest quote and news.
KINS key metrics FAQ
What is Kingstone's P/E ratio?
Kingstone's trailing P/E ratio is 7.6 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 7.5. At the end of fiscal 2025 it was 5.8, compared with a 10-year median of 16.0.
What is Kingstone's return on equity?
Kingstone's return on equity (ROE) was 43.0% in fiscal 2025: net income of $40.8 million on average shareholders' equity of $94.7 million.
How much debt does Kingstone have?
Kingstone had total debt of $4.4 million at the end of fiscal 2025, a debt-to-equity ratio of 0.04 and more cash than debt.
What is Kingstone's dividend yield?
Kingstone's forward dividend yield is 1.28%. Kingstone paid $1.4 million in dividends in fiscal 2025 ($0.10 per share), a payout ratio of 3.5%.
What is Kingstone's free cash flow yield?
Kingstone generated $73.1 million of free cash flow in fiscal 2025, a free cash flow yield of 30.7% on its market value at year-end ($238.0 million).
What is Kingstone's current ratio?
Kingstone's current ratio was 1.22 at the end of fiscal 2025: current assets were 1.22 times current liabilities.