First Community Corporation (FCCO) Key Metrics
FCCO valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $305.9M
- Enterprise value
- $257.6M
- P/E (TTM)
- 12.1 10-yr median 13.3
- Forward P/E
- 11.6
- PEG ratio
- 1.83
- Price / sales
- 3.5 10-yr median 3.0
- Price / book
- 1.3 10-yr median 1.3
- EV / EBITDA
- — 10-yr median 7.5
- Dividend yield
- 2.09% $0.68 a year
- Beta
- 0.33
FCCO key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsFCCO valuation Price multiples at each fiscal year-end price.
FCCO returns How much profit the business earns on the capital it uses.
FCCO per-share figures Results divided by the shares outstanding at year-end.
FCCO financial health Debt, liquidity and how easily interest is covered.
FCCO efficiency & capital use Working capital cycle and where the cash goes.
FCCO valuation history
FCCO returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
FCCO debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
FCCO cash returned to shareholders
FCCO price vs earnings per share
FCCO key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $230.9M | $184.8M | $164.6M | $166.5M | $157.6M | $127.1M | $164.0M | $150.2M | $158.3M | $122.5M |
| Enterprise value | $176.4M | $148.0M | $399.3M | −$134.9M | −$458.4M | −$279.7M | −$152.1M | −$76.7M | −$88.1M | −$93.8M |
| P/E ratio | 12.0 | 13.2 | 13.9 | 11.4 | 10.2 | 12.6 | 14.9 | 13.4 | 27.2 | 18.3 |
| Price / sales | 2.1 | 1.9 | 15.8 | 2.9 | 2.8 | 2.4 | 3.2 | 3.1 | 3.9 | 3.2 |
| Price / book | 1.4 | 1.3 | 1.3 | 1.4 | 1.1 | 0.9 | 1.4 | 1.3 | 1.5 | 1.5 |
| Price / free cash flow | 13.1 | 18.9 | 14.8 | 8.0 | 2.8 | — | 74.6 | 8.1 | 10.4 | 31.4 |
| Price / operating cash flow | 12.4 | 17.0 | 13.5 | 7.5 | 2.7 | — | 32.9 | 7.5 | 8.6 | 23.9 |
| EV / sales | 1.6 | 1.5 | 38.3 | -2.3 | -8.0 | -5.2 | -2.9 | -1.6 | -2.2 | -2.5 |
| EV / EBITDA | 4.9 | 7.5 | 26.5 | — | — | — | — | — | — | — |
| EV / free cash flow | 10.0 | 15.1 | 35.8 | — | — | — | — | — | — | — |
| Earnings yield | 8.3% | 7.5% | 7.2% | 8.8% | 9.8% | 7.9% | 6.7% | 7.5% | 3.7% | 5.5% |
| Free cash flow yield | 7.6% | 5.3% | 6.8% | 12.6% | 36.2% | −14.3% | 1.3% | 12.3% | 9.7% | 3.2% |
| Dividend yield | 2.1% | 2.4% | 2.6% | 2.3% | 2.3% | 2.8% | 2.0% | 2.0% | 1.6% | 1.7% |
| Shareholder yield (dividends + buybacks) | 2.1% | 2.5% | 2.7% | 2.4% | 2.3% | 2.8% | 5.6% | 2.1% | 1.8% | 2.0% |
| Share price at fiscal year-end | $29.65 | $24.00 | $21.53 | $21.89 | $20.88 | $16.99 | $21.61 | $19.43 | $22.60 | $18.05 |
| Per share | ||||||||||
| Revenue per share | $14.26 | $12.79 | $1.36 | $7.67 | $7.58 | $7.19 | $6.83 | $6.22 | $5.83 | $5.61 |
| Earnings per share | $2.47 | $1.81 | $1.55 | $1.92 | $2.05 | $1.35 | $1.45 | $1.45 | $0.83 | $0.98 |
| Operating cash flow per share | $2.40 | $1.41 | $1.60 | $2.91 | $7.67 | −$2.28 | $0.66 | $2.58 | $2.62 | $0.76 |
| Free cash flow per share | $2.26 | $1.27 | $1.46 | $2.75 | $7.57 | −$2.42 | $0.29 | $2.39 | $2.18 | $0.57 |
| Cash per share | $22.99 | $20.46 | −$8.73 | $48.54 | $83.97 | $56.78 | $44.08 | $34.94 | $42.10 | $40.49 |
| Book value per share | $21.52 | $18.76 | $17.14 | $15.56 | $18.68 | $18.22 | $15.84 | $14.55 | $15.09 | $12.06 |
| Tangible book value per share | $19.60 | $16.80 | $15.15 | $13.53 | $16.62 | $16.12 | $13.72 | $12.40 | $12.64 | $11.15 |
| Dividends per share | $0.61 | $0.57 | $0.55 | $0.51 | $0.48 | $0.48 | $0.44 | $0.39 | $0.35 | $0.31 |
| Capex per share | $0.14 | $0.14 | $0.14 | $0.16 | $0.11 | $0.15 | $0.37 | $0.19 | $0.44 | $0.18 |
| Debt per share | $15.99 | $15.67 | $21.95 | $8.91 | $2.37 | $2.42 | $2.43 | $5.59 | $6.92 | $8.62 |
| Shares outstanding | 7.8M | 7.7M | 7.6M | 7.6M | 7.5M | 7.5M | 7.6M | 7.7M | 7.0M | 6.8M |
| Change in shares outstanding | +1.1% | +0.7% | +0.5% | +0.8% | +0.9% | −1.4% | −1.8% | +10.4% | +3.2% | +1.0% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 12.3% | 10.1% | 9.5% | 11.3% | 11.2% | 7.9% | 9.4% | 10.3% | 6.2% | 8.3% |
| Return on invested capital (ROIC) | 17.7% | 5.9% | 13.0% | — | — | — | — | — | — | — |
| Return on assets (ROA) | 1.0% | 0.7% | 0.7% | 0.9% | 1.0% | 0.8% | 1.0% | 1.0% | 0.6% | 0.8% |
| Return on tangible assets | 0.9% | 0.7% | 0.7% | 0.9% | 1.0% | 0.7% | 1.0% | 1.0% | 0.6% | 0.7% |
| Free cash flow margin | 15.8% | 9.9% | 107.0% | 35.8% | 99.8% | −33.7% | 4.2% | 38.5% | 37.4% | 10.2% |
| Income quality (OCF / net income) | 0.97 | 0.78 | 1.03 | 1.51 | 3.75 | −1.69 | 0.45 | 1.78 | 3.16 | 0.77 |
| Financial health | ||||||||||
| Total debt | $124.5M | $120.7M | $167.8M | $67.8M | $17.9M | $18.1M | $18.4M | $43.2M | $48.5M | $58.5M |
| Cash & short-term investments | $179.0M | $157.6M | −$66.8M | $369.3M | $633.9M | $424.9M | $334.5M | $270.1M | $294.8M | $274.8M |
| Net debt | −$54.5M | −$36.9M | $234.6M | −$301.5M | −$615.9M | −$406.8M | −$316.1M | −$226.9M | −$246.3M | −$216.3M |
| Debt / equity | 0.74 | 0.84 | 1.28 | 0.57 | 0.13 | 0.13 | 0.15 | 0.38 | 0.46 | 0.71 |
| Debt / assets | 0.06 | 0.06 | 0.09 | 0.04 | 0.01 | 0.01 | 0.02 | 0.04 | 0.05 | 0.06 |
| Net debt / EBITDA | −1.52 | −1.88 | 15.60 | −14.90 | −28.57 | −27.87 | −19.82 | −14.18 | −22.52 | −20.60 |
| Current ratio | 0.10 | 0.09 | 1.06 | 39.05 | 214.87 | 0.30 | 102.42 | 0.28 | 0.32 | 0.35 |
| Quick ratio | 0.10 | 0.09 | 1.06 | 38.95 | 214.47 | 0.30 | 101.98 | 0.28 | 0.32 | 0.35 |
| Interest coverage | 0.7 | 0.5 | 0.6 | 5.8 | 8.8 | 3.4 | 2.4 | 3.5 | 3.3 | 2.9 |
| Working capital | −$1.68B | −$1.62B | $3.9M | $359.8M | $630.9M | −$970.5M | $331.2M | −$683.4M | −$612.8M | −$511.4M |
| Invested capital | $113.1M | $107.6M | $365.7M | −$183.1M | −$474.9M | −$270.4M | −$195.9M | −$114.4M | −$140.7M | −$134.4M |
| Tangible asset value | $152.6M | $129.4M | $115.8M | $103.0M | $125.4M | $120.6M | $104.1M | $95.9M | $88.5M | $75.7M |
| Net current asset value | −$1.71B | −$1.66B | −$1.63B | −$1.19B | −$809.6M | −$834.2M | −$715.6M | −$709.0M | −$650.3M | −$558.1M |
| Graham number | $34.56 | $27.66 | $24.44 | $25.93 | $29.34 | $23.52 | $22.70 | $21.81 | $16.79 | $16.35 |
| Graham net-net per share | −$219.15 | −$215.00 | −$230.61 | −$155.74 | −$107.18 | −$111.41 | −$94.21 | −$91.63 | −$92.72 | −$82.15 |
| Capital allocation | ||||||||||
| Dividends paid | $4.8M | $4.4M | $4.2M | $3.9M | $3.6M | $3.6M | $3.3M | $3.0M | $2.5M | $2.1M |
| Share buybacks (net) | — | $223,000 | $149,000 | $42,000 | $70,000 | $15,000 | $5.9M | $57,000 | $408,000 | $353,000 |
| Dividend payout ratio | 24.7% | 31.6% | 35.8% | 26.8% | 23.2% | 35.4% | 30.1% | 27.0% | 42.5% | 31.7% |
| Dividends + buybacks / free cash flow | 27.0% | 47.5% | 39.3% | 18.9% | 6.4% | — | 417.5% | 16.7% | 18.9% | 63.4% |
| Capex / revenue | 1.0% | 1.1% | 10.3% | 2.1% | 1.4% | 2.0% | 5.4% | 3.0% | 7.5% | 3.2% |
| Capex / operating cash flow | 5.9% | 10.1% | 8.8% | 5.5% | 1.4% | — | 56.0% | 7.3% | 16.7% | 24.1% |
| Capex / depreciation | 0.59 | 0.59 | 0.56 | 0.67 | 0.42 | 0.54 | 1.32 | 0.70 | 1.72 | 0.75 |
| Stock-based compensation / revenue | 1.0% | 0.8% | 20.9% | 2.8% | 0.2% | 0.4% | 0.5% | 0.3% | — | — |
| SG&A / revenue | 32.5% | 33.5% | 280.6% | 47.9% | 47.4% | 48.6% | 44.6% | 44.7% | 46.7% | 45.8% |
| Efficiency | ||||||||||
| Days sales outstanding | 20.5 | — | — | — | — | — | — | — | — | — |
| Days of inventory on hand | — | — | — | 126.8 | 167.1 | 64.1 | 88.5 | 143.1 | 170.7 | 172.1 |
| Days payables outstanding | — | — | — | 165,872.9 | 180,707.9 | 53,574.3 | 58,995.7 | 76,502.6 | 91,745.9 | 70,820.7 |
| Receivables turnover | 17.78 | — | — | — | — | — | — | — | — | — |
| Payables turnover | — | — | — | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 |
| Inventory turnover | — | — | — | 2.88 | 2.18 | 5.70 | 4.13 | 2.55 | 2.14 | 2.12 |
| Asset turnover | 0.06 | 0.05 | 0.01 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 |
| Average receivables | $6.2M | — | — | — | — | — | — | — | — | — |
| Average payables | — | — | — | $1.37B | $1.28B | $1.09B | $956.9M | $906.9M | $827.5M | $741.4M |
| Average inventory | — | — | — | $1.0M | $1.2M | $1.3M | $1.4M | $1.7M | $1.5M | $1.8M |
| Intangibles / total assets | 0.7% | 0.8% | 0.8% | 0.9% | 1.0% | 1.1% | 1.4% | 1.5% | 1.6% | 0.7% |
Computed from FCCO's annual financial statements (latest annual report filed March 16, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
FCCO valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), First Community traded at 12.0 times earnings, against a 10-year median of 13.3. Based on the latest twelve months, the trailing P/E is 12.1 and the forward P/E is 11.6. First Community earned a return on equity of 12.3% and a return on invested capital of 17.7% in fiscal 2025. It ended the year with $124.5 million of debt and $179.0 million in cash and short-term investments, a net cash position of $54.5 million. It returned $4.8 million to shareholders: $4.8 million in dividends and $0 in share buybacks, 27% of free cash flow. The share count rose 14.7% from 6.8M to 7.8M over 9 years.
See the FCCO income statement, the FCCO chart for price history, or the FCCO stock overview for the latest quote and news.
FCCO key metrics FAQ
What is First Community's P/E ratio?
First Community's trailing P/E ratio is 12.1 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 11.6. At the end of fiscal 2025 it was 12.0, compared with a 10-year median of 13.3.
What is First Community's EV/EBITDA?
First Community's enterprise value was 4.9 times EBITDA at the end of fiscal 2025 (enterprise value $176.4 million, EBITDA $35.9 million).
What is First Community's return on equity?
First Community's return on equity (ROE) was 12.3% in fiscal 2025: net income of $19.2 million on average shareholders' equity of $156.0 million.
What is First Community's ROIC?
First Community's return on invested capital was 17.7% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does First Community have?
First Community had total debt of $124.5 million at the end of fiscal 2025, a debt-to-equity ratio of 0.74 and more cash than debt.
What is First Community's dividend yield?
First Community's forward dividend yield is 2.09%. First Community paid $4.8 million in dividends in fiscal 2025 ($0.61 per share), a payout ratio of 24.7%.
What is First Community's free cash flow yield?
First Community generated $17.6 million of free cash flow in fiscal 2025, a free cash flow yield of 7.6% on its market value at year-end ($230.9 million).
What is First Community's current ratio?
First Community's current ratio was 0.10 at the end of fiscal 2025: current assets were 0.10 times current liabilities.