Beacon Financial Corporation (BBT) Key Metrics
BBT valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $2.30B
- Enterprise value
- $2.08B
- P/E (TTM)
- 7.4 10-yr median 29.7
- Forward P/E
- 8.2
- PEG ratio
- 2.60
- Price / sales
- 3.0 10-yr median 3.8
- Price / book
- 0.9 10-yr median 1.9
- EV / EBITDA
- — 10-yr median 26.5
- Dividend yield
- 4.69% $1.29 a year
- Beta
- 0.92
BBT key metrics, 2020–2025
Fiscal year ended December 31, 2025 · U.S. dollarsBBT valuation Price multiples at each fiscal year-end price.
BBT returns How much profit the business earns on the capital it uses.
BBT per-share figures Results divided by the shares outstanding at year-end.
BBT financial health Debt, liquidity and how easily interest is covered.
BBT efficiency & capital use Working capital cycle and where the cash goes.
BBT valuation history
BBT returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
BBT debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
BBT cash returned to shareholders
BBT price vs earnings per share
BBT key metrics
2020–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| Market capitalization | $2.31B | $2.43B | $2.16B | $2.75B | $2.82B | $1.72B |
| Enterprise value | −$538.7M | $2.56B | $2.52B | $3.16B | $2.15B | $2.37B |
| P/E ratio | 25.6 | 39.9 | 31.0 | 29.7 | 23.7 | — |
| Price / sales | 3.0 | 3.8 | 3.6 | 6.3 | 6.1 | — |
| Price / book | 0.9 | 2.0 | 1.8 | 2.8 | 2.8 | 1.4 |
| Price / free cash flow | 10.9 | 24.3 | 20.7 | 24.2 | 21.9 | 7.7 |
| Price / operating cash flow | 10.3 | 23.2 | 18.5 | 22.7 | 21.2 | 7.4 |
| EV / sales | -0.7 | 4.0 | 4.2 | 7.2 | 4.7 | — |
| EV / EBITDA | — | 27.2 | 26.7 | 26.2 | 13.4 | — |
| EV / free cash flow | — | 25.6 | 24.2 | 27.9 | 16.7 | 10.5 |
| Earnings yield | 3.9% | 2.5% | 3.2% | 3.4% | 4.2% | −31.0% |
| Free cash flow yield | 9.2% | 4.1% | 4.8% | 4.1% | 4.6% | 13.1% |
| Dividend yield | 2.7% | 2.0% | 2.2% | 1.5% | 1.3% | 2.1% |
| Shareholder yield (dividends + buybacks) | 2.7% | 2.7% | 3.3% | 2.0% | 1.7% | 2.2% |
| Share price at fiscal year-end | $26.37 | $28.43 | $24.83 | $29.90 | $28.43 | $17.12 |
| Per share | ||||||
| Revenue per share | $8.66 | $7.52 | $6.97 | $4.77 | $4.65 | $0.00 |
| Earnings per share | $1.03 | $0.71 | $0.80 | $1.01 | $1.20 | −$5.30 |
| Operating cash flow per share | $2.56 | $1.23 | $1.34 | $1.32 | $1.34 | $2.31 |
| Free cash flow per share | $2.42 | $1.17 | $1.20 | $1.23 | $1.30 | $2.23 |
| Cash per share | $42.54 | $16.82 | $12.06 | $11.32 | $10.58 | — |
| Book value per share | $28.46 | $14.29 | $13.78 | $10.80 | $10.04 | $11.81 |
| Tangible book value per share | $22.29 | $11.26 | $10.73 | $9.04 | $8.40 | $11.47 |
| Dividends per share | $0.72 | $0.56 | $0.55 | $0.44 | $0.38 | $0.36 |
| Capex per share | $0.14 | $0.06 | $0.14 | $0.08 | $0.05 | $0.07 |
| Debt per share | $10.02 | $18.30 | $16.19 | $15.81 | $3.81 | $6.42 |
| Shares outstanding | 87.7M | 85.5M | 87.0M | 91.8M | 99.1M | 100.5M |
| Change in shares outstanding | +2.5% | −1.7% | −5.2% | −7.3% | −1.4% | — |
| Returns & profitability | ||||||
| Return on equity (ROE) | 4.9% | 5.0% | 6.4% | 9.3% | 10.9% | −44.9% |
| Return on invested capital (ROIC) | — | 4.2% | 4.7% | 10.7% | 11.0% | −23.0% |
| Return on assets (ROA) | 0.5% | 0.5% | 0.7% | 1.0% | 1.1% | −4.1% |
| Return on tangible assets | 0.4% | 0.5% | 0.6% | 1.0% | 1.4% | −4.2% |
| Free cash flow margin | 27.9% | 15.5% | 17.2% | 25.9% | 27.9% | — |
| Income quality (OCF / net income) | 2.49 | 1.72 | 1.68 | 1.31 | 1.12 | — |
| Financial health | ||||||
| Total debt | $879.1M | $1.56B | $1.41B | $1.45B | $377.8M | $645.9M |
| Cash & short-term investments | $3.73B | $1.44B | $1.05B | $1.04B | $1.05B | — |
| Net debt | −$2.85B | $126.0M | $359.5M | $412.5M | −$670.8M | $645.9M |
| Debt / equity | 0.35 | 1.28 | 1.18 | 1.46 | 0.38 | 0.54 |
| Debt / assets | 0.04 | 0.13 | 0.12 | 0.16 | 0.04 | 0.05 |
| Net debt / EBITDA | −19.44 | 1.34 | 3.81 | 3.43 | −4.19 | — |
| Current ratio | 0.19 | 0.14 | 0.12 | 0.15 | 0.15 | 0.25 |
| Quick ratio | 0.19 | 0.14 | 0.12 | 0.15 | 0.15 | 0.25 |
| Interest coverage | 0.4 | 0.3 | 0.4 | 2.7 | 3.9 | -5.7 |
| Working capital | −$16.33B | −$8.82B | −$7.50B | −$5.68B | −$6.16B | −$5.94B |
| Invested capital | −$355.3M | $1.35B | $1.56B | $1.40B | $324.6M | $1.83B |
| Tangible asset value | $1.95B | $963.3M | $933.2M | $829.9M | $832.6M | $1.15B |
| Net current asset value | −$16.99B | −$9.24B | −$9.13B | −$7.15B | −$6.56B | −$9.71B |
| Graham number | $25.67 | $15.14 | $15.75 | $15.65 | $16.45 | — |
| Graham net-net per share | −$193.10 | −$108.10 | −$104.98 | −$77.91 | −$66.18 | −$116.22 |
| Capital allocation | ||||||
| Dividends paid | $63.1M | $48.1M | $47.9M | $40.1M | $37.5M | $36.6M |
| Share buybacks (net) | — | $17.5M | $23.8M | $13.8M | $10.0M | $473,000 |
| Dividend payout ratio | 69.9% | 78.8% | 68.9% | 43.3% | 31.6% | — |
| Dividends + buybacks / free cash flow | 29.8% | 65.6% | 68.9% | 47.5% | 36.9% | 16.5% |
| Capex / revenue | 1.6% | 0.8% | 2.0% | 1.7% | 1.0% | — |
| Capex / operating cash flow | 5.5% | 4.7% | 10.6% | 6.1% | 3.6% | 3.1% |
| Capex / depreciation | 0.50 | 0.34 | 0.77 | 1.13 | 0.72 | 0.60 |
| Stock-based compensation / revenue | 0.8% | 0.5% | 0.6% | 0.8% | 0.6% | — |
| SG&A / revenue | 28.6% | 29.6% | 31.5% | 42.4% | 40.3% | — |
| Efficiency | ||||||
| Days sales outstanding | 37.4 | — | — | — | — | — |
| Receivables turnover | 9.76 | — | — | — | — | — |
| Asset turnover | 0.04 | 0.06 | 0.06 | 0.05 | 0.04 | 0.00 |
| Average receivables | $77.8M | — | — | — | — | — |
| Intangibles / total assets | 2.3% | 2.2% | 2.3% | 1.8% | 1.9% | 0.3% |
Computed from BBT's annual financial statements (latest annual report filed December 31, 2025) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
BBT valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Beacon Financial traded at 25.6 times earnings, against a 6-year median of 29.7. Based on the latest twelve months, the trailing P/E is 7.4 and the forward P/E is 8.2. Beacon Financial earned a return on equity of 4.9% in fiscal 2025. It ended the year with $879.1 million of debt and $3.7 billion in cash and short-term investments, a net cash position of $2.9 billion. It returned $63.1 million to shareholders: $63.1 million in dividends and $0 in share buybacks, 30% of free cash flow. The share count fell 12.8% from 100.5M to 87.7M over 5 years.
See the BBT income statement, the BBT chart for price history, or the BBT stock overview for the latest quote and news.
BBT key metrics FAQ
What is Beacon Financial's P/E ratio?
Beacon Financial's trailing P/E ratio is 7.4 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 8.2. At the end of fiscal 2025 it was 25.6, compared with a 6-year median of 29.7.
What is Beacon Financial's return on equity?
Beacon Financial's return on equity (ROE) was 4.9% in fiscal 2025: net income of $90.3 million on average shareholders' equity of $1.9 billion.
How much debt does Beacon Financial have?
Beacon Financial had total debt of $879.1 million at the end of fiscal 2025, a debt-to-equity ratio of 0.35 and more cash than debt.
What is Beacon Financial's dividend yield?
Beacon Financial's forward dividend yield is 4.69%. Beacon Financial paid $63.1 million in dividends in fiscal 2025 ($0.72 per share), a payout ratio of 69.9%.
What is Beacon Financial's free cash flow yield?
Beacon Financial generated $212.2 million of free cash flow in fiscal 2025, a free cash flow yield of 9.2% on its market value at year-end ($2.3 billion).
What is Beacon Financial's current ratio?
Beacon Financial's current ratio was 0.19 at the end of fiscal 2025: current assets were 0.19 times current liabilities.