AppTech Payments Corp. (APCX) Key Metrics
APCX valuation today
Trailing 12 months- Market cap
- $5.8M
- Enterprise value
- $15.0M
- P/E (TTM)
- Loss
- Forward P/E
- —
- PEG ratio
- —
- Price / sales
- 1.4 10-yr median 121.9
- Price / book
- 55.9 10-yr median 5.3
- EV / EBITDA
- Neg.
- Dividend yield
- —
- Beta
- −0.59
APCX key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsAPCX valuation Price multiples at each fiscal year-end price.
APCX returns How much profit the business earns on the capital it uses.
APCX per-share figures Results divided by the shares outstanding at year-end.
APCX financial health Debt, liquidity and how easily interest is covered.
APCX efficiency & capital use Working capital cycle and where the cash goes.
APCX valuation history
APCX returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
APCX debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
APCX price vs earnings per share
APCX key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $10.1M | $13.2M | $38.0M | $38.5M | $141.5M | $77.9M | $54.9M | $40.2M | — | — |
| Enterprise value | $12.9M | $12.4M | $36.9M | $37.1M | $143.6M | $81.0M | $57.8M | $43.1M | — | — |
| P/E ratio | loss | loss | loss | loss | loss | loss | loss | loss | — | — |
| Price / sales | 7.2 | 47.7 | 75.4 | 85.6 | 399.8 | 236.3 | 214.4 | 158.3 | — | — |
| Price / book | 5.3 | 2.4 | 9.1 | 5.2 | n/m | neg. | neg. | neg. | — | — |
| Price / free cash flow | neg. | neg. | neg. | neg. | neg. | neg. | neg. | neg. | — | — |
| Price / operating cash flow | neg. | neg. | neg. | neg. | neg. | neg. | neg. | 143.6 | — | — |
| EV / sales | 9.2 | 45.1 | 73.2 | 82.3 | 405.7 | 245.9 | 225.6 | 169.7 | — | — |
| EV / EBITDA | neg. | neg. | neg. | neg. | neg. | neg. | neg. | neg. | — | — |
| EV / free cash flow | neg. | neg. | neg. | neg. | neg. | neg. | neg. | neg. | — | — |
| Earnings yield | −78.5% | −67.9% | −48.7% | −42.3% | −56.0% | −5.4% | −2.4% | −5.3% | — | — |
| Free cash flow yield | −48.4% | −64.9% | −23.3% | −25.9% | −2.1% | −0.8% | −1.4% | −0.4% | — | — |
| Shareholder yield (dividends + buybacks) | — | — | — | — | — | 0.0% | — | — | — | — |
| Share price at fiscal year-end | $0.30 | $0.52 | $1.99 | $2.37 | $12.45 | $8.55 | $6.17 | $4.37 | $11.49 | $1.14 |
| Per share | ||||||||||
| Revenue per share | $0.04 | $0.01 | $0.03 | $0.03 | $0.03 | $0.04 | $0.03 | $0.03 | — | — |
| Earnings per share | −$0.24 | −$0.35 | −$0.97 | −$1.00 | −$6.97 | −$0.46 | −$0.15 | −$0.23 | — | — |
| Operating cash flow per share | −$0.15 | −$0.29 | −$0.46 | −$0.50 | −$0.16 | −$0.06 | −$0.09 | $0.03 | — | — |
| Free cash flow per share | −$0.15 | −$0.34 | −$0.46 | −$0.61 | −$0.26 | −$0.06 | −$0.09 | −$0.02 | — | — |
| Cash per share | $0.01 | $0.03 | $0.07 | $0.21 | $0.00 | $0.01 | $0.00 | $0.00 | — | — |
| Book value per share | $0.06 | $0.22 | $0.22 | $0.46 | $0.00 | −$0.90 | −$0.84 | −$0.77 | — | — |
| Tangible book value per share | −$0.15 | −$0.04 | −$0.07 | $0.13 | −$0.30 | −$0.90 | −$0.84 | −$1.02 | — | — |
| Capex per share | $0.00 | $0.04 | $0.00 | $0.11 | $0.10 | $0.00 | $0.00 | $0.05 | — | — |
| Debt per share | $0.09 | $0.01 | $0.01 | $0.12 | $0.18 | $0.35 | $0.33 | $0.31 | — | — |
| Shares outstanding | 33.6M | 25.3M | 19.1M | 16.2M | 11.4M | 9.1M | 8.9M | 9.2M | — | — |
| Change in shares outstanding | +33.0% | +32.5% | +17.6% | +42.9% | +24.9% | +2.4% | −3.3% | — | — | — |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | −215.2% | −184.9% | −318.7% | −436.0% | — | — | — | — | — | — |
| Return on invested capital (ROIC) | −127.1% | −193.0% | −335.0% | −316.4% | — | — | — | — | — | — |
| Return on assets (ROA) | −86.2% | −103.0% | −177.4% | −162.2% | — | — | — | −214.6% | −156.5% | — |
| Return on tangible assets | −346.5% | −344.6% | −669.8% | −223.4% | — | — | — | — | — | — |
| Free cash flow margin | −350.5% | — | — | — | −847.8% | −179.5% | −296.9% | −61.2% | −168.9% | −261.0% |
| Financial health | ||||||||||
| Total debt | $3.0M | $147,000 | $158,000 | $2.0M | $2.1M | $3.2M | $2.9M | $2.9M | $2.9M | $2.6M |
| Cash & short-term investments | $244,000 | $868,000 | $1.3M | $3.5M | $8,026 | $57,497 | $24,159 | $1,384 | $26,286 | $885 |
| Net debt | $2.8M | −$721,000 | −$1.1M | −$1.4M | $2.1M | $3.1M | $2.9M | $2.9M | $2.8M | $2.5M |
| Debt / equity | 1.60 | 0.03 | 0.04 | 0.27 | 47.57 | — | — | — | — | — |
| Debt / assets | 0.32 | 0.02 | 0.02 | 0.16 | 0.28 | 8.44 | 34.12 | 92.78 | 1.46 | 95.11 |
| Current ratio | 0.14 | 0.70 | 0.37 | 0.90 | 0.09 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 |
| Quick ratio | 0.14 | 0.70 | 0.37 | 0.90 | 78.86 | 0.83 | 4.21 | 0.00 | 0.01 | 0.00 |
| Interest coverage | -33.7 | -14.8 | -368.9 | -38.9 | -24.9 | -10.5 | -3.3 | -3.9 | -2.3 | -1.0 |
| Working capital | −$5.5M | −$1.0M | −$2.6M | −$504,000 | −$6.7M | −$8.1M | −$7.3M | −$7.1M | −$6.1M | −$5.5M |
| Invested capital | $4.7M | $4.7M | $3.1M | $6.0M | $2.1M | −$5.0M | −$4.6M | −$4.2M | −$1.4M | −$3.0M |
| Tangible asset value | −$5.2M | −$927,000 | −$1.4M | $2.2M | −$3.4M | −$8.2M | −$7.4M | −$9.4M | −$6.1M | −$5.5M |
| Net current asset value | −$6.6M | −$1.1M | −$2.6M | −$670,000 | −$6.9M | −$8.5M | −$7.4M | −$7.1M | −$6.1M | −$5.5M |
| Graham net-net per share | −$0.20 | −$0.10 | −$0.15 | −$0.10 | −$25.88 | −$1.30 | −$2.58 | −$0.77 | — | — |
| Capital allocation | ||||||||||
| Share buybacks (net) | — | — | — | — | — | $0 | — | — | $0 | $0 |
| Capex / revenue | 0.0% | 391.7% | 18.1% | 397.6% | 332.4% | 0.0% | 0.0% | 171.4% | 137.2% | 0.0% |
| Capex / operating cash flow | — | — | — | — | — | — | — | 155.5% | — | — |
| Capex / depreciation | 0.00 | 0.76 | 0.09 | 4.42 | 0.14 | 0.00 | 0.00 | 3,372.09 | 2,671.76 | 0.00 |
| Stock-based compensation / revenue | 70.3% | 504.3% | 689.7% | 1,712.4% | 1,503.7% | 33.8% | 42.9% | 609.7% | 340.2% | 126.7% |
| R&D / revenue | 168.2% | 716.3% | 694.0% | 1,679.3% | 47.7% | 14.9% | 32.0% | 110.2% | 709.8% | — |
| SG&A / revenue | 430.3% | 2,823.9% | 2,154.4% | 1,778.4% | 2,372.6% | 1,137.9% | 398.6% | 713.4% | 368.2% | 330.1% |
| Efficiency | ||||||||||
| Days sales outstanding | 90.1 | 48.3 | 29.3 | 37.0 | 41.7 | 39.0 | 38.2 | 36.0 | 37.1 | 29.8 |
| Days of inventory on hand | — | — | — | -475,914.1 | -706,146.1 | -48,892.7 | -111,028.6 | — | — | — |
| Days payables outstanding | 1,292.4 | 12,817.1 | 2,094.4 | 1,328.9 | 3,516.5 | 4,346.6 | 5,863.1 | 4,640.2 | 1,039.3 | 1,836.7 |
| Cash conversion cycle (days) | -1,202.3 | -12,768.8 | -2,065.0 | -477,206.0 | -709,620.9 | -53,200.3 | -116,853.5 | -4,604.2 | -1,002.2 | -1,806.9 |
| Receivables turnover | 4.05 | 7.56 | 12.44 | 9.85 | 8.74 | 9.35 | 9.55 | 10.15 | 9.85 | 12.24 |
| Payables turnover | 0.28 | 0.03 | 0.17 | 0.27 | 0.10 | 0.08 | 0.06 | 0.08 | 0.35 | 0.20 |
| Asset turnover | 0.15 | 0.03 | 0.05 | 0.04 | 0.09 | 1.42 | 4.41 | 0.26 | 0.26 | 1.36 |
| Average receivables | $344,500 | $36,500 | $40,500 | $45,672 | $40,490 | $35,236 | $26,819 | $25,001 | $25,902 | $23,048 |
| Average payables | $2.2M | $1.8M | $1.1M | $800,964 | $1.4M | $1.7M | $1.6M | $1.4M | $1.1M | $880,033 |
| Average inventory | — | — | — | −$286.9M | −$290.2M | −$18.8M | −$30.9M | — | — | — |
| Intangibles / total assets | 75.7% | 71.2% | 66.9% | 41.8% | 45.5% | 0.0% | 0.0% | 7,484.2% | 97.3% | 0.0% |
Computed from APCX's annual financial statements (latest annual report filed March 31, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
APCX valuation and financial ratios
AppTech Payments earned a return on equity of −215.2% and a return on invested capital of −127.1% in fiscal 2025. It ended the year with $3.0 million of debt and $0.2 million in cash and short-term investments, net debt of $2.8 million.
See the APCX income statement, the APCX chart for price history, or the APCX stock overview for the latest quote and news.
APCX key metrics FAQ
What is AppTech Payments's P/E ratio?
AppTech Payments has no meaningful trailing P/E ratio: it reported a net loss over the last twelve months. Its net loss in fiscal 2025 was $7.9 million. It was unprofitable in 8 of the last 10 fiscal years.
What is AppTech Payments's EV/EBITDA?
AppTech Payments had no meaningful EV/EBITDA at the end of fiscal 2025: EBITDA was negative (-$6.2 million).
What is AppTech Payments's return on equity?
AppTech Payments's return on equity (ROE) was −215.2% in fiscal 2025: net income of -$7.9 million on average shareholders' equity of $3.7 million.
What is AppTech Payments's ROIC?
AppTech Payments's return on invested capital was −127.1% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does AppTech Payments have?
AppTech Payments had total debt of $3.0 million at the end of fiscal 2025, a debt-to-equity ratio of 1.60.
What is AppTech Payments's free cash flow yield?
AppTech Payments generated -$4.9 million of free cash flow in fiscal 2025, a free cash flow yield of −48.4% on its market value at year-end ($10.1 million).
What is AppTech Payments's current ratio?
AppTech Payments's current ratio was 0.14 at the end of fiscal 2025: current assets were 0.14 times current liabilities.