StoneCo Ltd. (STNE) Income Statement
STNE 2025 at a glance
Fiscal year ended December 31, 2025 · Brazilian reaisSTNE revenue and net income
Where STNE's revenue goes
2025Each bar shows an amount and its share of revenue. STNE kept 16.4% of revenue as net income.
STNE profit margins
STNE growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +11.1% | +16.2% | +34.9% | — |
| Gross profit | +15.4% | +19.3% | +35.1% | — |
| Operating income | +23.6% | +27.6% | +39.5% | — |
| Net income | — | — | +22.2% | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
STNE income statement in Brazilian reais
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | R$14.15B | R$12.74B | R$11.36B | R$9.02B | R$4.58B | R$3.17B | R$2.39B | R$1.53B | R$741.3M | R$423.2M |
| Cost of revenue | R$3.37B | R$3.39B | R$2.98B | R$2.67B | R$1.71B | R$769.9M | R$427.0M | R$323.0M | R$224.1M | R$133.2M |
| Gross profit | R$10.79B | R$9.35B | R$8.38B | R$6.35B | R$2.86B | R$2.40B | R$1.96B | R$1.21B | R$517.2M | R$290.0M |
| Research & development | — | — | — | — | — | — | R$0 | R$0 | R$0 | R$0 |
| Sales, general & admin | R$3.07B | R$3.24B | R$2.89B | R$2.63B | R$1.94B | R$898.4M | R$646.4M | R$443.0M | R$266.6M | R$155.6M |
| Total operating expenses | R$3.52B | R$3.47B | R$3.14B | R$2.85B | R$1.94B | R$1.02B | R$646.4M | R$503.9M | R$266.6M | R$155.6M |
| Operating income | R$7.27B | R$5.88B | R$5.24B | R$3.50B | R$923.6M | R$1.38B | R$1.32B | R$702.7M | R$250.6M | R$134.4M |
| Interest income | R$754.1M | R$518.3M | R$691.0M | R$572.6M | R$247.3M | R$140.7M | R$186.4M | R$49.6M | R$25.3M | R$16.7M |
| Interest expense | R$1.92B | R$1.06B | R$695.4M | R$933.7M | R$500.5M | R$339.8M | R$353.5M | R$301.1M | R$237.1M | R$244.7M |
| Income before taxes | R$2.79B | −R$1.02B | R$1.97B | −R$387.3M | −R$1.45B | R$1.13B | R$1.09B | R$442.3M | −R$95.7M | −R$149.2M |
| Income taxes | R$412.8M | R$489.4M | R$370.4M | R$139.1M | −R$68.2M | R$290.2M | R$286.5M | R$137.1M | R$9.3M | −R$27.0M |
| Net income | R$2.32B | −R$1.52B | R$1.59B | −R$519.4M | −R$1.36B | R$854.1M | R$803.2M | R$301.2M | −R$108.7M | −R$119.8M |
| EBITDA | R$5.72B | R$6.66B | R$6.13B | R$4.21B | R$1.36B | R$1.59B | R$1.48B | R$765.2M | R$173.7M | R$123.5M |
| Gross margin | 76.2% | 73.4% | 73.8% | 70.4% | 62.6% | 75.7% | 82.1% | 78.9% | 69.8% | 68.5% |
| Operating margin | 51.4% | 46.2% | 46.1% | 38.8% | 20.2% | 43.5% | 55.1% | 45.9% | 33.8% | 31.8% |
| Net margin | 16.4% | −11.9% | 14.0% | −5.8% | −29.7% | 27.0% | 33.6% | 19.7% | −14.7% | −28.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | R$3.34B | R$3.58B | R$3.54B | R$3.57B | R$3.29B | R$3.18B | R$3.49B | R$3.21B | R$2.80B | R$2.65B | R$3.10B | R$2.95B |
| Cost of revenue | R$1.15B | R$989.0M | R$911.5M | R$817.8M | R$850.4M | R$785.8M | R$878.8M | R$859.0M | R$697.4M | R$663.4M | R$802.7M | R$773.5M |
| Gross profit | R$2.19B | R$2.59B | R$2.63B | R$2.75B | R$2.44B | R$2.39B | R$2.61B | R$2.35B | R$2.10B | R$1.98B | R$2.30B | R$2.18B |
| Sales, general & admin | R$813.6M | R$753.6M | R$817.3M | R$760.9M | R$756.1M | R$735.1M | R$852.4M | R$816.5M | R$657.2M | R$657.8M | R$762.6M | R$720.8M |
| Total operating expenses | R$813.6M | R$753.6M | R$817.3M | R$760.9M | R$853.0M | R$822.3M | R$926.7M | R$884.7M | R$721.6M | R$683.6M | R$832.2M | R$781.9M |
| Operating income | R$1.38B | R$1.84B | R$1.81B | R$1.99B | R$1.58B | R$1.57B | R$1.69B | R$1.47B | R$1.38B | R$1.30B | R$1.46B | R$1.40B |
| Interest income | R$250.0M | — | R$185.7M | R$172.7M | R$214.7M | R$189.3M | R$118.7M | R$143.9M | R$118.4M | R$137.3M | R$150.7M | R$187.0M |
| Interest expense | R$641.5M | R$1.10B | R$539.3M | R$545.1M | R$450.3M | R$388.7M | R$318.4M | R$281.0M | R$254.5M | R$915.2M | R$935.5M | R$1.09B |
| Income before taxes | R$489.6M | R$627.0M | R$669.6M | R$800.9M | R$691.3M | R$628.0M | −R$2.82B | R$669.9M | R$641.0M | R$451.4M | R$738.2M | R$503.5M |
| Income taxes | R$39.6M | −R$1.15B | R$59.6M | R$132.7M | R$104.1M | R$116.4M | R$98.6M | R$127.0M | R$141.7M | R$102.0M | R$82.0M | R$92.2M |
| Net income | R$444.6M | R$1.71B | R$500.0M | R$660.1M | R$603.0M | R$516.7M | −R$2.92B | R$539.7M | R$498.3M | R$373.6M | R$651.3M | R$408.8M |
| EBITDA | R$1.55B | R$1.97B | R$1.45B | R$1.58B | R$1.41B | R$1.28B | R$1.90B | R$1.70B | R$1.59B | R$1.42B | R$1.75B | R$1.60B |
| Gross margin | 65.7% | 72.4% | 74.2% | 77.1% | 74.1% | 75.3% | 74.8% | 73.3% | 75.1% | 74.9% | 74.1% | 73.8% |
| Operating margin | 41.3% | 51.3% | 51.2% | 55.7% | 48.2% | 49.4% | 48.3% | 45.7% | 49.2% | 49.1% | 47.2% | 47.3% |
| Net margin | 13.3% | 47.7% | 14.1% | 18.5% | 18.3% | 16.3% | −83.8% | 16.8% | 17.8% | 14.1% | 21.0% | 13.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in Brazilian reais as reported in STNE's financial statements (latest annual report filed April 23, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
STNE financial results
In fiscal year 2025 (ended December 31, 2025), StoneCo reported revenue of R$14.2 billion, up 11.1% from the year before. It had net income of R$2.3 billion, a net profit margin of 16.4%. Over five years revenue grew at an average rate of 34.9% a year. Figures are in Brazilian reais, the currency of its financial statements.
See the STNE stock overview for the latest quote and news, or the STNE chart for price history and technical indicators.
STNE income statement FAQ
What is StoneCo's annual revenue?
StoneCo reported total revenue of R$14.2 billion for fiscal year 2025, which ended on December 31, 2025. That was up 11.1% from R$12.7 billion the previous year.
Is StoneCo profitable?
Yes. StoneCo reported net income of R$2.3 billion in fiscal 2025, a net profit margin of 16.4%; its operating margin was 51.4%.
What is StoneCo's gross margin?
StoneCo's gross margin was 76.2% in fiscal 2025: for every $100 of revenue, StoneCo kept $76 after the direct cost of its products and services.
How fast is StoneCo growing?
Revenue grew 34.9% a year on average over the last five fiscal years, from R$3.2 billion to R$14.2 billion.
When will StoneCo report its next earnings?
StoneCo is expected to report results for the quarter ending September 30, 2026 on November 12, 2026 after the market closes.
When does StoneCo's fiscal year end?
StoneCo's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on April 23, 2026.