Green Dot Corporation (GDOT) Income Statement
GDOT 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsGDOT revenue and net income
Where GDOT's revenue goes
2025Each bar shows an amount and its share of revenue. GDOT kept −4.8% of revenue as net income.
GDOT profit margins
GDOT growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +20.7% | +12.8% | +10.7% | +11.5% |
| Gross profit | −12.1% | −11.0% | −6.8% | +1.9% |
| Operating income | — | −16.4% | +12.9% | −0.7% |
| Net income | — | — | — | — |
| EPS (diluted) | −50.4% | −35.9% | −20.3% | −6.6% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
GDOT quarterly EPS vs estimates
Green Dot beat the analyst EPS estimate in 5 of the last 8 quarters. Next report: November 9, 2026 (estimate $0.01).
GDOT income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.08B | $1.72B | $1.50B | $1.45B | $1.43B | $1.25B | $1.11B | $1.07B | $901.1M | $726.1M |
| Cost of revenue | $1.57B | $1.14B | $880.8M | $725.7M | $654.1M | $527.6M | $399.1M | $407.8M | $361.5M | $276.1M |
| Gross profit | $510.1M | $580.1M | $620.5M | $723.9M | $779.1M | $726.1M | $709.5M | $657.7M | $539.6M | $450.0M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $352.0M | $587.3M | $600.9M | $629.8M | $712.8M | $696.8M | $586.6M | $532.4M | $436.2M | $388.4M |
| Total operating expenses | $454.9M | $581.7M | $597.9M | $629.5M | $712.6M | $696.1M | $586.6M | $527.3M | $430.3M | $386.7M |
| Operating income | $55.2M | −$1.7M | $22.7M | $94.4M | $66.5M | $30.1M | $122.9M | $130.4M | $109.3M | $63.3M |
| Interest income | — | — | — | — | — | — | $1.8M | $23.7M | $11.2M | $7.4M |
| Interest expense | $6.2M | $5.5M | $3.0M | $255,000 | $150,000 | $761,000 | $1.8M | $5.0M | $5.8M | $9.1M |
| Income before taxes | −$97.3M | −$22.5M | $14.6M | $83.9M | $63.7M | $28.1M | $121.1M | $123.8M | $103.5M | $61.6M |
| Income taxes | $1.6M | $4.2M | $7.9M | $19.7M | $16.2M | $5.0M | $21.2M | $5.1M | $17.6M | $20.0M |
| Net income | −$98.9M | −$26.7M | $6.7M | $64.2M | $47.5M | $23.1M | $99.9M | $118.7M | $85.9M | $41.6M |
| EBITDA | $140.7M | $77.5M | $102.6M | $174.7M | $151.1M | $115.4M | $203.2M | $196.7M | $168.0M | $124.0M |
| EPS (diluted) | $0.68 | $1.37 | $1.64 | $2.58 | $2.21 | $2.12 | $2.75 | $3.29 | $2.18 | $1.47 |
| Gross margin | 24.5% | 33.6% | 41.3% | 49.9% | 54.4% | 57.9% | 64.0% | 61.7% | 59.9% | 62.0% |
| Operating margin | 2.7% | −0.1% | 1.5% | 6.5% | 4.6% | 2.4% | 11.1% | 12.2% | 12.1% | 8.7% |
| Net margin | −4.8% | −1.5% | 0.4% | 4.4% | 3.3% | 1.8% | 9.0% | 11.1% | 9.5% | 5.7% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $595.9M | $656.2M | $522.6M | $494.8M | $504.2M | $558.9M | $455.0M | $409.7M | $407.1M | $452.0M | $366.0M | $353.0M |
| Cost of revenue | $477.5M | $457.6M | $405.1M | $374.3M | $358.7M | $371.9M | $317.7M | $291.6M | $270.5M | $263.9M | $225.2M | $221.8M |
| Gross profit | $118.4M | $198.6M | $117.5M | $120.5M | $145.5M | $187.0M | $137.3M | $118.1M | $136.6M | $188.0M | $140.9M | $131.2M |
| Sales, general & admin | $93.5M | $93.4M | $144.5M | $135.0M | $133.7M | $86.9M | $124.1M | $122.7M | $161.5M | $178.9M | $168.0M | $138.3M |
| Total operating expenses | $113.5M | $127.7M | $144.5M | $153.4M | $132.1M | $126.2M | $122.9M | $121.1M | $160.3M | $177.5M | $167.1M | $138.1M |
| Operating income | $4.9M | $70.9M | −$27.0M | −$32.8M | $13.4M | $60.7M | $14.4M | −$2.9M | −$23.7M | $10.6M | −$26.3M | −$6.8M |
| Interest expense | $1.6M | $1.6M | $1.6M | $1.6M | $1.6M | $1.4M | $1.2M | $1.6M | $1.3M | $1.5M | $906,000 | $239,000 |
| Income before taxes | −$2.4M | $67.6M | −$32.3M | −$35.7M | −$62.9M | $33.7M | $7.9M | −$8.2M | −$29.5M | $7.3M | −$26.1M | −$7.9M |
| Income taxes | −$268,000 | $13.9M | $14.5M | −$4.9M | −$15.9M | $7.9M | $2.8M | −$374,000 | −$754,000 | $2.5M | −$2.5M | −$1.6M |
| Net income | −$2.1M | $53.8M | −$46.8M | −$30.8M | −$47.0M | $25.8M | $5.1M | −$7.8M | −$28.7M | $4.8M | −$23.6M | −$6.3M |
| EBITDA | $28.7M | $94.1M | −$4.6M | $7.0M | $33.0M | $79.7M | $33.8M | $16.2M | −$3.7M | $31.2M | −$5.1M | $13.3M |
| EPS (diluted) | $0.21 | $1.12 | −$0.84 | $0.06 | $0.40 | $1.06 | $0.40 | $0.13 | $0.25 | $0.59 | $0.14 | $0.14 |
| Gross margin | 19.9% | 30.3% | 22.5% | 24.4% | 28.9% | 33.5% | 30.2% | 28.8% | 33.6% | 41.6% | 38.5% | 37.2% |
| Operating margin | 0.8% | 10.8% | −5.2% | −6.6% | 2.7% | 10.9% | 3.2% | −0.7% | −5.8% | 2.3% | −7.2% | −1.9% |
| Net margin | −0.4% | 8.2% | −9.0% | −6.2% | −9.3% | 4.6% | 1.1% | −1.9% | −7.1% | 1.1% | −6.4% | −1.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in GDOT's financial statements (latest annual report filed March 16, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
GDOT financial results
In fiscal year 2025 (ended December 31, 2025), Green Dot reported revenue of $2.1 billion, up 20.7% from the year before. It had a net loss of $98.9 million, a net profit margin of −4.8%. Diluted earnings per share came to $0.68. Over five years revenue grew at an average rate of 10.7% a year.
See the GDOT stock overview for the latest quote and news, or the GDOT chart for price history and technical indicators.
GDOT income statement FAQ
What is Green Dot's annual revenue?
Green Dot reported total revenue of $2.1 billion for fiscal year 2025, which ended on December 31, 2025. That was up 20.7% from $1.7 billion the previous year.
Is Green Dot profitable?
No. Green Dot reported a net loss of $98.9 million in fiscal 2025, a net profit margin of −4.8%; its operating margin was 2.7%.
What is Green Dot's gross margin?
Green Dot's gross margin was 24.5% in fiscal 2025: for every $100 of revenue, Green Dot kept $25 after the direct cost of its products and services.
How fast is Green Dot growing?
Revenue grew 10.7% a year on average over the last five fiscal years, from $1.3 billion to $2.1 billion.
What are Green Dot's earnings per share?
Green Dot earned $0.68 per diluted share in fiscal 2025, compared with $1.37 a year earlier.
When will Green Dot report its next earnings?
Green Dot is expected to report results for the quarter ending September 30, 2026 on November 9, 2026 after the market closes.
When does Green Dot's fiscal year end?
Green Dot's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 16, 2026.