Green Dot Corporation (GDOT) Balance Sheet
GDOT balance sheet, 2025
December 31, 2025 · U.S. dollars$5.99B assets = $5.09B liabilities + $890.2M equity
Both columns are drawn to the same scale: what GDOT owns equals what it owes plus shareholders’ equity. Hover a block for its value.
GDOT financial health
Descriptive bands, not a rating. Fiscal 2025.
GDOT balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $1.74B2016 | $5.99B2025 | +14.7%/yr | |
| Total liabilities | $1.06B2016 | $5.09B2025 | +19.1%/yr | |
| Shareholders’ equity | $683.7M2016 | $890.2M2025 | +3.0%/yr | |
| Cash & short-term investments | $779.4M2016 | $1.42B2025 | +6.9%/yr | |
| Total debt | $100.7M2016 | $65.5M2025 | −4.7%/yr | |
| Net cash (debt) | $678.7M2016 | $1.36B2025 | +$677.5M | |
| Working capital | $52.6M2016 | −$2.39B2025 | −$2.4B | |
| Book value per share | $13.462016 | $16.162025 | +2.1%/yr | |
| Current ratio | 1.052016 | 0.522025 | −0.53 | |
| Debt / equity | 0.152016 | 0.072025 | −0.07 | |
| Shares outstanding | 50.8M2016 | 55.1M2025 | +0.9%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
GDOT assets
GDOT liabilities and equity
GDOT debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
GDOT balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $1.42B | $1.62B | $716.1M | $813.9M | $1.32B | $1.49B | $1.07B | $1.11B | $931.1M | $779.4M |
| Cash & equivalents | $1.42B | $1.59B | $682.3M | $813.9M | $1.32B | $1.49B | $1.06B | $1.09B | $919.2M | $732.7M |
| Short-term investments | $0 | $24.2M | $33.9M | $0 | — | $971.0M | $10.0M | $20.0M | $11.9M | $46.7M |
| Receivables | $197.2M | $85.4M | $68.2M | $45.5M | $61.1M | $46.3M | $60.4M | $30.1M | $26.5M | $36.0M |
| Inventory | $0 | $0 | $4.2M | $5.9M | $84.7M | $71.6M | $68.9M | $77.1M | $137.9M | $44.3M |
| Other current assets | $1.02B | $726.2M | $849.4M | $600.5M | $341.0M | $803.7M | $239.2M | $154.0M | $225.6M | $153.8M |
| Total current assets | $2.64B | $2.43B | $1.64B | $1.47B | $1.81B | $2.41B | $1.44B | $1.38B | $1.32B | $1.01B |
| Property, plant & equipment (net) | $199.4M | $199.2M | $184.7M | $168.5M | $146.3M | $146.5M | $171.8M | $120.3M | $97.3M | $82.6M |
| Goodwill & intangible assets | $374.4M | $397.9M | $420.5M | $445.1M | $466.9M | $491.8M | $521.0M | $551.1M | $582.4M | $451.1M |
| Long-term investments | $2.47B | $2.01B | $2.20B | $2.36B | $2.12B | $992.0M | $288.8M | $202.6M | $160.2M | $167.8M |
| Other non-current assets | $303.2M | $400.3M | $370.9M | $346.0M | $187.6M | $71.6M | $36.9M | $37.2M | $36.5M | $25.4M |
| Total assets | $5.99B | $5.43B | $4.82B | $4.79B | $4.73B | $4.12B | $2.46B | $2.29B | $2.20B | $1.74B |
| Liabilities | ||||||||||
| Accounts payable | $114.7M | $103.8M | $119.9M | $113.9M | $51.4M | $34.8M | $37.9M | $38.6M | $34.9M | $22.9M |
| Short-term debt | $325,000 | $2.4M | $64.4M | $3.2M | $6.9M | $8.4M | $43.8M | $58.7M | $20.9M | $21.0M |
| Deferred revenue | $289.2M | $242.9M | $320.6M | $243.3M | $153.1M | $124.0M | $97.7M | $93.0M | $126.2M | $71.0M |
| Total current liabilities | $5.03B | $4.50B | $3.95B | $3.96B | $3.64B | $3.08B | $1.48B | $1.34B | $1.34B | $960.8M |
| Long-term debt | $63.5M | $48.5M | $0 | $35.0M | $0 | $0 | $35.0M | $0 | $58.7M | $79.7M |
| Lease obligations | $1.9M | $11.1M | $6.1M | $8.4M | $15.1M | $24.6M | $33.2M | — | — | — |
| Other long-term liabilities | $1.9M | $9.7M | $4.6M | $11.0M | $11.7M | $27.9M | $18.1M | $40.0M | $38.3M | $16.1M |
| Total liabilities | $5.09B | $4.56B | $3.96B | $4.01B | $3.65B | $3.11B | $1.53B | $1.38B | $1.43B | $1.06B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $56,000 | $55,000 | $53,000 | $52,000 | $55,000 | $54,000 | $52,000 | $53,000 | $51,000 | $51,000 |
| Retained earnings (deficit) | $644.7M | $743.6M | $770.3M | $763.6M | $699.4M | $651.9M | $629.0M | $529.1M | $410.4M | $325.7M |
| Treasury stock | — | — | — | — | — | — | — | — | $0 | $0 |
| Accumulated other comprehensive income | −$182.0M | −$278.1M | −$287.0M | −$322.7M | −$29.8M | $3.4M | $2.0M | −$137,000 | −$730,000 | −$181,000 |
| Minority interest | — | — | — | — | — | — | — | — | $0 | $0 |
| Total shareholders' equity | $890.2M | $873.6M | $859.4M | $781.5M | $1.07B | $1.01B | $927.4M | $909.8M | $764.5M | $683.7M |
| Key figures | ||||||||||
| Total debt | $65.5M | $59.6M | $67.1M | $43.4M | $15.1M | $24.8M | $78.8M | $58.7M | $79.6M | $100.7M |
| Net cash (debt) | $1.36B | $1.56B | $649.1M | $770.5M | $1.31B | $1.47B | $994.7M | $1.06B | $851.5M | $678.7M |
| Working capital | −$2.39B | −$2.07B | −$2.32B | −$2.50B | −$1.83B | −$664.1M | −$38.1M | $38.6M | −$14.8M | $52.6M |
| Tangible book value | $515.8M | $475.6M | $438.9M | $336.4M | $603.7M | $518.1M | $406.4M | $358.7M | $182.2M | $232.7M |
| Book value per share | $16.16 | $16.32 | $16.37 | $14.51 | $19.39 | $18.81 | $17.45 | $16.70 | $14.37 | $13.46 |
| Shares outstanding | 55.1M | 53.5M | 52.5M | 53.9M | 55.2M | 53.7M | 53.1M | 54.5M | 53.2M | 50.8M |
| Current ratio | 0.52 | 0.54 | 0.41 | 0.37 | 0.50 | 0.78 | 0.97 | 1.03 | 0.99 | 1.05 |
| Quick ratio | 0.32 | 0.38 | 0.20 | 0.22 | 0.38 | 0.50 | 0.77 | 0.86 | 0.72 | 0.85 |
| Debt / equity | 0.07 | 0.07 | 0.08 | 0.06 | 0.01 | 0.02 | 0.08 | 0.06 | 0.10 | 0.15 |
| Equity / assets | 14.9% | 16.1% | 17.8% | 16.3% | 22.7% | 24.5% | 37.7% | 39.8% | 34.8% | 39.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $1.14B | $1.65B | $1.42B | $1.64B | $2.31B | $1.87B | $1.62B | $1.50B | $1.38B | $1.18B | $716.1M | $751.0M |
| Cash & equivalents | $1.14B | $1.65B | $1.42B | $1.64B | $2.31B | $1.77B | $1.59B | $1.45B | $1.32B | $1.12B | $682.3M | $711.4M |
| Short-term investments | — | — | $0 | $0 | $0 | $102.0M | $24.2M | $43.3M | $62.3M | $60.1M | $33.9M | $39.6M |
| Receivables | $139.4M | $196.3M | $139.3M | $158.5M | $110.5M | $124.1M | $85.4M | $86.0M | $73.8M | $86.2M | $68.2M | $66.0M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $4.0M |
| Other current assets | $1.03B | $986.9M | $1.08B | $773.7M | $731.9M | $747.3M | $726.2M | $636.6M | $971.7M | $959.3M | $853.6M | $718.9M |
| Total current assets | $2.32B | $2.83B | $2.64B | $2.57B | $3.15B | $2.75B | $2.43B | $2.22B | $2.42B | $2.22B | $1.64B | $1.54B |
| Property, plant & equipment (net) | $201.1M | $200.0M | $199.4M | $203.6M | $207.6M | $204.7M | $199.2M | $185.2M | $179.1M | $179.7M | $184.7M | $180.6M |
| Goodwill & intangible assets | $363.3M | $738.0M | $374.4M | $380.5M | $385.9M | $392.1M | $397.9M | $403.3M | $407.9M | $414.1M | $420.5M | $425.9M |
| Long-term investments | $3.03B | $2.97B | $2.47B | $2.33B | $1.54B | $2.00B | $2.01B | $2.12B | $2.07B | $2.12B | $2.20B | $2.14B |
| Other non-current assets | $277.1M | $0 | $303.2M | $287.3M | $297.3M | $382.6M | $400.3M | $356.7M | $438.0M | $383.9M | $370.9M | $382.0M |
| Total assets | $6.19B | $6.65B | $5.99B | $5.77B | $5.58B | $5.73B | $5.43B | $5.29B | $5.52B | $5.32B | $4.82B | $4.66B |
| Liabilities | ||||||||||||
| Accounts payable | $59.0M | $101.4M | $114.7M | $107.1M | $111.6M | $116.4M | $103.8M | $95.0M | $99.5M | $107.8M | $119.9M | $109.4M |
| Short-term debt | $356,000 | $500.4M | $325,000 | $1.4M | $2.9M | $2.3M | $2.4M | $2.1M | $64.7M | $48.4M | $64.4M | $3.5M |
| Deferred revenue | $4.3M | $299.0M | $289.2M | $252.0M | $236.0M | $239.7M | $242.9M | $222.8M | $374.7M | $362.2M | $320.6M | $368.4M |
| Total current liabilities | $5.19B | $5.64B | $5.03B | $4.79B | $4.59B | $4.71B | $4.50B | $4.31B | $4.64B | $4.45B | $3.95B | $3.82B |
| Long-term debt | $63.7M | $63.6M | $63.5M | $63.4M | $63.3M | $63.2M | $48.5M | $43.7M | $0 | $0 | $0 | $27.0M |
| Lease obligations | $1.8M | $1.9M | $1.9M | $3.1M | $10.0M | $10.1M | $11.1M | $4.2M | $4.3M | $5.2M | $6.1M | $6.8M |
| Other long-term liabilities | $1.5M | $1.7M | $1.9M | $2.1M | $7.8M | $8.7M | $9.7M | $3.3M | $3.1M | $3.5M | $4.6M | $25.1M |
| Total liabilities | $5.25B | $5.71B | $5.09B | $4.85B | $4.66B | $4.78B | $4.56B | $4.35B | $4.65B | $4.45B | $3.96B | $3.87B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $57,000 | $57,000 | $56,000 | $56,000 | $55,000 | $55,000 | $55,000 | $54,000 | $54,000 | $53,000 | $53,000 | $52,000 |
| Retained earnings (deficit) | $696.4M | $698.5M | $644.7M | $691.6M | $722.4M | $769.4M | $743.6M | $738.5M | $746.3M | $775.1M | $770.3M | $793.9M |
| Accumulated other comprehensive income | −$188.0M | −$186.0M | −$182.0M | −$200.2M | −$218.3M | −$230.4M | −$278.1M | −$207.1M | −$269.3M | −$287.7M | −$287.0M | −$367.1M |
| Total shareholders' equity | $939.4M | $940.5M | $890.2M | $913.3M | $920.9M | $947.7M | $873.6M | $932.2M | $870.0M | $870.6M | $859.4M | $795.1M |
| Key figures | ||||||||||||
| Total debt | $65.5M | $565.5M | $65.5M | $66.5M | $73.4M | $73.4M | $59.6M | $47.9M | $66.3M | $50.2M | $67.1M | $34.0M |
| Net cash (debt) | $1.08B | $1.08B | $1.36B | $1.57B | $2.24B | $1.80B | $1.56B | $1.45B | $1.31B | $1.13B | $649.1M | $717.0M |
| Working capital | −$2.87B | −$2.82B | −$2.39B | −$2.22B | −$1.44B | −$1.96B | −$2.07B | −$2.09B | −$2.22B | −$2.22B | −$2.32B | −$2.28B |
| Tangible book value | $576.1M | $202.5M | $515.8M | $532.8M | $534.9M | $555.6M | $475.6M | $529.0M | $462.0M | $456.6M | $438.9M | $369.3M |
| Book value per share | $16.18 | $16.21 | $16.04 | $16.49 | $16.70 | $17.14 | $16.32 | $17.35 | $16.28 | $16.34 | $16.33 | $15.18 |
| Shares outstanding | 58.0M | 58.0M | 55.5M | 55.4M | 55.1M | 55.3M | 53.5M | 53.7M | 53.5M | 53.3M | 52.6M | 52.4M |
| Current ratio | 0.45 | 0.50 | 0.52 | 0.54 | 0.69 | 0.58 | 0.54 | 0.52 | 0.52 | 0.50 | 0.41 | 0.40 |
| Quick ratio | 0.25 | 0.33 | 0.31 | 0.38 | 0.53 | 0.42 | 0.38 | 0.37 | 0.31 | 0.28 | 0.20 | 0.21 |
| Debt / equity | 0.07 | 0.60 | 0.07 | 0.07 | 0.08 | 0.08 | 0.07 | 0.05 | 0.08 | 0.06 | 0.08 | 0.04 |
| Equity / assets | 15.2% | 14.1% | 14.9% | 15.8% | 16.5% | 16.5% | 16.1% | 17.6% | 15.8% | 16.4% | 17.8% | 17.0% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed March 16, 2026); data from EODHD.
GDOT financial position
At the end of fiscal 2025 (December 31, 2025), Green Dot had total assets of $6.0 billion (up 10.1% from a year earlier), total liabilities of $5.1 billion and shareholders' equity of $890.2 million. It held $1.4 billion in cash and short-term investments against $65.5 million of debt, a net cash position of $1.4 billion. Its current ratio was 0.52. In the latest quarter (ended June 30, 2026) total assets were $6.2 billion and equity $939.4 million.
Related: GDOT income statement, GDOT cash flow statement, GDOT key metrics. See the GDOT stock overview for the latest quote and news.
GDOT balance sheet FAQ
What are Green Dot's total assets?
Green Dot reported total assets of $6.0 billion at the end of fiscal 2025 (December 31, 2025), compared with $5.4 billion a year earlier.
How much debt does Green Dot have?
Green Dot had $65.5 million of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.07.
How much cash does Green Dot have?
Green Dot held $1.4 billion in cash and short-term investments at the end of fiscal 2025; with $65.5 million of debt that is net cash of $1.4 billion.
What is Green Dot's book value?
Green Dot's shareholders' equity (book value) was $890.2 million at the end of fiscal 2025, or $16.16 per share.
What is Green Dot's current ratio?
Green Dot had current assets of $2.6 billion and current liabilities of $5.0 billion, a current ratio of 0.52 (current liabilities exceed current assets).
How much goodwill does Green Dot have?
Green Dot carried $374.4 million of goodwill and intangible assets, 6.3% of total assets, at the end of fiscal 2025.