FirstCash Holdings, Inc (FCFS) Income Statement
FCFS 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsFCFS revenue and net income
Where FCFS's revenue goes
2025Each bar shows an amount and its share of revenue. FCFS kept 9.0% of revenue as net income.
FCFS profit margins
FCFS growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +8.0% | +10.3% | +17.5% | +17.9% |
| Gross profit | +16.1% | +14.4% | +15.7% | +17.1% |
| Operating income | +24.8% | +25.6% | +23.5% | +17.3% |
| Net income | +27.6% | +9.2% | +25.4% | +18.5% |
| EPS (diluted) | +30.6% | +18.9% | +23.8% | +13.9% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
FCFS quarterly EPS vs estimates
FirstCash beat the analyst EPS estimate in 8 of the last 8 quarters. Next report: October 22, 2026 (estimate $2.64).
FCFS income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.66B | $3.39B | $3.15B | $2.73B | $1.70B | $1.63B | $1.86B | $1.78B | $1.78B | $1.09B |
| Cost of revenue | $1.77B | $1.76B | $1.64B | $1.46B | $779.8M | $720.1M | $846.1M | $814.1M | $832.3M | $483.6M |
| Gross profit | $1.89B | $1.63B | $1.51B | $1.26B | $919.2M | $911.1M | $1.02B | $966.8M | $947.5M | $604.8M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $1.17B | $173.2M | $190.3M | $152.0M | $112.3M | $112.0M | $123.5M | $121.4M | $124.3M | $96.5M |
| Total operating expenses | $1.33B | $1.18B | $1.12B | $980.7M | $722.0M | $715.2M | $759.8M | $726.3M | $729.9M | $455.5M |
| Operating income | $562.2M | $450.4M | $389.6M | $283.9M | $197.2M | $195.9M | $258.6M | $240.4M | $217.6M | $149.3M |
| Interest income | $2.9M | $1.9M | $1.5M | $1.3M | $696,000 | $1.5M | $1.1M | $2.4M | $1.6M | $751,000 |
| Interest expense | $121.3M | $105.2M | $93.2M | $70.7M | $32.4M | $29.3M | $34.0M | $29.2M | $24.0M | $20.3M |
| Income before taxes | $447.6M | $342.8M | $292.8M | $323.6M | $166.5M | $143.7M | $224.6M | $205.3M | $172.3M | $93.4M |
| Income taxes | $117.2M | $84.0M | $73.5M | $70.1M | $41.6M | $37.1M | $60.0M | $52.1M | $28.4M | $33.3M |
| Net income | $330.4M | $258.8M | $219.3M | $253.5M | $124.9M | $106.6M | $164.6M | $153.2M | $143.9M | $60.1M |
| EBITDA | $999.8M | $986.2M | $906.7M | $851.7M | $257.6M | $215.1M | $300.6M | $277.2M | $251.6M | $145.6M |
| EPS (diluted) | $8.76 | $6.71 | $6.07 | $5.21 | $3.92 | $3.01 | $3.89 | $3.53 | $2.75 | $2.34 |
| Gross margin | 51.7% | 48.1% | 47.8% | 46.3% | 54.1% | 55.9% | 54.6% | 54.3% | 53.2% | 55.6% |
| Operating margin | 15.4% | 13.3% | 12.4% | 10.4% | 11.6% | 12.0% | 13.9% | 13.5% | 12.2% | 13.7% |
| Net margin | 9.0% | 7.6% | 7.0% | 9.3% | 7.4% | 6.5% | 8.8% | 8.6% | 8.1% | 5.5% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.07B | $1.05B | $1.06B | $935.6M | $830.6M | $836.4M | $883.8M | $837.3M | $831.0M | $836.4M | $852.1M | $786.3M |
| Cost of revenue | $573.5M | $540.8M | $528.5M | $461.9M | $417.8M | $412.2M | $450.1M | $380.1M | $462.2M | $466.6M | $434.5M | $397.7M |
| Gross profit | $501.2M | $510.9M | $529.9M | $473.7M | $412.8M | $424.2M | $433.7M | $457.2M | $368.9M | $369.8M | $417.6M | $388.6M |
| Sales, general & admin | — | $65.8M | $326.3M | $273.4M | $59.3M | $263.1M | $43.6M | $267.2M | $273.9M | $264.2M | $56.2M | $45.1M |
| Total operating expenses | $334.6M | $335.2M | $357.7M | $324.4M | $307.6M | $288.6M | $296.6M | $344.4M | $273.9M | $264.2M | $296.3M | $283.9M |
| Operating income | $166.7M | $175.7M | $172.1M | $149.3M | $105.2M | $135.6M | $137.1M | $112.8M | $94.9M | $105.6M | $121.3M | $104.7M |
| Interest income | — | $227,000 | $271,000 | $908,000 | $527,000 | $1.2M | $528,000 | $403,000 | $261,000 | $743,000 | $216,000 | $328,000 |
| Interest expense | $35.7M | $34.5M | $35.3M | $32.2M | $26.3M | $27.5M | $27.2M | $27.4M | $25.2M | $25.4M | $26.6M | $24.7M |
| Income before taxes | $127.0M | $145.1M | $142.8M | $112.5M | $81.1M | $111.2M | $109.5M | $85.2M | $66.2M | $81.9M | $91.5M | $77.6M |
| Income taxes | $33.5M | $37.4M | $38.6M | $29.7M | $21.3M | $27.6M | $26.0M | $20.4M | $17.1M | $20.5M | $21.9M | $20.5M |
| Net income | $93.5M | $107.7M | $104.2M | $82.8M | $59.8M | $83.6M | $83.5M | $64.8M | $49.1M | $61.4M | $69.6M | $57.1M |
| EBITDA | $270.8M | $292.2M | $285.5M | $249.8M | $217.1M | $253.0M | $261.1M | $243.5M | $228.1M | $253.6M | $249.3M | $233.4M |
| EPS (diluted) | $2.50 | $2.69 | $2.64 | $2.26 | $1.79 | $2.07 | $2.12 | $1.67 | $1.37 | $1.55 | $2.04 | $1.56 |
| Gross margin | 46.6% | 48.6% | 50.1% | 50.6% | 49.7% | 50.7% | 49.1% | 54.6% | 44.4% | 44.2% | 49.0% | 49.4% |
| Operating margin | 15.5% | 16.7% | 16.3% | 16.0% | 12.7% | 16.2% | 15.5% | 13.5% | 11.4% | 12.6% | 14.2% | 13.3% |
| Net margin | 8.7% | 10.2% | 9.8% | 8.9% | 7.2% | 10.0% | 9.5% | 7.7% | 5.9% | 7.3% | 8.2% | 7.3% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in FCFS's financial statements (latest annual report filed February 9, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
FCFS financial results
In fiscal year 2025 (ended December 31, 2025), FirstCash reported revenue of $3.7 billion, up 8.0% from the year before. It had net income of $330.4 million (up 27.6%), a net profit margin of 9.0%. Diluted earnings per share came to $8.76. Over five years revenue grew at an average rate of 17.5% a year.
See the FCFS stock overview for the latest quote and news, or the FCFS chart for price history and technical indicators.
FCFS income statement FAQ
What is FirstCash's annual revenue?
FirstCash reported total revenue of $3.7 billion for fiscal year 2025, which ended on December 31, 2025. That was up 8.0% from $3.4 billion the previous year.
Is FirstCash profitable?
Yes. FirstCash reported net income of $330.4 million in fiscal 2025, a net profit margin of 9.0%; its operating margin was 15.4%.
What is FirstCash's gross margin?
FirstCash's gross margin was 51.7% in fiscal 2025: for every $100 of revenue, FirstCash kept $52 after the direct cost of its products and services.
How fast is FirstCash growing?
Revenue grew 17.5% a year on average over the last five fiscal years, from $1.6 billion to $3.7 billion.
What are FirstCash's earnings per share?
FirstCash earned $8.76 per diluted share in fiscal 2025, compared with $6.71 a year earlier.
When will FirstCash report its next earnings?
FirstCash is expected to report results for the quarter ending September 30, 2026 on October 22, 2026 before the market opens.
When does FirstCash's fiscal year end?
FirstCash's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 9, 2026.