Oxbridge Re Holdings Limited (OXBR) Balance Sheet
OXBR balance sheet, 2025
December 31, 2025 · U.S. dollars$8.1M assets = $1.6M liabilities + $6.5M equity
Both columns are drawn to the same scale: what OXBR owns equals what it owes plus shareholders’ equity. Hover a block for its value.
OXBR financial health
Descriptive bands, not a rating. Fiscal 2025.
OXBR balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $51.0M2016 | $8.1M2025 | −18.5%/yr | |
| Total liabilities | $13.8M2016 | $1.6M2025 | −21.5%/yr | |
| Shareholders’ equity | $37.2M2016 | $6.4M2025 | −17.7%/yr | |
| Cash & short-term investments | $23.2M2016 | $7.0M2025 | −12.5%/yr | |
| Total debt | $733,0002019 | $161,0002025 | −22.3%/yr | |
| Net cash (debt) | $5.2M2019 | $6.8M2025 | +$1.6M | |
| Working capital | $16.1M2016 | $5.6M2025 | −$10.5M | |
| Book value per share | $6.172016 | $0.872025 | −19.6%/yr | |
| Debt / equity | 0.092019 | 0.032025 | −0.07 | |
| Shares outstanding | 6.0M2016 | 7.4M2025 | +2.3%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
OXBR assets
OXBR liabilities and equity
OXBR debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
OXBR balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $7.0M | $2.1M | $495,000 | $1.2M | $3.5M | $5.6M | $6.0M | $9.1M | $14.2M | $23.2M |
| Cash & equivalents | $7.0M | $2.1M | $495,000 | $1.2M | $3.5M | $5.6M | $6.0M | $8.1M | $7.8M | $12.2M |
| Short-term investments | — | $3.8M | −$3.2M | $11.4M | $11.2M | — | $0 | $993,000 | $6.5M | $11.0M |
| Receivables | $766,000 | $1.1M | $977,000 | $327,000 | $289,000 | $465,000 | $518,000 | $15,000 | $3.8M | $4.1M |
| Inventory | $0 | $0 | −$1.5M | $6.8M | −$5.7M | −$7.9M | −$8.5M | −$11.3M | −$24.2M | −$53.8M |
| Other current assets | $0 | $0 | $5.4M | $4.3M | $5.7M | $7.9M | $8.5M | $11.3M | $17.7M | $42.8M |
| Total current assets | $7.0M | $3.2M | $5.4M | $12.6M | $3.8M | $6.0M | $6.5M | $9.1M | $11.6M | $16.3M |
| Property, plant & equipment (net) | $59,000 | $149,000 | $13,000 | $49,000 | $144,000 | $235,000 | $142,000 | $18,000 | $36,000 | $54,000 |
| Goodwill & intangible assets | $102,000 | $109,000 | $101,000 | $0 | $38,000 | $45,000 | $48,000 | $0 | $48,000 | $88,000 |
| Long-term investments | $0 | $161,000 | $3.2M | $12.1M | $577,000 | $787,000 | $704,000 | $1.2M | $39,000 | $48,000 |
| Other non-current assets | $916,000 | $3.9M | $0 | $0 | $13.1M | $2.0M | $2.1M | $2.3M | $9.7M | $34.5M |
| Total assets | $8.1M | $7.5M | $8.3M | $16.6M | $17.7M | $9.1M | $9.5M | $12.6M | $21.4M | $51.0M |
| Liabilities | ||||||||||
| Accounts payable | $309,000 | $366,000 | $356,000 | $294,000 | $337,000 | $209,000 | $279,000 | $139,000 | $106,000 | $204,000 |
| Short-term debt | — | — | — | $260,000 | $216,000 | $216,000 | — | — | — | — |
| Total current liabilities | $1.4M | $1.7M | $356,000 | $260,000 | $337,000 | $209,000 | $279,000 | $139,000 | $106,000 | $204,000 |
| Long-term debt | $118,000 | $118,000 | $118,000 | $216,000 | $216,000 | $216,000 | $600,000 | $0 | $0 | $0 |
| Lease obligations | $43,000 | $148,000 | $9,000 | $44,000 | $135,000 | $222,000 | $133,000 | — | — | — |
| Other long-term liabilities | $43,000 | $3.2M | $2.8M | $1.2M | $135,000 | $222,000 | $133,000 | $4.2M | $7.5M | $13.8M |
| Total liabilities | $1.6M | $3.4M | $2.9M | $1.6M | $1.0M | $1.1M | $1.5M | $4.2M | $7.5M | $13.8M |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 |
| Retained earnings (deficit) | −$32.1M | −$30.2M | −$27.4M | −$17.5M | −$15.7M | −$24.3M | −$24.2M | −$23.9M | −$18.1M | $4.5M |
| Treasury stock | — | — | — | — | — | — | — | — | $0 | $0 |
| Accumulated other comprehensive income | — | — | — | — | $0 | — | — | $2,000 | −$39,000 | −$411,000 |
| Minority interest | $59,000 | $162,000 | $0 | — | — | — | — | — | $0 | $0 |
| Total shareholders' equity | $6.4M | $3.9M | $5.3M | $15.0M | $16.7M | $8.0M | $8.0M | $8.3M | $13.9M | $37.2M |
| Key figures | ||||||||||
| Total debt | $161,000 | $266,000 | $127,000 | $260,000 | $351,000 | $438,000 | $733,000 | — | — | — |
| Net cash (debt) | $6.8M | $1.9M | $368,000 | $947,000 | $3.2M | $5.1M | $5.2M | — | — | — |
| Working capital | $5.6M | $1.5M | $5.0M | $12.4M | $3.5M | $5.8M | $6.2M | $8.9M | $11.5M | $16.1M |
| Tangible book value | $6.3M | $3.8M | $5.2M | $15.0M | $16.6M | $8.0M | $8.0M | $8.3M | $13.9M | $37.1M |
| Book value per share | $0.87 | $0.65 | $0.91 | $2.60 | $2.90 | $1.40 | $1.40 | $1.45 | $2.40 | $6.17 |
| Shares outstanding | 7.4M | 6.1M | 5.9M | 5.8M | 5.7M | 5.7M | 5.7M | 5.7M | 5.8M | 6.0M |
| Current ratio | 4.99 | 1.84 | 15.11 | 48.58 | 11.32 | 28.84 | 23.23 | 65.34 | 109.43 | 80.04 |
| Quick ratio | 5.53 | 1.84 | 4.13 | 5.90 | 11.32 | 28.84 | 23.23 | 65.34 | 170.46 | 133.92 |
| Debt / equity | 0.03 | 0.07 | 0.02 | 0.02 | 0.02 | 0.05 | 0.09 | — | — | — |
| Equity / assets | 79.9% | 52.9% | 64.6% | 90.2% | 94.1% | 88.4% | 84.7% | 66.2% | 65.1% | 72.9% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $7.8M | $8.2M | $268,000 | $726,000 | $3.9M | $5.0M | $2.1M | $1.4M | $3.6M | $532,000 | $495,000 | $1.8M |
| Cash & equivalents | $7.8M | $8.2M | $268,000 | $726,000 | $3.9M | $5.0M | $2.1M | $1.4M | $3.6M | $532,000 | $495,000 | $1.8M |
| Short-term investments | — | — | — | — | — | — | — | $3.4M | −$391,000 | −$3.8M | −$3.2M | $100,000 |
| Receivables | $307,000 | $230,000 | $766,000 | $1.2M | $2.0M | $223,000 | $1.1M | $1.4M | $2.2M | $552,000 | $977,000 | $1.5M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$5.8M | −$1.1M | −$1.5M | −$5.3M |
| Other current assets | $0 | $0 | $6.7M | $6.5M | $2.8M | $0 | $0 | $2.0M | $3.6M | $4.9M | $5.4M | $5.3M |
| Total current assets | $7.8M | $8.2M | $7.7M | $8.4M | $8.6M | $5.2M | $3.2M | $4.8M | $3.6M | $4.9M | $5.4M | $3.3M |
| Property, plant & equipment (net) | $76,000 | $104,000 | $59,000 | $71,000 | $97,000 | $123,000 | $149,000 | $101,000 | $126,000 | $150,000 | $13,000 | $40,000 |
| Goodwill & intangible assets | $0 | $41,000 | $102,000 | $163,000 | $224,000 | $44,000 | $109,000 | $175,000 | $240,000 | $40,000 | $101,000 | $161,000 |
| Long-term investments | $0 | $0 | $0 | $115,000 | $104,000 | $116,000 | $161,000 | $726,000 | $1.2M | $2.1M | $3.2M | $5.6M |
| Other non-current assets | $12.5M | $404,000 | $150,000 | $118,000 | $117,000 | $4.8M | $3.9M | $1.5M | $2.7M | $135,000 | $0 | $2.0M |
| Total assets | $20.4M | $8.7M | $8.1M | $8.9M | $9.2M | $10.3M | $7.5M | $7.3M | $7.8M | $7.3M | $8.3M | $11.2M |
| Liabilities | ||||||||||||
| Accounts payable | $329,000 | $381,000 | $309,000 | — | — | — | $366,000 | — | — | — | $356,000 | — |
| Short-term debt | $58,000 | $1.0M | — | — | $96,000 | $86,000 | — | $27,000 | $53,000 | — | — | $26,000 |
| Deferred revenue | — | — | $926,000 | $1.5M | $2.0M | — | — | — | — | — | — | — |
| Total current liabilities | — | — | $1.4M | $1.5M | $2.2M | — | — | — | $1.3M | $1.9M | $356,000 | $26,000 |
| Long-term debt | $118,000 | $1.1M | $118,000 | $118,000 | $118,000 | $118,000 | $118,000 | $1.6M | $1.4M | $2.0M | $118,000 | $118,000 |
| Lease obligations | $62,000 | $89,000 | $43,000 | $70,000 | $96,000 | $122,000 | $148,000 | $100,000 | $124,000 | $148,000 | $9,000 | $35,000 |
| Other long-term liabilities | $902,000 | $1.0M | $43,000 | $381,000 | $355,000 | $2.9M | $3.2M | $2.1M | $2.7M | $0 | $2.8M | $35,000 |
| Total liabilities | $1.0M | $2.1M | $1.6M | $2.0M | $2.7M | $3.0M | $3.4M | $3.7M | $4.0M | $2.8M | $2.9M | $3.2M |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 | $6,000 |
| Retained earnings (deficit) | −$31.9M | −$32.1M | −$32.1M | −$32.3M | −$32.1M | −$30.3M | −$30.2M | −$29.7M | −$29.1M | −$28.3M | −$27.4M | −$24.7M |
| Accumulated other comprehensive income | — | — | — | — | — | — | — | — | — | — | — | $0 |
| Minority interest | $188,000 | $75,000 | $59,000 | −$44,000 | −$59,000 | — | — | — | — | — | — | — |
| Total shareholders' equity | $19.2M | $6.5M | $6.4M | $6.9M | $6.5M | $7.0M | $3.9M | $3.7M | $3.8M | $4.5M | $5.3M | $7.9M |
| Key figures | ||||||||||||
| Total debt | $180,000 | $1.2M | $161,000 | $188,000 | $214,000 | $240,000 | $266,000 | $1.7M | $1.5M | $2.2M | $127,000 | $153,000 |
| Net cash (debt) | $7.6M | $7.0M | $107,000 | $538,000 | $3.7M | $4.7M | $1.9M | −$294,000 | $2.1M | −$1.7M | $368,000 | $1.6M |
| Working capital | — | — | $6.3M | $6.9M | $6.4M | — | — | — | $2.3M | $2.9M | $5.0M | $3.3M |
| Tangible book value | $19.2M | $6.5M | $6.3M | $6.8M | $6.3M | $7.0M | $3.8M | $3.5M | $3.5M | $4.5M | $5.2M | $7.8M |
| Book value per share | $2.37 | $0.84 | $0.87 | $0.90 | $0.88 | $1.02 | $0.64 | $0.60 | $0.63 | $0.75 | $0.91 | $1.35 |
| Shares outstanding | 8.1M | 7.8M | 7.4M | 7.7M | 7.4M | 6.9M | 6.1M | 6.1M | 6.0M | 6.0M | 5.9M | 5.9M |
| Current ratio | — | — | 5.53 | 5.66 | 3.90 | — | — | — | 2.78 | 2.54 | 15.11 | 128.42 |
| Quick ratio | — | — | 0.74 | 1.31 | 2.64 | — | — | — | 4.47 | 0.57 | 4.13 | 128.42 |
| Debt / equity | 0.01 | 0.18 | 0.03 | 0.03 | 0.03 | 0.03 | 0.07 | 0.47 | 0.39 | 0.49 | 0.02 | 0.02 |
| Equity / assets | 94.1% | 74.9% | 79.9% | 78.1% | 71.4% | 68.6% | 52.9% | 49.9% | 48.4% | 61.9% | 64.6% | 71.0% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed March 30, 2026); data from EODHD.
OXBR financial position
At the end of fiscal 2025 (December 31, 2025), Oxbridge Re had total assets of $8.1 million (up 7.9% from a year earlier), total liabilities of $1.6 million and shareholders' equity of $6.4 million. It held $7.0 million in cash and short-term investments against $0.2 million of debt, a net cash position of $6.8 million. Its current ratio was 4.99. In the latest quarter (ended June 30, 2026) total assets were $20.4 million and equity $19.2 million.
Related: OXBR income statement, OXBR cash flow statement, OXBR key metrics. See the OXBR stock overview for the latest quote and news.
OXBR balance sheet FAQ
What are Oxbridge Re's total assets?
Oxbridge Re reported total assets of $8.1 million at the end of fiscal 2025 (December 31, 2025), compared with $7.5 million a year earlier.
How much debt does Oxbridge Re have?
Oxbridge Re had $0.2 million of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.03.
How much cash does Oxbridge Re have?
Oxbridge Re held $7.0 million in cash and short-term investments at the end of fiscal 2025; with $0.2 million of debt that is net cash of $6.8 million.
What is Oxbridge Re's book value?
Oxbridge Re's shareholders' equity (book value) was $6.4 million at the end of fiscal 2025, or $0.87 per share.
What is Oxbridge Re's current ratio?
Oxbridge Re had current assets of $7.0 million and current liabilities of $1.4 million, a current ratio of 4.99 (it can cover its short-term obligations).
How much goodwill does Oxbridge Re have?
Oxbridge Re carried $0.1 million of goodwill and intangible assets, 1.3% of total assets, at the end of fiscal 2025.