Oxbridge Re Holdings Limited (OXBR) Key Metrics

NASDAQ: OXBRValuation, returns, debt and efficiency ratios over 10 years.

OXBR valuation today

Trailing 12 months · as of October 18, 2026
Market cap
$8.1M
Enterprise value
$7.4M
P/E (TTM)
50.0
10-yr median 14.0
Forward P/E
7.9
PEG ratio
—
Price / sales
2.9
10-yr median 3.8
Price / book
0.6
10-yr median 1.1
EV / EBITDA
—
10-yr median 5.0
Dividend yield
—
Beta
2.01

OXBR key metrics, 2016–2025

Fiscal year ended December 31, 2025 · U.S. dollars

OXBR valuation Price multiples at each fiscal year-end price.

Price / sales−91.8%
3.8
2025 · hover or tap a bar for each year
2016: 1.9 (−65.1%)2017: 0.5 (−72.4%)2018: 1.0 (+81.6%)2019: 4.4 (+358.3%)2020: 8.8 (+102.8%)2021: 3.2 (−64.3%)2022: 8.1 (+158.5%)2024: 46.02025: 3.8 (−91.8%)
20162025
Price / book−76.2%
1.5
2025 · hover or tap a bar for each year
2016: 1.0 (+3.9%)2017: 0.9 (−7.9%)2018: 0.4 (−51.5%)2019: 0.5 (+22.2%)2020: 1.3 (+151.6%)2021: 1.9 (+44.9%)2022: 0.5 (−76.1%)2023: 1.2 (+161.9%)2024: 6.4 (+425.9%)2025: 1.5 (−76.2%)
20162025
Free cash flow yield−9.1 pts
−14.0%
2025 · hover or tap a bar for each year
2016: 1.1% (−22.2 pts)2017: −211.0% (−212.1 pts)2018: −183.6% (+27.4 pts)2019: −102.4% (+81.3 pts)2020: −2.6% (+99.7 pts)2021: −0.8% (+1.8 pts)2022: −12.0% (−11.2 pts)2023: −19.6% (−7.6 pts)2024: −4.9% (+14.7 pts)2025: −14.0% (−9.1 pts)
20162025

OXBR valuation history

Fiscal year-endToday10-year median

OXBR returns on capital

ROEROICROA

Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.

OXBR debt vs cash

Total debtCash & short-term investments

Debt includes short- and long-term borrowings and, where reported, lease liabilities.

OXBR cash returned to shareholders

DividendsBuybacksFree cash flow

OXBR price vs earnings per share

Share price at year-endEPS (right axis)

OXBR key metrics

2016–2025
Oxbridge Re Holdings Limited key metrics by fiscal year
2025202420232022202120202019201820172016
Valuation
Market capitalization$9.8M$25.1M$6.5M$6.9M$32.2M$10.7M$4.3M$3.6M$12.5M$36.1M
Enterprise value$2.9M$23.3M$6.1M$6.0M$29.1M$5.6M−$957,478−$5.5M−$1.8M$12.9M
P/E ratio————3.7121.8———14.0
Price / sales3.846.0—8.13.28.84.41.00.51.9
Price / book1.56.41.20.51.91.30.50.40.91.0
Price / free cash flow—————————89.2
Price / operating cash flow—————————86.9
EV / sales1.142.6—7.02.84.6-1.0-1.4-0.10.7
EV / EBITDA————3.457.1———5.0
EV / free cash flow—————————31.9
Earnings yield−35.5%−7.0%−153.6%−25.2%26.9%0.8%−3.5%−214.5%−165.1%7.1%
Free cash flow yield−14.0%−4.9%−19.6%−12.0%−0.8%−2.6%−102.4%−183.6%−211.0%1.1%
Dividend yield————0.0%0.0%0.1%1.0%16.8%8.0%
Shareholder yield (dividends + buybacks)————0.0%0.0%0.1%1.0%25.3%10.0%
Share price at fiscal year-end$1.32$4.12$1.10$1.20$5.62$1.87$0.74$0.63$2.15$6.00
Per share
Revenue per share$0.35$0.09$0.00$0.15$1.78$0.21$0.17$0.66$4.11$3.16
Earnings per share−$0.47−$0.29−$1.69−$0.30$1.51$0.02−$0.03−$1.35−$3.55$0.43
Operating cash flow per share−$0.18−$0.20−$0.21−$0.14−$0.04−$0.05−$0.76−$1.16−$4.54$0.07
Free cash flow per share−$0.18−$0.20−$0.22−$0.14−$0.04−$0.05−$0.76−$1.16−$4.54$0.07
Cash per share$0.94$0.35$0.08$0.21$0.61$0.97$1.04$1.58$2.45$3.86
Book value per share$0.87$0.65$0.91$2.60$2.90$1.40$1.40$1.45$2.40$6.17
Tangible book value per share$0.86$0.63$0.89$2.60$2.90$1.39$1.39$1.45$2.39$6.16
Dividends per share————$0.00$0.00$0.00$0.01$0.36$0.48
Capex per share$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Debt per share$0.02$0.04$0.02$0.05$0.06$0.08$0.13—$0.00$0.00
Shares outstanding7.4M6.1M5.9M5.8M5.7M5.7M5.7M5.7M5.8M6.0M
Change in shares outstanding+21.2%+4.0%+1.6%+0.6%+0.0%0.0%0.0%−1.2%−3.7%−0.5%
Returns & profitability
Return on equity (ROE)−66.8%−38.0%−97.6%−11.0%70.2%1.1%−1.8%−69.7%−80.6%7.0%
Return on invested capital (ROIC)—−36.5%−76.7%−10.0%104.6%1.5%−11.5%——7.8%
Return on assets (ROA)−44.7%−22.4%−79.7%−10.2%64.7%0.9%−1.4%−45.6%−56.9%5.0%
Return on tangible assets−43.6%−24.0%−121.6%−10.5%49.0%1.0%−1.6%−61.7%−96.5%5.1%
Free cash flow margin−52.9%−225.6%—−97.5%−2.5%−23.1%−445.7%−174.5%−110.4%2.1%
Income quality (OCF / net income)————−0.03−3.02———0.16
Financial health
Total debt$161,000$266,000$127,000$260,000$351,000$438,000$733,000—$0$0
Cash & short-term investments$7.0M$2.1M$495,000$1.2M$3.5M$5.6M$6.0M$9.1M$14.2M$23.2M
Net debt−$6.8M−$1.9M−$368,000−$947,000−$3.2M−$5.1M−$5.2M−$9.1M−$14.2M−$23.2M
Debt / equity0.030.070.020.020.020.050.09—0.000.00
Debt / assets0.020.040.020.020.020.050.08—0.000.00
Net debt / EBITDA————−0.37−52.29———−8.93
Current ratio4.991.8415.1148.5811.3228.8423.2365.34109.4380.04
Quick ratio4.991.8419.4222.2728.2666.8353.81146.73337.70343.56
Interest coverage———-1.0——————
Working capital$5.6M$1.5M$5.0M$12.4M$3.5M$5.8M$6.2M$8.9M$11.5M$16.1M
Invested capital−$381,000$2.1M$5.0M$14.0M$13.5M$2.9M$2.8M−$753,000−$314,000$13.9M
Tangible asset value$6.4M$4.0M$5.2M$15.0M$16.6M$8.0M$8.0M$8.3M$13.9M$37.1M
Net current asset value$5.4M−$161,000$2.5M$11.0M$2.8M$5.0M$5.0M$4.8M$4.1M$2.5M
Graham number————$9.93$0.70———$7.71
Graham net-net per share$0.81−$0.07−$0.42$0.56−$0.03$0.15$0.11−$0.14−$0.42−$2.39
Capital allocation
Dividends paid————$1,000$4,000$4,000$35,000$2.1M$2.9M
Share buybacks (net)———————$0$1.1M$742,000
Dividend payout ratio————0.0%4.5%———111.8%
Dividends + buybacks / free cash flow—————————895.6%
Capex / revenue0.6%0.0%—0.0%0.0%1.2%0.1%0.0%0.0%0.1%
Capex / operating cash flow—————————2.6%
Capex / depreciation16.000.000.830.000.431.400.100.060.250.52
Stock-based compensation / revenue16.2%42.9%—14.9%0.6%2.6%3.7%3.3%0.5%0.6%
SG&A / revenue118.2%351.1%—166.2%12.8%84.7%108.8%33.7%5.6%7.4%
Efficiency
Days sales outstanding129.2680.5—132.313.5147.899.2184.960.678.8
Days of inventory on hand——6,867.7174.9-9,434.7-30,680.5-56,597.8-631.1-330.0-1,286.9
Days payables outstanding41.1518.8841.397.3377.4908.81,192.04.41.34.6
Cash conversion cycle (days)88.1161.8—209.9-9,798.7-31,441.5-57,690.6-450.5-270.7-1,212.7
Receivables turnover2.820.540.002.7627.122.473.681.976.024.63
Payables turnover8.870.700.433.750.970.400.3183.83278.1279.27
Inventory turnover———2.09——————
Asset turnover0.330.070.000.050.760.130.090.220.660.37
Average receivables$912,500$1.0M$652,000$308,000$377,000$491,500$266,500$1.9M$4.0M$4.1M
Average payables$337,500$361,000$325,000$315,500$273,000$244,000$209,000$122,500$155,000$190,000
Average inventory——$2.7M$567,000−$6.8M−$8.2M−$9.9M−$17.8M−$39.0M−$53.1M
Intangibles / total assets1.3%1.5%1.2%0.0%0.2%0.5%0.5%0.0%0.2%0.2%

Computed from OXBR's annual financial statements (latest annual report filed March 30, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.

OXBR valuation and financial ratios

Based on the latest twelve months, the trailing P/E is 50.0 and the forward P/E is 7.9. Oxbridge Re earned a return on equity of −66.8% in fiscal 2025. It ended the year with $0.2 million of debt and $7.0 million in cash and short-term investments, a net cash position of $6.8 million. The share count rose 22.7% from 6.0M to 7.4M over 9 years.

See the OXBR income statement, the OXBR chart for price history, or the OXBR stock overview for the latest quote and news.

OXBR key metrics FAQ

What is Oxbridge Re's P/E ratio?

Oxbridge Re's trailing P/E ratio is 50.0 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 7.9. At the end of fiscal 2025 it was —, compared with a 10-year median of 14.0.

What is Oxbridge Re's return on equity?

Oxbridge Re's return on equity (ROE) was −66.8% in fiscal 2025: net income of -$3.5 million on average shareholders' equity of $5.2 million.

How much debt does Oxbridge Re have?

Oxbridge Re had total debt of $0.2 million at the end of fiscal 2025, a debt-to-equity ratio of 0.03 and more cash than debt.

What is Oxbridge Re's free cash flow yield?

Oxbridge Re generated -$1.4 million of free cash flow in fiscal 2025, a free cash flow yield of −14.0% on its market value at year-end ($9.8 million).

What is Oxbridge Re's current ratio?

Oxbridge Re's current ratio was 4.99 at the end of fiscal 2025: current assets were 4.99 times current liabilities.

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